The invention provides an
electric power credit evaluation method based on
big data, and relates to an evaluation method. An existing credit
evaluation system only based on a traditional quantitative
analysis method cannot meet requirements of an
electric power company to dig
data value, undertake a customer credit
rating system, and realize responsibility of enterprise derivative value at present. The
electric power credit evaluation method comprises a
data preparation step, an
index system construction step, a model construction step, a model
verification step and a model output step. According to the technical scheme, systematic cleaning and analysis are performed on a large number of historical data such as customer basic information,
payment behavior,
electricity using behavior and social credit information, an implicit behavior model and credit characteristics in the data are dug by applying a mathematical statistics method and a BP neural
network model improved by
genetic algorithm, a relationship between historical information and credit performance is captured, the credit performance is synthetically evaluated by a credit level, classified credit management of electric power customers is advanced, and differentiated
arrears collection measure research work is supported and carried out to form a diversified collection strategy.