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Secure sockets layer proxy architecture

A method for secure communications between a client and one of a plurality of servers performed on an intermediary device coupled to the client and said plurality of servers. In one aspect, the method comprises: establishing an open communications session between the intermediary device and the client via an open network; negotiating a secure communications session with the client; establishing an open communications session with said one of said plurality of servers via a secure network; receiving encrypted data from the client via the secure communications session; decrypting encrypted application data; forwarding decrypted application data to the server via the secure network; receiving application data from the server via the secure network; encrypting the application data; and sending encrypted application data to the client. In a further aspect, an apparatus including a network interface communicating with the public network and the secure network at least one processor, programmable dynamic memory addressable by the processor, and a communications channel coupling the processor, memory and the network communications interface is provided. The apparatus further includes a proxy TCP communications engine, a proxy SSL communications engine, a server TCP communications engine; and a packet data encryption and decryption engine.
Owner:NEXSI SYST

Equity-indexed annuity for group savings programs

InactiveUS20070100726A1Reasonable profit marginMinimum participation rateFinanceAnnuityComputer science
A Group Equity-Indexed Annuity (GEIA) with a guaranteed minimum equity related return for a set of individuals are provided. An algorithm sets a “participation rate” of a GEIA contract as well as the carrier margin, risk and opportunity for recovery. The carrier is held accountable to the participation rate produced by the model investment portfolio in the formula and subject to the guaranteed minimum. The selection of the participation rate is entirely visible to a GEIA contract-holder. A “hedge budget” is based on a formula-driven amortization process that blends old and new money. Underlying assets are also managed to a “constant” duration, such as the duration of a bond index selected by the GEIA contract-holder.
Owner:ELM INCOME GROUP
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