The invention relates to a cloud password access control and method. The system includes an access controller, a cloud server and a user terminal. The access controller is used for receiving an unlocking password or an unlocking instruction to control an electric control lock to open; the cloud server is used for receiving the unlocking password set at the user terminal and synchronizing the unlocking password with the access controller data; and the user terminal is used for sending the set unlocking password to the cloud server, being connected to the access controller in a wireless manner, and sending the unlocking instruction. Through the system, different passwords can be set. Through synchronization between the cloud server and the access controller, the system is low in manufacture cost for devices, higher in matching rate, large in capacity of a password bank, less in occupied storage space, fast in recognition speed, and shortened in unlocking response time, when compared with biological recognition. It is convenient for a user to unlock, the security level in the community is improved, and normal activity of residents is not affected. The system doesn't require hardware devices, is low in installation cost and convenient to use, and prevents security hidden trouble caused by loss of access identification devices.