A fire-proof non-combustible composite heat-insulation material with good energy saving effect, good water proofing effect and better mechanical spraying construction effect is prepared by mixing and stirring ordinary Portland 42.5R cement with different weights, fiber brucite, magnesium silicate long fiber, wood fiber, light weight magnesium oxide, polypropylene fiber, an organic active waterproof agent, ultra light nano expansion beads, urea formaldehyde particles or polystyrene particles, adhesives, a foaming agent, a procoagulant regulating agent, silicon micropowder and a poly carboxylic acid superplasticizer, and has the appearance of dry and powdery fiber. The material can be directly spared on external walls, interior walls, roofs and staircase rooms of buildings according to a certain thickness after addition of water for mixing and stirring, has the characteristics of being thermal-insulation, energy-saving, non-combustible, environmentally-friendly, waterproof, and simple and quick in construction, is applicable to heat insulation of a variety of houses and buildings, and can achieve high efficiency and energy saving effect.