Disclosed is an electronic payment system based on a cloud data processing technology. The electronic payment system based on the cloud data processing technology comprises terminal equipment, a cloud server, a payment server and a bank server. The terminal equipment is suitable for sending payment confirming information to the cloud server, wherein the payment confirming information carries order form information, a payment account of the user, verifying information of the user and identification data of the terminal equipment; the cloud server is suitable for verifying the order form information, and submitting payment requests to the payment server after verification is passed through, wherein the payment requests at least carry payment amount, payment objects, a dealing number associated with the order form information, the payment account, the verifying information and the identification data of the terminal equipment; and the payment server is suitable for acquiring a bank account corresponding to the payment account based on the binding relations between the stored payment account and the bank account and the identification data of the terminal equipment, and finishing payment through the bank account and the bank server after the verifying information is verified and passed through. The technical scheme is that the electronic payment system based on the cloud data processing technology can ensure safety of electronic payment and convenience of the electronic payment.