A
system for verifying identities comprising an enrollment
system having: (i) at least one
alphanumeric input device; (ii) at least one biometric
input device; (iii) at least one header file
database having a plurality of identities; (iv) at least one
search engine, said
search engine in communication with said header file
database such that said
search engine first receives an
alphanumeric data signal which has been input into said
alphanumeric input device by the user, and then searches said
database for identities that match the alphanumeric data according to a predetermined first set of criteria; (v) a processor to
score the set of identities matched by said search engine according to a predetermined second set of criteria, said processor capable of determining the acceptability or unacceptability of said user's input alphanumeric data based on said
score; and (vi) an identity
escrow database which is in communication with said processor and receives from said unit an approved identity
data signal based on the acceptability of the
score, said
escrow database additionally in communication with said biometric input device capable of receiving at least one biometric identity
data signal input by the user to said biometric input device, said
escrow database further comprising means for
coupling the approved identity data
signal and the biometric identity data
signal to create at least one subfile within the escrow database for each user comprising the approved identity data
signal and the
biometric data signal. The present invention further comprises a
verification system for verifying the identity of said user after the user has enrolled in the enrollment system. The
verification system has means for
processing a second input
biometric data signal input by the user to the biometric input device to match the user's preexisting
biometric data in said escrow database according to a predetermined third set of criteria. The
verification system has an
output device for transmitting to a
third party whether or not a match was located within said escrow database for said user. The present invention further relates to a method and system for providing a warranty against the theft of a user's identity.