The invention relates to a fluorocarbon nanometer solar heat-insulation reflective paint, a preparation method thereof and a using method thereof. The paint can be used for roofs and glass curtain walls of the building industry, offshore drilling platforms, oil tanks and petroleum pipelines of the petroleum industry, the surfaces of cars and trains of the transportation industry, hulls and decks of the ship-building industry, and the tanks and warships of the weapon and aerospace industry. The fluorocarbon nanometer solar heat-insulation reflective paint comprises a component A and a component B, wherein the component A comprises the following materials in percentage by weight: 40%-70% of fluorocarbon resin, 1%-10% of nanometer TiO2 concentrated slurry, 10%-30% of infrared-ray reflective pigment, 3%-10% of hollow micro beads, 1%-5% of auxiliaries and 10%-20% of organic solvent; and the component B is cross-linking agent. The preparation method for the fluorocarbon nanometer solar heat-insulation reflective paint comprises the following steps: 1) preparing, dispersing and grinding the materials of the component A in proportion until the fineness is lower than 30 microns; and 2) mixing and curing the component A and the component B to prepare the fluorocarbon nanometer solar heat-insulation reflective paint. The fluorocarbon nanometer solar heat-insulation reflective paint provided by the invention is suitable for normal-temperature drying or low-temperature baking and drying; moreover, a coating film formed by the paint has the characteristics such as high reflectivity, a good heat-insulation effect, high corrosion prevention, high weather resistance, high self-cleanness, low friction and the like.