The invention discloses a charging pile with a fingerprint recognition and payment system. The charging pile comprises a fingerprint image collecting module, an image processing module, a control module, a communication module, a local data storage module, a back-end server and a MCU. Firstly, the image processing module preprocesses fingerprint images collected by the fingerprint image collectingmodule to make the images more clear, then the fingerprint images are subjected to feature extraction through a fingerprint feature point extraction algorithm based on binary images, extracted feature information is compared with fingerprint information preset in the local data storage module or the back-end server, a successful comparison signal or a failed comparison signal is output, and a control circuit triggers or closes a charging circuit of the charging pile according to the comparison results. Compared with the prior art, the charging pile has the beneficial effects that in the process of using the charging pile by a user, an electric vehicle can be charged easily and conveniently without carrying secret keys such as an RFID card, and meanwhile, safety and reliability in the using process are also improved.