110results about How to "Simplify the transaction process" patented technology

A wireless communications device has a transponder for transmitting information for making a transaction to a point of sale terminal. When the device is within the range of a field generated by the point of sale terminal, the transponder is excited and transmits the information to the point of sale terminal. The wireless communications device also includes a cellular transmitter for use in making a purchase transaction.

One embodiment of the present invention provides systems and methods, which allow a more efficient shopping experience. A cascading commerce menu provides access to a plurality of product, service, and / or content categories. In one embodiment, the cascading commerce menu is stored on a client computer, thereby providing quick access to the menu.

A system and method for managing a customer in a banking institution. The system includes a customer kiosk with biometric device for identifying the customer. The system places the customer in a virtual queue to see a service provider.

One embodiment of the present invention provides systems and methods, which allow a more efficient shopping experience. A cascading commerce menu provides access to a plurality of product, service, and / or content categories. In one embodiment, the cascading commerce menu is stored on a client computer, thereby providing quick access to the menu.

The invention discloses a method and a system for processing transaction data and a payment system, solving the problem of complicated data processing procedures and low security in the prior transaction method. The method comprises the steps: sending an advance payment request to a third party system by a first user terminal; notifying a bank system to freeze the advance fund data in a first user account by the third party system according to the advance payment request; freezing the advance fund data in the first user account by the bank system according to an instruction of the third party system; sending a confirmation payment request to the third party system by the first user terminal; and notifying the bank system to unfreeze the advance fund data by the third party system according to the confirmation payment request and transferring the advance fund data from the first user account to a second user account. The invention is unnecessary to deposit to the third party organization before the transaction is finished and only freeze the part of the fund data, thereby reducing the processing procedures of the transaction data and ensuring the security of the transaction.

An internet based payment validation system links a customer computer to a third party processor computer after the customer, communicating with the a merchant computer over the Internet, indicates a desire to pay for a purchase directly and not with a credit card. The processor computer receives information from the customer identifying the customer then applies the identification to a statistical database indicating whether a payment obligation is likely to be honored. The processor computer then returns to the merchant computer an indication of whether a payment obligation should be accepted.

A novel vehicle investment that greatly simplifies ownership and implementation of futures so that the pricing, trading, and risk management characteristics of futures investment are more broadly accessible by investors. Trading and account processing is implemented on a data processing platform that facilitates expanded access and use of risk management via futures contracts.

An online deliver method and system of the online-game dummy property exchange, the main principium is: establishing the exchange platform that has the function of online delivery and the user end that support multi-business end, setting a adapter between the exchange platform and the online-game organizer, exchange the data in the game database between the exchange platform and the online-game organizing system, to achieve the corresponding relation of the dummy property and the game account that form in the online-game and change by the operation of the business end, that can realize deliver really and safely of the online-game dummy property.

A ticketing system is disclosed and comprises a computing facility. The facility is operable to (i) receive an order, for goods and / or services of a provider, transmitted to the facility by a remote input device; (ii) ascertain if the goods and / or services ordered are available from the provider in sufficient quantities to permit the order to be filled; (iii) transmit to the remote input device, if goods and / or services availability has been ascertained to be insufficient to fill the order, a notification as to non-availability; and (iv) if goods and / or services availability has been ascertained to be sufficient to fill the order, satisfy the order.

The invention provides an intelligent energy gateway for user-side microgrid power transactions in combination with blockchain technology, and the functions of energy data uploading, power transactionexecution control, digital fund transfer and the like are realized through a user electricity purchasing and selling intelligent contract. When a transaction main body accesses the network, a transaction main body serves as a new information node of a network and uploads electric power production and consumption data and the like to a data block, a producer sends electricity selling information through a block chain network, an electric power user responds to a transaction request according to electricity demand quotation and triggers a state machine to start an intelligent contract, and buyers and sellers match transactions according to clearing prices obtained by two-way buying and selling; and finally, a blockchain consensus mechanism confirms the transaction information and writes thetransaction information into the energy blockchain. According to the invention, the transaction process is simplified, point-to-point power transaction with a high degree of automation is realized ata user side, benefit maximization of both production and consumption parties is ensured by combining a continuous bidirectional auction mechanism, and energy transaction between micro-grids is stimulated.

A distributed control system employs a number of autonomous cooperative units that intercommunicate with bids and counter bids to allocate the production of a product among them. Network traffic caused by these bid messages is significantly reduced by creating as a central clearinghouse, a global resource locator that can identify autonomous cooperative units more likely to be receptive to bids from other autonomous cooperative units. Portions of the data of the global resource locator are held at the particular computers implementing the autonomous cooperative units in a cache-like structure that may be referred to without network communication. Misses within this cache structure cause a refreshing of the cache from the global resource locator and an updating of a learning relation table that further improves predictions in the future. Historical successes in bidding are stored at the cache structure to further aid in selecting likely bid recipients.

The invention relates to a method and a system for managing online transaction of virtual property of a network game, which has the main principle that a management platform which has the functions of online consignation, transfer, transaction, payment, and the like and can support a plurality of user ends is built; an adapter is arranged between the management platform and a network game operator system; and the data transaction can be carried out between the management platform and a data base of the network game operator system through a series of standardized definition made to the adapter, so that the online consignation, transfer, transaction and payment of the virtual property of the network game can be operated at the user ends.

The invention discloses a real estate storage and transaction method based on a block chain. The system comprises the following function modules: an audit admission module, a real estate development module, a commercial house chain entering module, a commercial house pre-selling module, a second-hand room selling module and a data storage module, according to the invention, the problem of unsmoothinformation circulation among mechanisms is solved; house property development efficiency is low, certificates are counterfeited, the house property data traceability is poor; a series of problems ofprofit-in-the-middle quotient difference, real estate dispute and the like are solved; the invention discloses a real estate transaction method. Compared with the prior art, the transaction process is simplified, the participation of the third-party intermediary is needed in the traditional real estate transaction process, the real estate certificate storage and transaction method based on the block chain can realize the direct transaction of the seller and the buyer without the third-party intermediary, the transaction cost is reduced, the transaction efficiency is improved, and the high efficiency of real estate development, auditing and transaction is realized.

A system enables tender of payment manually (e.g., cash, check, etc.) for transactions conducted over a network (e.g., the Internet). The system includes one or more computer systems each located at a corresponding agent site, one or more merchant systems and a server computer system in communication with the agent and merchant systems. The server system accesses the appropriate merchant network or web site in response to transaction selection information received from the agent system, and translates those web pages for transmission to the agent system. The server computer system further receives the required transaction information from the agent system and processes the transaction information for transference to the particular merchant web site. In addition, the server system enters credit card information of a provider of the transaction service within the transaction payment information for transference to the merchant system in order to tender payment for the network transaction.

A method for enabling the transfer of currency between two parties that is comprised of an electronic application through which a receiver specifies the amount of money requested on a device, the device relays this information to a web server, which organizes this information and sends it to a central database which generates a unique transaction ID that is sent back to the web server and back to the device. The device translates this ID into a QR code, the payer scans the QR code, their device passes the ID through a web server and security filters for verification, routes the request to a central database, and executes the requested transfer without compromising the identities of either party. The application can be run on any compatible electronic platform and implements varying security verification techniques based on user preference.

The invention discloses a data event pushing method and device. The data event pushing method comprises that operation of an upstream system to a database is monitored in real time, and a database change event is generated; the change event is matched to at least one predefined set theme through a theme adapter; if the change event is matched to a corresponding theme, a view message of the change event of the theme is generated through a view message generator; and the view message is pushed to a downstream system which subscribes to the theme. By employing the data event pushing method and device, strong coupling between systems can be effectively released, the transaction process is simplified, and the system operation speed is increased, and the user experience is improved.

The invention provides a system for generating a currency file. A currency file issuing system comprises initial currency generating equipment and background transaction processing equipment, wherein the initial currency generating equipment is used for generating initial currencies; the initial currencies are digital files comprising identification data; the identification data comprise currency denominations; the background transaction processing equipment can sign the initial currencies for the first time to form the currency file with a first certificate; and data participating in the first signature comprise the initial currencies and information of a currency file owner. The invention also provides a method for generating the currency file by using the system, safety equipment, a transaction system comprising the safety equipment and a method for transaction by using the transaction system. According to the transaction method disclosed by the invention, the currency file can be delivered among different sets of safety equipment, and sorting liquidation is not needed, so that the transaction flow is simplified.

A secure simplified transaction processing method and apparatus for a palmtop computer. Sensitive personal information is stored in a secure personal information database. A site map database contains information which maps the fields of the personal information database to frames of a Web page. On request of a palmtop computer, a robot program correlates the personal information fields with the frames of the Web page and sends the personal information back to the palmtop computer. The palmtop computer uses this information to automatically populate the frames of a Web clipping representing a Web page. This has the advantage that the user does not have to manually fill in the frames of the web clipping while providing security for sensitive information.

A non-magnetic card reader, a magnetic card reader and a card transaction method are provided to selectively read a magnetic card and a non-magnetic card for identification of payment transaction at a transaction terminal. The non-magnetic card reader includes an integrator module electrically connecting to the magnetic card reader and the transaction terminal. Each of the non-magnetic card reader, the magnetic card reader and the transaction terminal has one or more physical connectors compatible with a magnetic-card communication protocol. A non-magnetic card signal incorporated with card data of the non-magnetic card is converted by the integrator module to match the magnetic-card communication protocol and is selectively transmitted to a main controller of the transaction terminal for identification. A magnetic card signal from the magnetic card reader incorporated with card data of the magnetic card is selectively transceived through the integrator module to the main controller for identification.

A method and system for administering the hedging of an employee deferred compensation plan, e.g., which employs hedging of NQDC plan liabilities using total return swaps and / or put and call options and / or forwards, for tax purposes. A plan coordinator coordinates a transfer of information between an employer / plan sponsor, a plan administrator that communicates with the employees / plan participants, and a balance sheet provider. The plan coordinator receives and reconciles data and then calculates and modifies relevant information for tax purposes and use in reports that are provided to the plan sponsor and balance sheet provider. Calculations and modifications for tax purposes allow the plan sponsor to reap tax benefits from the NQDC plan swap hedge. The reports include an upcoming transactions report, which indicates new compensation deferrals, reallocations of previously deferred compensation among specified indices, and withdrawals.

A novel vehicle investment that greatly simplifies ownership and implementation of futures so that the pricing, trading, and risk management characteristics of futures investment are more broadly accessible by investors. Trading and account processing is implemented on a data processing platform that facilitates expanded access and use of risk management via futures contracts.

The invention discloses a data transaction method and system, a platform and a storage medium. The data transaction method comprises the steps of authenticating transaction data of a data supplier; when the authentication is passed, receiving ciphertext data obtained by encrypting the transaction data by the data supplier, and confirming a data demander; Creating an intelligent contract accordingto the transaction demand of the data demander and issuing the intelligent contract to a block chain; when it is monitored that the smart contract locks the transaction money of the data demander, a transaction request is sent to the data supplier; when it is confirmed that the data supplier agrees with the transaction request and receives a re-encryption key, re-encrypting the ciphertext data toobtain re-encrypted data; And triggering the smart contract to send the transaction money of the data demander to the data supplier, and notifying the data demander to extract the re-encrypted data and decrypt the re-encrypted data to obtain the transaction data. By adopting the data transaction method, the data transaction efficiency and safety can be improved.

The invention relates to a shopping method and a shopping system based on a handheld mobile device. In the method, audio signals or video signals are received via a signal acquisition device of the handheld mobile device, the audio signals are analyzed to obtain voiceprint data, and the video signals are analyzed to obtain shading change data, so as to obtain the commodity explanation information corresponding to the voiceprint data or the shading change data; the handheld mobile device receives the commodity explanation information, and displays the received information for the user; when the user confirms the purchase, the handheld mobile device transmits payment request information to a payment center; after receiving the payment request information, the payment center finishes the payment, and further transmits the payment success information to the handheld mobile device and a sale terminal of a service provider. The method and the system make full use of the potential of the handheld mobile device to receive the commodity information spread in video signal and audio signal forms, so that transaction process is simplified, communication cost is reduced, user expense is reduced, and methods for the service provider to spread commodity information are enriched.

Embodiments of the present invention provide a simplified authentication transaction for reconnecting a storage device to a host apparatus that has completed authentication in the past. According to one embodiment, an authentication log is recorded in the host. Plural units of this log information are recorded in the storage device. At the time of transferring a content decryption key and usage rules between the host and the storage device, the decryption key and usage rules are recorded into the host as a log for the transfer. The used authentication log is recorded into the storage device as RAPDI. If RAPDI indicates the authentication log in the simplified authentication transaction, recovery transaction is permitted. The host device deletes / invalidates or holds the log for the transfer in accordance with non-permission / permission. In the case of permission, the key and usage rules are recovered by using a log for the transfer prior to the simplified authentication transaction.

The invention relates to an article transaction method and device, a terminal, a server and a storage medium, and belongs to the technical field of networks. The method comprises the steps that aftera first terminal obtains instant transaction permission, article information of an article is obtained in the live broadcast process of a first user, and the article information of the article is sentto an e-commerce server through a live broadcast server; after receiving the article information of the article, the e-commerce server starts an instant transaction function of the article; the livebroadcast server sends the article information of the article to a second terminal; and after receiving the article information of the article, the second terminal displays an instant transaction entrance of the article in a live broadcast interface of the first user, and the instant transaction entrance is used for a second user to perform transaction of the article within the target duration. According to the invention, the requirements of an anchor for starting an instant transaction scene and enabling audiences to perform instant transaction can be met, the transaction process of articlesis simplified, and the transaction efficiency is improved.

The invention relates to an intellectual property online trading platform, which is characterized by comprising a main server, a third party fund supervision platform, a trading platform sub system, a service expense sub system, a seller management platform, a buyer trading platform, an anti-counterfeiting verification platform and a patent value evaluation module, wherein an intellectual property issuing platform is used for issuing intellectual property products such as patents, trademarks and copyrights; and after the intellectual property products are issued, the patent value evaluation module is used for performing patent value evaluation. The intellectual property online trading platform has the advantages that the security is high; the trading flow process of the intellectual property is simplified; the trading speed of the intellectual property is accelerated; the patent result conversion is promoted; the scientific and technological progress is promoted; the intellectual property online trading platform is provided with the anti-counterfeiting verification platform, so that the buying of counterfeit products is prevented, and the buying reliability is improved; the online trading platform is provided with the third party fund supervision platform, so that the improvement of the management fairness of rights protection due to trading disputes is facilitated; and the fraudulent conducts are prevented.

The invention relates to a consumer socialization zero-cash payment method and system, comprising the following steps: mounting a client-end, disposing a server, sending the payment request, transmitting the payment request, backing the payment result, transmitting the payment response. The system comprises a consumer device, a merchant device, a relay device contacting with the consumer device and the merchant device, a payment device contacting with the relay device, wherein the payment device is the bank inside payment platform. The method is capable of performing the socialization large-scale zero-cash consumption payment deal and covering all payment environments and very suitable for wide low-cost social consumption payment group; effectively screening the hacker risk, reducing the consumer use-cost, not disclosing the account information of the consumer for performing the consumption and payment, reducing the payment dealing risk, not changing the feature of the bank inside payment platform with short development period.

The invention provides an online transaction method and system. The method may comprise that a first user terminal sends a product inquiry list to a server, and the product inquiry list includes model information of a product; according to the product inquiry list, the server generates an inquiry list, and pushes the inquiry list to second user terminals corresponding to the model information of the product; the second user terminals uploads quotation information corresponding to the model information of the product to the server; and the server returns the quotation information sent by the second user terminals to the first user terminal. According to the online transaction method and system, inquiry of multiple parties is provided for a first user, so that the first user needs not to compare prices of the same product by browsing repeatedly, and the product transaction process of the first user is simplified.

A method for facilitating electronic commerce social gifting, wherein an initial user can select a specific gift to be given to a gift recipient. A plurality of vendors and a plurality of gifts from which the initial user selects the specific gift are presented to the initial user through an initial user account. The initial user then provides recipient information, gifting medium, and gift acceptance time period. The gifting medium defines the method in which a gift redemption code is sent to the gift recipient (e.g. text message, email, social media website), while the recipient information provides the personal data for sending the gift redemption code through the gifting medium. If the specific gift is not accepted by the gift recipient within the gift acceptance time period, then the gift redemption code is cancelled. If accepted, the specific gift or a gift value can be redeemed by the gift recipient.