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30results about How to "Meet transaction needs" patented technology

Non-contact payment method, system and mobile terminal based on electronic wallet

The invention discloses a non-contact payment method, system and mobile terminal based on an electronic wallet. The method comprises the following steps: a point-of-sale (POS) terminal reads single-time consumption limit information stored in a mobile terminal, receives a payment request and identifies whether the consumption sum is greater than the single-time consumption limit, wherein the payment request includes the consumption sum information; if the consumption sum is not greater than the single-time consumption limit, the POS terminal interacts with a user identification module and performs transaction processing in accordance with the payment request; if the consumption sum is greater than the single-time consumption limit, the POS terminal produces and outputs a prompting message of inputting the payment password; the POS terminal receives the payment password and transmits a password verification request to the user identification module, wherein the password verification request includes the received payment password; and the user identification module verifies the payment password in the password verification request, interacts with the POS terminal after the payment password passes the verification and performs transaction processing in accordance with the payment request. Based on the condition that consumption based on the electronic wallet can meet small-payment transaction demands, the embodiment of the invention can effectively ensure the safety of the large payment.
Owner:CHINA TELECOM CORP LTD

Credible digital asset transaction method

InactiveCN108009810AEliminate the risk of obtaining ledger dataOvercoming inherent problems such as insider tradingDigital data protectionPayment protocolsTransactions per secondDigital asset
The invention is a credible digital asset transaction method including that 1) a user submits a transaction request to an exchange, wherein the transaction request information is signed by using a private key; 2) the exchange verifies the transaction request signature, and processes the transaction request; 3) the exchange submits the Hash value of each transaction that occurs in each second through a mutual-verification signature interface; 4) a mutual-verification signature module returns the signature of each transaction to the exchange; 5) the exchange returns a transaction credible credential, including transaction details and transaction signature, to the user; 6) the user inquires the transaction of the mutual-verification signature module based on the credible credential; 7) The mutual-verification signature module returns the block height information of a storage record corresponding to the transaction signature. The credible digital asset transaction infrastructure of the present invention can meet the transaction requirements for billions of transactions per second, eliminates a risk of obtaining the ledger data after cracking an encryption algorithm, overcomes the inherent problems of insider trading existing in a centralized transaction, and prevents the user transaction request from being tampered with by a third party.
Owner:光载无限(北京)科技有限公司

Self-service transaction terminal, front equipment and self-service terminal system

ActiveCN103679967AMeet the needs of comprehensive business transactionsMeet transaction needsComplete banking machinesFinanceData processing systemUser input
The invention discloses a self-service transaction terminal, front equipment and a self-service terminal system. The self-service transaction terminal is used for transmitting a transaction request in user input information to the transaction terminal front equipment through a communication module, and displaying service transaction information fed back by the transaction terminal front equipment on a touch screen display; the transaction terminal front equipment is used for processing business transaction data in the transaction information according to the service transaction information stored in a data storage device of the self-service transaction terminal after receiving the transaction request transmitted by the self-service transaction terminal, and transmitting client transaction data in the transaction information to a data processing system; the data processing system is used for processing the transaction data according to client information stored in a transaction data storage device after receiving the client transaction data transmitted by the transaction terminal front equipment. By adopting the self-service transaction terminal, the front equipment and the self-service terminal system, the requirement of comprehensive business transaction can be met, and interaction with a client can be realized.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Offline payment and exchange system based on electronic note

The invention relates to an offline payment and exchange system based on an electronic note. The offline payment and exchange system is characterized by at least comprising three parts capable of performing data communication, including a POS cash registering system, a service center system and a mobile terminal. The POS cash registering system can interact with a user and a cashier and can also receive and process a transaction voucher. Meanwhile, data communication can be performed between the service center system and a business service provider. The mobile terminal is internally provided with a mobile terminal APP which can be controlled by the user for payment. Besides, the transaction voucher is adopted to act as a medium so that rapid transaction verification between the mobile terminal and a payment terminal can be performed. Meanwhile, online and offline payment modes are provided so as to meet the transaction requirements of different clients. More importantly, the widely distributed business cooperators can act as effective transaction cash registering points so that payment can be completed at any business cooperators by the user.
Owner:李政德

Credit estimation method and system

The invention discloses a credit assessment method and system, thus solving the problem that the accuracy of the credit assessment value obtained by artificial scoring is not high. The method comprises the steps that: input information entries are set, the consistency relation among the information entries is determined; the contents input by a first user according to the information entries are received; whether the contents of the information entries with the consistency relation are consistent or not are verified, thus obtaining the credit value of the input information of the first user; a second user queries the information of the first user; and the query result of the credit value of the input information is output. The assessment method realizes the automatic processing of the whole assessment process, improves the assessment efficiency and can be applied in other credit assessment fields, thus improving the reliability of the network behaviors in various network applications and reducing the risks of network users. The credit assessment method processes the credit assessment quantitatively and reflects the credit of the user more truly and accurately by analyzing the quantitative values of the long-term data of the user.
Owner:BEIJING EBRIDGECHINA TECH SERVICE

Method for implementing electric power transaction based on electric power transaction platform

The invention relates to the technical field of an electric power transaction platform, and provides a method for implementing an electric power transaction based on an electric power transaction platform. The method comprises the steps that an electric power transaction server receives an electric power transaction request of an electric power enterprise terminal or a power utilization enterprise terminal; a supervision center server processes the electric power transaction request and generates an electronic transaction contract and information publish authority passing information; the electric power transaction server parses the electric power transaction request, acquires transaction information parameters and generates and publishes electric power transaction information; the electric power transaction server receives transaction confirmation request information sent by the power utilization enterprise terminal and the electric power enterprise terminal and controls the power utilization enterprise terminal and the electric power enterprise terminal to complete signing of the electronic transaction contract and corresponding expense settlement; and the electric power enterprise terminal is controlled to generate an instruction for transmitting electric power to a user enterprise corresponding to the power utilization enterprise terminal, thereby realizing intelligent electric power transaction, meeting transaction requirements of electric power enterprises and the power utilization enterprises, and conforming to development requirements of electric power system reform.
Owner:TAIAN POWER SUPPLY CO OF STATE GRID SHANDONG ELECTRIC POWER CO +1

Article transaction management system and method based on block chain

The invention provides an article transaction management system and method based on a block chain. The system comprises a server and a plurality of nodes; after the two nodes complete one transaction,the server generates a to-be-recorded block for recording the transaction; transaction information of the transaction is recorded in a block main body of the to-be-recorded block, wherein the transaction information comprises the intimacy between the nodes participating in the transaction, and the block hash value of the to-be-recorded block and the block hash value of the tail end block of the block chain are written into the block head of the to-be-recorded block, so that the to-be-recorded block is connected to the block chain, and each node can query the transaction information in the block chain by using the block hash value. According to the scheme, the server can record the transaction information acquired from the nodes in the block chain and provide the transaction information for the user for query, so that the user can solve disputes about article transaction based on the transaction information recorded in the block chain and the intimacy between the nodes of the residualwall transaction during transaction, and the article transaction requirements of the user are met.
Owner:GUANGDONG UNIV OF TECH

On-chain asset transfer system and method through off-chain settlement

The invention discloses an on-chain asset transfer system and method through off-chain settlement, and relates to the technical field of digital assets. One specific embodiment of the system comprises: a transfer party asset application terminal system generating an on-chain asset transfer instruction, and then sending the on-chain asset transfer instruction with a transfer party signature to an asset account book system; the asset account book system executing a first intelligent contract contained in transferred asset information of the on-chain asset transfer instruction to generate to-be-transferred asset information; the receiver asset application terminal system generating a to-be-transferred asset transfer instruction on the first chain, and then sending the to-be-transferred assettransfer instruction on the first chain with the receiver signature to the asset account book system; and the asset account book system executing a second intelligent contract contained in the to-be-transferred asset information of the to-be-transferred asset transfer instruction on the first chain to generate transferred asset information. According to the embodiment, the complete transaction process of on-chain asset transfer and off-chain payment is realized based on the intelligent contract, and the transaction risk is reduced.
Owner:孟江华

Multifunctional student comprehensive service platform

The invention relates to a multifunctional student comprehensive service platform, and belongs to the technical field of internet information service. The system comprises a learning communication sub-platform, a talent art communication sub-platform, a data transaction sub-platform, an employment sub-platform, an entrepreneurship cooperation sub-platform and some auxiliary modules supporting operation of the sub-platforms, and the auxiliary modules mainly comprise a user management module, an information search module and an interaction support module of the sub-platforms and a user. Comparedwith an existing comprehensive service platform, the business relates to core elements of learning life and career development of students, more systematic and comprehensive service of the students is facilitated, the students can obtain system support of the Internet more conveniently, the efficiency of using the Internet by the students is improved, and the content of the Internet service students is enriched.
Owner:北京安地科技有限公司

Method for detecting quality level of traditional Chinese medicine

The invention discloses a method for detecting the quality level of traditional Chinese medicine. According to the technical scheme of the present invention, by establishing a correlation relationshipbetween main components and in-vitro activities of the traditional Chinese medicine, quality control index components and pharmacological activity related in-vitro activity level of the traditional Chinese medicine are determined, a sample clustering state is determined by principal component analysis, a logistic regression model between the quality level, the index components and the biologicalactivities is constructed by fitting a large number of sample data of traditional Chinese medicines of different origins and different batches, and a corresponding Chinese medicine level detection formula is established. According to the method provided by the invention, the mathematical expression of a quality difference standard of the traditional Chinese medicine can be achieved, and finally, afeasible solution path is provided for the industrialization evaluation of the quality level of a medicine or decoction piece.
Owner:SHAANXI UNIV OF CHINESE MEDICINE

Power market multi-element subject flexible energy block bidding transaction system and method

The invention relates to a power market multi-element subject flexible energy block bidding transaction system and method. The system comprises a login authentication module, a data entry module, a first processing module, a second processing module, a third processing module, a data verification module and an output module. The login authentication module is used for self-identity confirmation ofthe electricity market main body and selection of an electricity transaction declaration mode; the data input module is used for inputting electricity price, electric quantity and corresponding timeinformation; the three processing modules carry out matching under different modes, the data verification module receives matching results obtained by the processing modules and carries out safety verification, and the output module outputs final electricity market main body electricity quantity and electricity price transaction results. According to the invention, the electric power transaction declaration mode is divided into different modes according to the types of the energy blocks, thereby achieving the high-efficiency matching of the declarated electric quantity of various types of flexible subjects, meeting the transaction demands of diversified market subjects, enabling the electric power transaction process to be more autonomous and fair, and enabling the market vitality to be fully stimulated.
Owner:NORTH CHINA ELECTRIC POWER UNIV (BAODING) +1

On-chain asset pledge financing system and method through off-chain settlement

The invention discloses an on-chain asset pledge financing system and method based on off-chain settlement, and relates to the technical field of digital assets. One specific embodiment of the systemcomprises the following steps: a borrowing party asset application terminal system generates an on-chain asset pledge instruction, and sends the on-chain asset pledge instruction with a borrowing party signature to an asset account book system; the asset account book system executes a first intelligent contract contained in the pledged asset information of the on-chain asset pledge instruction togenerate to-be-pledged asset information; the lender asset application terminal system generates a first chain to-be-pledged asset pledge instruction, and sends the first chain to-be-pledged asset pledge instruction with the lender signature to the asset account book system; and the asset account book system executes a second intelligent contract contained in the to-be-pledged asset information ofthe to-be-pledged asset pledge instruction on the first chain to generate pledge asset information. According to the embodiment, the complete transaction process of online asset pledge and offline financing payment is realized based on the intelligent contract, and the transaction risk is reduced.
Owner:孟江华

Method and device for game development based on block chain subchain, and storage medium

ActiveCN109224451ANo congestion phenomenonMeet transaction needsVideo gamesData exchangeGame based
The invention discloses a method and a device for game development based on block chain subchains. The method comprises: sending a request for providing a sub-chain to a server, wherein the sub-chainis used for storing data generated in the running of the developed game; receiving a sub-chain sent by the server, wherein the sub-chain is a sub-chain generated by the server on a block chain main chain, and the block chain main chain is stored in the server; and setting a program for accessing the sub-chain in the developed game. The method solves the technical problem that the prior game basedon the block chain cannot meet the requirement of the development from the small-sized product to the large-sized product because the data exchange form is simple and the game form cannot support thetransaction requirement of a large number of players. The invention also solves the problem that the game based on the block chain cannot meet the requirement of the development from the small-sized product to the large-sized product.
Owner:北京云派网络科技有限公司

On-chain pledge asset clearing system and method based on on-chain digital currency settlement

The invention discloses an on-chain pledge asset clearing system and method based on on-chain digital currency settlement, and relates to the technical field of digital assets. One specific embodimentof the system comprises: a lender asset application terminal system generates a first pledge asset clearing instruction containing the pledge asset information according to the pledge asset information under the condition of determining that the lender does not perform sufficient repayment, and sends the first pledge asset clearing instruction with the lender signature to the asset account book system; the asset account book system executes an intelligent contract contained in the pledge asset information so as to verify the first pledge asset clearing instruction with the lender signature; and after the verification is passed, the pledge asset information is sent, and the pledge return asset information and pledge clearing asset information are generated. According to the embodiment, thecomplete transaction process of clearing the pledge assets on the chain is realized based on the blockchain and the smart contract, and the transaction risk is reduced.
Owner:孟江华

Agricultural product inventory management method and system, equipment and computer readable medium

The invention discloses an agricultural product inventory management method and system, equipment and a computer readable medium, and the management method comprises the steps: receiving agricultural product warehousing information, carrying out the warehousing of agricultural products, and pushing the agricultural product warehousing information to a database; receiving agricultural product ex-warehouse information, and pushing the agricultural product ex-warehouse information to a database, so that the database performs difference calculation based on the in-warehouse information and the ex-warehouse information to generate inventory agricultural products; and receiving a unit conversion request for any agricultural product quantity in the stored agricultural products, pushing a conversion identifier to a terminal to perform agricultural product quantity conversion, and pushing conversion information to a database. The agricultural product inventory management method is convenient to use, and measurement unit conversion can be carried out on the inventory agricultural products according to needs in the management process, so that a user can know the inventory condition of the agricultural products in time.
Owner:上海堉古网络科技有限公司

Transaction method based on credit guarantee, transaction creation method and related hardware

The embodiment of the invention provides a transaction method based on credit guarantee, a transaction creation method and related hardware. The method comprises: a transaction application generatingan electronic receipt of a to-be-executed target transaction, and the electronic receipt compriing constraint terms needing to be performed on the target transaction by a first transaction party of the target transaction; the transaction application uploading the electronic document of the target transaction to a credit assessment mechanism to reserve a certificate, wherein the credit assessment mechanism records a credit quantized value of the first transaction party; and the transaction application sending the performance state of the first transaction party for the electronic document to the credit evaluation mechanism after the target transaction is completed; and the credit assessment mechanism performing credit assessment on the first transaction party based on the electronic document with the certificate left and the received performance state of the first transaction party for the electronic document so as to update the credit quantized value of the first transaction party.
Owner:ALIPAY (HANGZHOU) INFORMATION TECH CO LTD

Cross-border e-commerce platform operation system

The invention relates to the technical field of cross-border e-commerce, in particular to a cross-border e-commerce platform operation system, which comprises a cross-border mall operation module, a commodity record management module, a logistics storage management module and a consumer module; the cross-border mall operation module comprises a mall management unit and a three-order data management unit; the commodity record management module comprises a cross-border commodity entry and exit record unit and a cross-border commodity tax administration unit; the logistics storage management module comprises a mall order management unit and a logistics monitoring unit, and the consumer module comprises a commodity order generation unit, a commodity logistics information management unit and apayment unit. The cross-border e-commerce platform operation system has the beneficial effects that on the basis of meeting the cross-border e-commerce transaction requirements, the management of online shopping malls, warehousing enterprises and logistics enterprises of cross-border e-commerce enterprises is added, and the payment information, commodity information and logistics information of overseas commodities can be ensured to be counted and managed in time.
Owner:ちんりん文

Self-service transaction terminal, front-end equipment, self-service terminal system

ActiveCN103679967BMeet the needs of comprehensive business transactionsMeet transaction needsComplete banking machinesFinanceData processing systemUser input
The invention discloses a self-service transaction terminal, front equipment and a self-service terminal system. The self-service transaction terminal is used for transmitting a transaction request in user input information to the transaction terminal front equipment through a communication module, and displaying service transaction information fed back by the transaction terminal front equipment on a touch screen display; the transaction terminal front equipment is used for processing business transaction data in the transaction information according to the service transaction information stored in a data storage device of the self-service transaction terminal after receiving the transaction request transmitted by the self-service transaction terminal, and transmitting client transaction data in the transaction information to a data processing system; the data processing system is used for processing the transaction data according to client information stored in a transaction data storage device after receiving the client transaction data transmitted by the transaction terminal front equipment. By adopting the self-service transaction terminal, the front equipment and the self-service terminal system, the requirement of comprehensive business transaction can be met, and interaction with a client can be realized.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Online pledge asset compensation system and method through offline settlement

The invention discloses an online pledge asset compensation system and method based on offline settlement, and relates to the technical field of digital assets. One specific embodiment of the system comprises: a lender asset application terminal system generating a first pledge asset clearing instruction according to collection information under the condition that it is determined that a borrowerdoes not perform sufficient repayment, and then sending the first pledge asset clearing instruction with a lender signature to an asset account book system; and the asset account book system executingan intelligent contract contained in the pledge asset information of the first pledge asset clearing instruction, and generating pledge return asset information and pledge clearing asset information.According to the embodiment, the complete transaction process of clearing the pledge assets on the chain is realized based on the blockchain and the smart contract, and the transaction risk is reduced.
Owner:孟江华

Electric power transaction cloud platform and market transaction intelligent matching method based on cloud platform

The invention relates to a market transaction intelligent matching method based on a cloud platform. The method comprises the steps that a power market production and consumption user publishes own power demand information; responding to the power supply and demand difference in the system is conducted: a power utilization plan is changed and the power responding to the power supply and demand difference is reported by the sensitive production and elimination user in combination with the self-load power utilization condition; the electricity market production and consumption user automaticallypurchases electricity from a power supply company: when the power demand response time is up and the power supply and demand still do not reach the balance, electricity is purchased according to a relatively low electricity price; and the transaction time is ended, and the transaction result is cleared by the power transaction cloud platform: authenticating is conducted by all production and consumption users, transaction settlement is conducted on the transaction result passing the authentication, distributed storage is conducted on data generated in the transaction process, and the data arecounted into a cloud platform historical database. According to the invention, a flexible power retail market mechanism is designed, the matching degree of real-time transaction is improved, and thetransaction requirements of the power market increasingly tending to have high flexibility and high competitive characteristics are met.
Owner:STATE GRID LIAONING ELECTRIC POWER RES INST +2

ATM transaction method and system supporting digital currency, terminal and medium

The invention discloses an ATM transaction method and system supporting digital currency, a terminal and a medium. The method comprises the steps of detecting a connection state between an ATM and a bank system, and if the connection state is an offline state, obtaining wallet information and financial transaction information of a personal hardware wallet of a user; judging whether the wallet information meets a preset information requirement or not, and if the wallet information meets the preset information requirement, executing financial transaction operation on the digital currency in the personal hardware wallet according to the financial transaction information; and recording financial transaction information and financial transaction operation, uploading the financial transaction information to the bank transaction system when the connection state is a connection state, and executing financial execution operation corresponding to the financial transaction operation on a transaction account matched with the wallet information in the bank transaction system. According to the invention, the ATM can still execute financial transaction operation in an off-line state, and can still meet the transaction demand of a user in an off-line state.
Owner:THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST +1

Financial bill splitting method and system based on computable NFT

The invention discloses a financial bill splitting method and system based on computable NFT, and the method comprises the steps: issuing an electronic payment commitment bill for a supplier in response to a transaction request, and creating a virtual token corresponding to the payment commitment bill; the virtual token is a computable NFT; and in response to a transfer request initiated by the supplier, splitting the virtual token corresponding to the payment commitment bill, so that the supplier transfers the split payment commitment bill. Starting from the dimension of asset issuing, supply chain finance is used as digital assets to be issued in a block chain; a computable NFT is applied on a supply chain platform, the bills are used as virtual assets, so that the bills on the platform are intercommunicated, non-homogeneous pass certificates of creditor's right such as receivable bills can be split or merged during partial transfer, and various transaction requirements are met.
Owner:GRG BAKING EQUIP CO LTD

A System and Method for Multi-subject Flexible Energy Block Bidding Trading in Electricity Market

The present invention relates to a flexible energy block bidding transaction system and method for multi-subjects in the electric power market. The system includes: a login authentication module, a data entry module, a first processing module, a second processing module, a third processing module, and a data verification module and output module; the login authentication module is used to confirm the self-identity of the main body of the electricity market and select the power transaction declaration mode; the data entry module is used to enter the electricity price, electricity and corresponding time information; the three processing modules carry out matching and matching in different modes, and the data The verification module accepts the matching results obtained by each processing module and checks them safely, and the output module outputs the final transaction results of the electricity quantity and electricity price of each main body in the electricity market. According to the types of energy blocks, the present invention divides the power transaction reporting modes into different modes, realizes the efficient matching of the power declared by various flexible subjects, satisfies the transaction needs of diversified market subjects, makes the power transaction process more autonomous and fair, and fully activates the market excitation.
Owner:NORTH CHINA ELECTRIC POWER UNIV (BAODING) +1

Contactless payment method and system based on electronic wallet, mobile terminal

The invention discloses a non-contact payment method, system and mobile terminal based on an electronic wallet. The method comprises the following steps: a point-of-sale (POS) terminal reads single-time consumption limit information stored in a mobile terminal, receives a payment request and identifies whether the consumption sum is greater than the single-time consumption limit, wherein the payment request includes the consumption sum information; if the consumption sum is not greater than the single-time consumption limit, the POS terminal interacts with a user identification module and performs transaction processing in accordance with the payment request; if the consumption sum is greater than the single-time consumption limit, the POS terminal produces and outputs a prompting message of inputting the payment password; the POS terminal receives the payment password and transmits a password verification request to the user identification module, wherein the password verification request includes the received payment password; and the user identification module verifies the payment password in the password verification request, interacts with the POS terminal after the payment password passes the verification and performs transaction processing in accordance with the payment request. Based on the condition that consumption based on the electronic wallet can meet small-payment transaction demands, the embodiment of the invention can effectively ensure the safety of the large payment.
Owner:CHINA TELECOM CORP LTD
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