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Financial bill splitting method and system based on computable NFT

A technology of financial bills and bills, applied in the financial bill splitting method and system field based on computable NFT, can solve problems such as failure to split and transfer, and achieve the effect of avoiding risks

Pending Publication Date: 2022-07-05
GRG BAKING EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the existing bank management methods generally only deposit certificates in the blockchain, but fail to split and transfer non-homogeneous tokens such as bills receivable

Method used

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  • Financial bill splitting method and system based on computable NFT
  • Financial bill splitting method and system based on computable NFT
  • Financial bill splitting method and system based on computable NFT

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0039] This embodiment provides a method for splitting financial bills based on computable NFT, combining blockchain technology on a supply chain financial platform, and avoiding the splitting of bills receivable on traditional supply chain platforms according to the decentralization characteristics of blockchain technology The risks brought by the centralized operation and the platform's own supervision. The split bills are stored on the blockchain, which can be stored and verified as data assets, with ownership and related effects.

[0040] refer to figure 1 , figure 2 As shown, the splitting method specifically includes the following steps:

[0041] Step S1: After the core enterprise obtains credit from the bank, it registers and logs into the account of the supply chain financial platform, and the payment commitment bill can be issued to the downstream suppliers in the supply chain in the platform.

[0042] Among them, the core enterprise is the manager, organizer and ...

Embodiment 2

[0058] This embodiment provides a computable NFT-based financial bill processing system, and the system executes the computable NFT-based financial bill splitting method described in Embodiment 1, such as image 3 As shown, the system includes:

[0059] The minting module is used to apply the smart contract method in the ERC1155 standard at the smart contract layer to create a virtual token of the accounts receivable corresponding to the payment commitment bill when the core enterprise issues a bill; the virtual token is a computable NFT ; In computable NFT, companies can create their own tokens, which can be merged, split or traded on ERC1155 as standard assets.

[0060] The bill splitting module is used to split the bills receivable when the supplier performs a partial transfer of claims; the bill splitting module in this embodiment splits and transfers the computable NFT generated by the minting module, and also applies the ERC1155 standard The transfer operation specifica...

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Abstract

The invention discloses a financial bill splitting method and system based on computable NFT, and the method comprises the steps: issuing an electronic payment commitment bill for a supplier in response to a transaction request, and creating a virtual token corresponding to the payment commitment bill; the virtual token is a computable NFT; and in response to a transfer request initiated by the supplier, splitting the virtual token corresponding to the payment commitment bill, so that the supplier transfers the split payment commitment bill. Starting from the dimension of asset issuing, supply chain finance is used as digital assets to be issued in a block chain; a computable NFT is applied on a supply chain platform, the bills are used as virtual assets, so that the bills on the platform are intercommunicated, non-homogeneous pass certificates of creditor's right such as receivable bills can be split or merged during partial transfer, and various transaction requirements are met.

Description

technical field [0001] The invention relates to the field of supply chain financial transactions, in particular to a method and system for splitting financial bills based on computable NFT. Background technique [0002] The supply chain financial platform refers to that the bank manages the capital flow, logistics and information flow of upstream and downstream small and medium-sized enterprises around the core enterprise, and transforms the uncontrollable risk of a single enterprise into the controllable risk of the supply chain enterprise as a whole. information to minimize risk in financial services. However, the existing bank management methods generally only store certificates in the blockchain, but fail to split and transfer the non-homogeneous certificates of creditor's rights such as bills receivable. SUMMARY OF THE INVENTION [0003] In order to overcome the deficiencies of the prior art, one of the purposes of the present invention is to provide a financial bill...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06F16/27
CPCG06Q40/04G06F16/27
Inventor 张潇濛杨鹏晖马利何小珊陈栩琪曹瑞雪
Owner GRG BAKING EQUIP CO LTD
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