The invention discloses a rapid
payment method, which comprises the following steps: S1) a user downloads an APP matched with
payment and registers through an intelligent terminal; S2) at the entrance of a
payment channel, the user provides identification codes generated by the APP to a first scanning device for scanning, and enters the payment channel after identity confirmation; S3) in the payment channel, the user enables articles to be subjected to code scanning and demagnetizing, and finally, generates
total price and a shopping
list according to the scanned articles; S4) at the exit of the payment channel, the user confirms the
total price and the shopping
list, and then, leaves the payment channel; and S5) after leaving the payment channel, the user sends the
total price and the shopping
list to the APP, and carries out on-line payment through the APP. The invention also discloses a rapid
payment system. The rapid payment method and
system realize identity
verification, reduce stolen rate and responsibility investigation difficulty, and facilitate to establish user's credit rating and carry out user behavior analysis; and payment is no longer done at a cashier
desk, thereby effectively improving payment efficiency, and greatly reducing shopping
waiting time.