The invention relates to milk substrate liposome eye gel for resisting wrinkles and removing fat granules and dark eye circles. The milk substrate liposome eye gel consists of the following componentsin parts by weight of 10-60 parts of milk substrate liposome, 0.1-1 part of bioactive peptide, 0.1-1 part of ginsenoside, 0.002-0.01 part of yeast essence, 3-10 parts of sweet almond oil, 0.1-2 partsof tween 80, 0.1-2 parts of span 80, 0.2-2 parts of xanthan gum, 0.1-1 part of sodium alginate, 0.2-1 part of alpha-bisabolol, 1-3 parts of tea polyphenols, 0.1-5 parts of vitamin E, 0.01-1 part of hyaluronic acid, 1-5 parts of trehalose, 0.01-3 parts of epsilon-polylysine and the balance distilled water, wherein all of the components are 100 parts. The eye gel has the effects of lightening darkeye circles, resisting wrinkles, and removing fat granules. In addition, the bisabolol and the polylysine are united for use for the first time to replace chemical preservatives, so that stimulation effect on sensitive skin and muscle is eliminated.