The invention relates to a safety type essence formula with whitening effect, and a process thereof. The safety type essence formula mainly comprises the following raw materials in percentage by weight: 0.05 to 0.08 percent of gellan gum, 0.1 to 0.2 percent of xanthan gum, 5 to 8 percent of glycerinum, 10 to 12 percent of propylene glycol, 0.1 to 0.2 percent of sodium hyaluronate, 0.2 to 0.3 percent of hydrolyzed hyaluronic acid, 0.1 to 0.2 percent of jojoba wax PEG-120 ester, 1 to 2 percent of nicotinamide, 0.3 to 0.4 percent of a viscosity modifier, 0.5 to 1 percent of a snail secretion filtrate extract, 0.5 to 1 percent of a lucid ganoderma extract, 0.005 to 0.01 percent of glabridin, 0.1 to 0.2 percent of EGF, 0.5 to 1 percent of whitening compound, 1 to 2 percent of a yeast extract, 0.5 to 1 percent of an aspergillus fermentation product extract and 1 to 2 percent of trimethyl pentaphenyl trisiloxane. The safety type essence formula achieves the whitening effect while guaranteeing safety.