91results about How to "Improve transaction speed" patented technology

A payment card or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. A user can utilize buttons located on the card to perform activities that would otherwise be performed at an ATM, payment card reader, or by a waitress. A user can provide instructions on a card to accelerate a transaction. The information a user enters can be communicated to a point-of-sale device. For example, a user can enter into his / her card that the user desires $100 withdrawal from a checking account. The user can also enter his / her PIN into the card. The user can swipe his / her card into an ATM and instantly be provided with the desired $100.

A payment card or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. A user can utilize buttons located on the card to perform activities that would otherwise be performed at an ATM, payment card reader, or by a waitress. A user can provide instructions on a card to accelerate a transaction. The information a user enters can be communicated to a point-of-sale device. For example, a user can enter into his / her card that the user desires $100 withdrawal from a checking account. The user can also enter his / her PIN into the card. The user can swipe his / her card into an ATM and instantly be provided with the desired $100.

A payment card or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. A user can utilize buttons located on the card to perform activities that would otherwise be performed at an ATM, payment card reader, or by a waitress. A user can provide instructions on a card to accelerate a transaction. The information a user enters can be communicated to a point-of-sale device. For example, a user can enter into his / her card that the user desires $100 withdrawal from a checking account. The user can also enter his / her PIN into the card. The user can swipe his / her card into an ATM and instantly be provided with the desired $100.

The invention discloses a core algorithm of a blockchain Internet model (golden monkey model) of across-chain transaction. The model is a fully distributed and multi-chain network structure which can more easily carry out expansion, extension and fault tolerance than a traditional centralized structure. Each chain maintains own consistency, the consistency between chains is maintained by a fully distributed mechanism so as to break through the restriction of a centralized model, all chains can be operated in parallel, and transaction efficiency and network operation speed can be improved. The model is a new financial market structure which can be expanded, a financial department can easily enter or level at any time, and a large-scale network and a high transaction amount are supported. The method comprises a participating chain and a middle chain, wherein he participating chain and the middle chain both can be one or one group of financial mechanisms, and the across-chain transaction can be realized. The invention is the core algorithm for the transaction between the chains, especially a protocol algorithm that the middle chain assists in at least two participating chains to carry out mutual transaction, and a situation that a center mechanism maintains the consistency of the whole network is avoided.

The invention discloses a double chain-type cross chain trading Internet of blockchains model (golden monkey model) core algorithm. Different from the traditional centralized architecture, the model has a fully-distributed and multi-chain network architecture. Due to the fully-distributed architecture, easier expansion, easier extension and easier fault tolerance are realized than the existing architecture. Each chain maintains the self consistency, the consistency between chains does not need to be managed by a central organization but is maintained by a fully-distributed mechanism. Limitations from the previous centralized Internet of blockchains (chain network, in short) are broken, all chains can operate in parallel on the model, and the trading efficiency and the network operation speed are improved. The model has a new financial market architecture, extensibility is realized, a financial unit can randomly and easily enter or leave the network, and the large-scale network and a high transaction volume are supported. The model comprises participant blockchains and inter-chain blockchains, the participant blockchains or the inter-chain blockchains can be one or one group of financial institutions, the inter-chain blockchain has a double-chain structure, a trading record and a balance account are separated, and cross chain trading is realized. A core algorithm for trading between chains, particularly, a protocol algorithm of enabling the inter-chain blockchains to assist two or more than two participant blockchains for mutual trading is provided, no centralized mechanism is needed, and the consistency of the whole network is maintained.

The invention provides a block chain transaction management system and method. An authority party counts balances and states of all accounts related to the oldest top blocks in a block chain at the right time, releases the counted information in a clearing message; and a bookkeeper responds to determining that the received clearing message is from the authority party and replaces the blocks counted by the authority party with the clearing message as the first block of the block chain, so that the storage capacity of blocks at various nodes in a block chain system can be reduced, the workload of backtracking the transaction history when the bookkeeper validates the effectiveness of the transaction message is reduced, meanwhile, the time of positioning or counting the data from the block chain and the waiting time required for reporting the transaction data to the chain are also shortened, the transaction speed is increased and the access efficiency of the block chain is improved.

The invention discloses a non-contact payment method, system and mobile terminal based on an electronic wallet. The method comprises the following steps: a point-of-sale (POS) terminal reads single-time consumption limit information stored in a mobile terminal, receives a payment request and identifies whether the consumption sum is greater than the single-time consumption limit, wherein the payment request includes the consumption sum information; if the consumption sum is not greater than the single-time consumption limit, the POS terminal interacts with a user identification module and performs transaction processing in accordance with the payment request; if the consumption sum is greater than the single-time consumption limit, the POS terminal produces and outputs a prompting message of inputting the payment password; the POS terminal receives the payment password and transmits a password verification request to the user identification module, wherein the password verification request includes the received payment password; and the user identification module verifies the payment password in the password verification request, interacts with the POS terminal after the payment password passes the verification and performs transaction processing in accordance with the payment request. Based on the condition that consumption based on the electronic wallet can meet small-payment transaction demands, the embodiment of the invention can effectively ensure the safety of the large payment.

The invention discloses an optimized Montgomery modular multiplication method, an optimized modular square method and optimized modular multiplication hardware. The optimization is carried out based on an original FIOS (Finely integrated operand scanning) algorithm. The optimized modular multiplication hardware mainly comprises three single-port SRAMs, a double-port SRAM, a 32-bit multiplier, a 34-bit adder, a 4-2 compressor, a 64-bit register and six 32-bit registers. According to the optimized Montgomery modular multiplication method, the optimized modular square method and the optimized modular multiplication hardware, a high-radix modular multiplier of a two-stage parallel assembly line is adopted, the AB operation is completed through a first-stage 32-bit multiplier, the T+AB+C operation is completed through a second-stage adder, the 32-2048-bit modular multiplication operation is achieved, the area of a chip is reduced, and the modular multiplication operation performance is improved.

The present invention is directed to systems and methods relating to a customizable self-checkout system including a self-checkout device for processing items for purchase by a customer, a processor for controlling the operations of the self-checkout device, and a memory for receiving customer profile data. The processor adapts the operation of the self-checkout system in accordance with the customer profile data.

The invention discloses a financial futures trading system, which improves the trading speed, gives consideration to compliance risk control, provides rich pre-event and post-event risk control indexes for futures companies, and quickly controls risks. According to the technical scheme, the system comprises a member management terminal which is a client used by a broker company and is used for managing system and client information, checking real-time transaction data, displaying real-time data in a disk and setting risk control parameters; a transaction client terminal which is an order placing terminal for investors, and is used for reporting orders, withdrawing orders and querying funds and positions, and receiving market information of transaction products; and a preposed transaction risk control gateway which is deployed in a transaction channel and risk control preposed channel of the broker company, wherein the preposed transaction risk control gateway adopts a memory database for real-time calculation and quick serach, thus achieving quick data transmission between the transcation client terminakl and a transcation dealing system of an exchange. The connection between the preposed transaction risk control gateway and a physical database enables the broker company to control transcation risk and manage data in a real-time manner with the client management terminal.

The invention relates to a method of network bank trading between companies and banks. The system includes computer units in bank and company, thereinto, SAP software system is used in company for every finance personnel. Payment service credence is programmed in each client by finance personnel. The payment data is uploaded to company server by special person using eduction program through examination of relative service personnel. Payment check personnel approve payment information through WEB browser in client according to respective rights. Company payment information after approval interacts with bank service host through Internet. In charge of security server in company and bank, trade request is sent to encryption server after encryption and is sent to background to process server after unencrypted by server in bank. At last, the result is returned.

The invention discloses an online consumption account-based non-contact payment method, an online consumption account-based non-contact payment system and an account background system. The method comprises the following steps that: the account background system receives a payment request sent by a POS terminal, wherein the payment request comprises consumption amount information, mobile terminal user identifier information and / or online consumption account identifier information; the account background system inquires the consumption limit corresponding to a mobile terminal user identifier and / or an online consumption account identifier and identifies whether the consumption amounts are more than the consumption limit or not, if the consumption amount is not more than the consumption limit, the account background system performs payment according to the payment request, and if the consumption amount is more than the consumption limit, the account background system requests the POS terminal to provide a payment code and verifies the payment code provided by the POS terminal; and when the verification of the payment code provided by the POS terminal passes, the account background system performs payment according to the payment request. The embodiment of the invention can improve the transaction speed of small amount payment under the condition of guaranteeing safety of large amount of payment.

Systems, apparatuses, and methods are provided for facilitating electronic commerce via a web banner. Entire purchase transactions may be provided via the web banner, where an end user purchases products sold from third parties via the web banner. Entire sale listing transactions may also be provided via the web banner, where an end user lists products for sale via the web banner. Further, users may be identified when they access third party web sites, and customized offers may be generated and communicated to the identified users.

The invention relates to a system and method of dynamic electronic certificate authentication. When a near-field mobile payment is performed, a mobile intelligent terminal is connected with a system server through a network to obtain a dynamic electronic certificate, the mobile intelligent terminal sends the dynamic electronic certificate via a built-in Bluetooth module through a low-power-consumption Bluetooth technology to a POS machine to perform authentication; and, when the POS machine performs the authentication, the system server does not need to be connected, a built-in PSAM card of the POS machine can be directly called to perform rapid decryption authentication for the dynamic electronic certificate. Compared with the prior art, the scheme does not have a risk of the brute force attack, improves authentication verification and transaction speeds, has the advantages of high stability and reliability, greatly improves user experience, and can reduce a cashier merchant's network cost. For some scenes (such as buses and subway) which needs user authentication and transaction to be rapidly completed, the method can reflect an advantage.

The invention relates to an intellectual property online trading platform, which is characterized by comprising a main server, a third party fund supervision platform, a trading platform sub system, a service expense sub system, a seller management platform, a buyer trading platform, an anti-counterfeiting verification platform and a patent value evaluation module, wherein an intellectual property issuing platform is used for issuing intellectual property products such as patents, trademarks and copyrights; and after the intellectual property products are issued, the patent value evaluation module is used for performing patent value evaluation. The intellectual property online trading platform has the advantages that the security is high; the trading flow process of the intellectual property is simplified; the trading speed of the intellectual property is accelerated; the patent result conversion is promoted; the scientific and technological progress is promoted; the intellectual property online trading platform is provided with the anti-counterfeiting verification platform, so that the buying of counterfeit products is prevented, and the buying reliability is improved; the online trading platform is provided with the third party fund supervision platform, so that the improvement of the management fairness of rights protection due to trading disputes is facilitated; and the fraudulent conducts are prevented.

The invention discloses a security interaction method, an excitation method and a transaction system for administrator-free blockchain transaction. The quality of a blockchain-based transaction systemcan be improved from two aspects of security at the same time. Firstly, in a buyer registration stage, a homomorphic encryption algorithm is introduced, and batch efficient signature verification ina verification stage is realized on the premise of ensuring key security. And in addition, in the consensus achievement stage, the tasks are sorted by adopting a reputation-based incentive mechanism,so that the waiting time of high-reputation buyers is shortened, and the transaction speed is increased. Finally, in the reputation updating stage, the reputation values of all the nodes are quantitatively evaluated periodically, and the reliability of the transaction system is improved.

A system, method, and computer-readable storage medium configured to facilitate, for example, point-of-sale check approval in real-time. The system converts a demand type payment transaction into a payment card transaction. A cardholder database contains a cardholder record. The cardholder record includes a demand account and payment card information of a cardholder. A network interface receives point-of-service transaction data. A transaction processor correlates the user with the cardholder record, and generates an authorization request message which is sent to an issuer for approval.

The embodiment of the invention discloses a realizing method of photo taking-and-sell business, a client side and a server side. The realizing method includes the steps that a camera on a terminal is called for taking the picture of a commodity to be sold and sends the picture to the server side; a returning package issued by the server side based on the picture is received and comprises the identity information for determining the purchase page chained address of the commodity to be sold; the purchase access of the commodity to be sold is obtained according to the returning package and comprises a two-dimension code of the page purchase page chained address; the purchase access is issued. By means of the technical scheme, a most convenient commodity-selling method can be provided for insightful fashion lovers. A commodity is sold while photographed through the photography function on the terminal. The transaction cost of commodities is reduced. The transaction speed is improved. User experience is improved.

One or more embodiments of the present specification provide a power transaction method based on blockchain technology, which combines a power grid blockchain and an edge computing network with each other and uses an edge server as part of blockchain nodes to reduce the deployment cost of the network, and at the same time, as the power grid has abundant power resources, which can be used as exchange resources for resource exchange with the nodes of an edge server so that maintenance cost of a blockchain network can be further reduced. Besides, the transaction chaining process is divided into three stages of transaction endorsement, sorting and verification, and different nodes serve as different roles, so that parallel processing of power transactions can be realized, and the transaction speed of the power transactions is increased. In addition, only authorized nodes in the blockchain network can join in the network and modify the data, so that the privacy of the data can be guaranteed. Therefore, the invention can reduce the cost of the blockchain network on the premise of ensuring the privacy and transaction speed of the data.

The invention discloses a cloud transaction system. The cloud transaction system is characterized in that the cloud transaction system comprises at least two client servers connected with multiple clients, a middleware server and a matchmaking server, wherein the matchmaking server comprises a processing module and a storage module and is used for transmitting transaction information to the middleware server when the client servers receive the transaction information, the middleware server is used for distributing the received transaction information and transmitting the received transaction information to the matchmaking server executing a matchmaking task, and the matchmaking server is used for storing the transaction information in the storage module, processing the transaction information in the processing module based on a matchmaking queue and outputting a processed result to an external database. By means of the cloud transaction system, the technical problem that a transaction system in the prior art processes big data slowly is solved, and the technical effects of processing the big data in transaction in time and improving the transaction speed are achieved.

The invention provides a DAG-based whole-network unified trust anchor system, an establishment method and an authentication method, and solves the technical problem that the chaotic authentication reliability of an existing CA system cannot be guaranteed. The system comprises a common node used for receiving a client request to form a transaction data forwarding signature node; the signature nodeis used for packaging and signing the transaction data to form block data and broadcasting the block data to the verification node; the verification node is used for verifying the block data to form consensus judgment; and the DAG network stores the block data in a DAG data structure, and updates the block, the signature node and the verification node. The formation randomness of the signature nodes and the verification nodes is utilized to ensure the distribution balance of all levels of nodes of the whole network unified trust anchor; autonomous optimization of each functional node is ensured by utilizing consensus judgment of multiple verification nodes, concurrent processing of authentication transaction data by multiple signature nodes is realized by utilizing a DAG network, and defects of an existing authentication system are overcome to form a whole-network unified trust anchor system and high-concurrency block data processing.

The invention discloses a method for electronic transaction. A phenomenon that the prior transaction system severely relies on a mouse / keyboard and an order placing interface is avoided by setting special transaction control signals; for different transaction directions, different transaction control signals are used; and the transaction signals are triggered by external equipment, the physical arrangement of signal triggering devices corresponds to quotation directions to furthest accord with somatological principles and greatly reduce or even avoid interference or misoperation. The inventionalso provides a transaction system and a transaction control signal input device based on the method.

A block chain data lifecycle management method includes adding monitoring variables to block data structure, wherein the variables including block access frequency, block last access time, block access validity period, block lifetime, sedimentation mark and sedimentation pool index value. The number of accesses to a block stores the total number of accesses to the block since the block was created. A last access time of that block records the time at which the block was last visited; The block access validity period records the maximum length of time that a block can be accessed, and if the block is not accessed beyond this period, the block is deposited. After the sedimentation, the block index value is reserved, and the block data is no longer synchronized, and temporarily stored in thesedimentation tank, but can be recovered within the block lifetime.

The embodiment of the invention discloses an order generation method through a short-distance wireless communication tag and a system thereof. The method comprises the steps that an NFC payment client-terminal reads product source data and signature data in an NFC security payment tag, the product source data include product detailed information required for order generation, the signature data are data obtained in a way that the abstract of the product source data is signed by utilizing the private key of a digital certificate through a preset digital signature algorithm, and the abstract is generated by the product source data through a preset hash function; the signature data are decrypted by adopting the public key of the digital certificate and the abstract of the product source data is obtained, and the abstract is generated by the product source data in the NFC security payment tag through the preset hash function; consistency of the abstract obtained by decryption and the generated abstract is compared; and if the abstracts are consistent, the NFC security payment tag passes verification, and an order is generated by the product source data and user information and order payment is initiated to an NFC payment system. NFC payment security and transaction speed can be enhanced by the order generation method through the short-distance wireless communication tag.

The embodiments of the invention disclose an intelligent ETC lane toll collection system and an intelligent ETC lane toll collection method based on a phased array. The system comprises at least two vehicle queue detection sensors, main reading and writing equipment, and a main control machine. The main control machine acquires vehicle position information fed back by the vehicle queue detection sensors and toll collection information and tag position information identified by a phased array antenna in the main reading and writing equipment, and constructs vehicle queue model information. When the vehicle position information of a current vehicle under transaction is consistent with the tag position information, a billing transaction is conducted. If the billing transaction status indicates that transaction fails, backup reading and writing equipment is started for billing transaction. If the billing transaction status indicates that transaction succeeds, the main control machine opens a barrier gate to release the vehicle, and the vehicle queue model information is updated. Through the technical scheme of the invention, the transaction efficiency of the main identification area, the processing efficiency of vehicle passing and the reliability of billing transaction are improved, and the flexibility of system construction is increased.