248 results about "Escrow" patented technology

A system and method provide for the immediate transmission of a potential alarm to a remote alarm signal escrow site and from the escrow site to a host station in the event where a control panel or an alarm signaling device is tampered with or destroyed by a disablement tactic, e.g., a “crash and smash intrusion.” A system and method may also send an alarm signal during such an attack by using predictive analysis of real-time events.

A system for verifying identities comprising an enrollment system having: (i) at least one alphanumeric input device; (ii) at least one biometric input device; (iii) at least one header file database having a plurality of identities; (iv) at least one search engine, said search engine in communication with said header file database such that said search engine first receives an alphanumeric data signal which has been input into said alphanumeric input device by the user, and then searches said database for identities that match the alphanumeric data according to a predetermined first set of criteria; (v) a processor to score the set of identities matched by said search engine according to a predetermined second set of criteria, said processor capable of determining the acceptability or unacceptability of said user's input alphanumeric data based on said score; and (vi) an identity escrow database which is in communication with said processor and receives from said unit an approved identity data signal based on the acceptability of the score, said escrow database additionally in communication with said biometric input device capable of receiving at least one biometric identity data signal input by the user to said biometric input device, said escrow database further comprising means for coupling the approved identity data signal and the biometric identity data signal to create at least one subfile within the escrow database for each user comprising the approved identity data signal and the biometric data signal. The present invention further comprises a verification system for verifying the identity of said user after the user has enrolled in the enrollment system. The verification system has means for processing a second input biometric data signal input by the user to the biometric input device to match the user's preexisting biometric data in said escrow database according to a predetermined third set of criteria. The verification system has an output device for transmitting to a third party whether or not a match was located within said escrow database for said user. The present invention further relates to a method and system for providing a warranty against the theft of a user's identity.

A method and system for escrow service for web-based transactions, such as multi-currency web-based transactions, is web-accessible and accepts registrations from exchanges and / or portal partners. The completion of registration and transactions is allowed to entitled users who access the system via the web. The system maintains an internal banking engine to act as a deal manager, messaging service and accounts sub-ledger and escrows funds entrusted to it. The transaction process is composed of a number of transaction statuses, and reporting of those statuses to users is accomplished online and via web query. The system provides local currency / multi-currency capability and supports several methods of payment, such as credit cards, authorized Automated Clearing House (ACH) or equivalent direct debit / credit and wire transfer payments, and all funds movements are electronic. The system supports transaction level detail through its banking engine accounts; funds movements from its currency accounts, and escrows funds to currency based escrow accounts. Buyers completing goods / services inspections after delivery initiate settlements.

A system for securely storing application keys is comprised of a database system, a peripheral hardware security module and cryptographic keys, wherein cryptographic keys comprise application keys, intermediate keys and a master key. Application keys are grouped according to characteristic and are associated with a particular intermediate key, which is utilized to scramble and descramble application keys within the associated group. Intermediate keys are associated with the master key, which is utilized to scramble and descramble the intermediate keys. Scrambling and descrambling of keys is performed within the peripheral hardware security module.