The invention discloses a real person simulation individuality ornament matching system suitable for a PC, a notebook computer, a tablet personal computer, a mobile phone and other platforms. The system is divided into a two-dimensional sub system and a three-dimensional sub system which each comprise a model collecting unit, a user input unit, a virtual image building unit, an individuality ornament database, an individuality ornament selecting unit, an effect displaying unit, a storage unit and a historical inquiring unit. According to the real person simulation individuality ornament matching system, a simulation image can be intelligently spliced according to a head image in a picture and input body parameters, free matching can be carried out by selecting head forms, hair ornaments, facial ornaments, facial makeup, clothes, jewelry, accessories, shoes, socks and other various ornaments, the result is displayed in real time and can be stored, shared and sold, and practicality is high.