The invention discloses a high-safety portable
payment receiving device which comprises a storage module, a
payment information reading and setting module, a terminal user
identity recognition module, a communication module, an input-output module and a
microcontroller. The invention further discloses a high-safety portable
payment receiving method for the device. The high-safety portable payment receiving method comprises the steps of setting, payment receiving and payment. When the device is worn, the method can also comprise the step of wearing
verification. The device and the method perform user identity pre-setting through a
biosensor and perform
authentication and recognition through the
biosensor when being used, a step of manually inputting passwords and other information to perform login
authentication is omitted, multiple-step operation in the payment receiving process is also remarkably decreased, convenient, fast and safe adjacent electronic payment receiving is achieved, the safety,
confidentiality and
usability are greatly improved, and an application range of
population is widened. In addition, the device can be a watch, a bracelet, a ring or other wearable styles, can also built in a wearable accessory and is convenient and fashionable.