Self-service transaction terminal, front equipment and self-service terminal system

Abstract

The invention discloses a self-service transaction terminal, front equipment and a self-service terminal system. The self-service transaction terminal is used for transmitting a transaction request in user input information to the transaction terminal front equipment through a communication module, and displaying service transaction information fed back by the transaction terminal front equipment on a touch screen display; the transaction terminal front equipment is used for processing business transaction data in the transaction information according to the service transaction information stored in a data storage device of the self-service transaction terminal after receiving the transaction request transmitted by the self-service transaction terminal, and transmitting client transaction data in the transaction information to a data processing system; the data processing system is used for processing the transaction data according to client information stored in a transaction data storage device after receiving the client transaction data transmitted by the transaction terminal front equipment. By adopting the self-service transaction terminal, the front equipment and the self-service terminal system, the requirement of comprehensive business transaction can be met, and interaction with a client can be realized.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a self-service transaction terminal, front-end equipment and a self-service terminal system. Background technique [0002] In recent years, bank outlets are actively deploying self-service equipment in order to further divert the pressure of counter business and increase the transaction rate of out-of-the-counter business. At present, the self-service equipment commonly used by banks is an ATM (Automatic Teller Machine, automatic teller machine) and a multimedia self-service terminal. [0003] The most basic hardware structure of ATM is divided into cash-dispensing module, cash box, safe, display, electronic control cabinet, encryption module, communication module, card reader, printer, operator panel, etc. Its software system adopts a C / S (Client / Server, client / server) structure. If there is a version update, it needs to be updated through tools, and the operation and m...

AI Technical Summary

Problems solved by technology

However, these two kinds of current self-service equipment can provide a single function, which is incompetent for comprehensive services such as various insurances, funds, wealth management, bank cards, and electronic banks.

Moreover, the current self-service equipment lacks humanized functions, and cannot interact with customers through video, audio, etc., nor can it distinguish different types of customers, and cannot provide graded services according to customer needs, which affects customer experience and banks service efficiency

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