The invention provides an identification verifying system for a living human body for electronic payment, so as to overcome defects existing in the prior art. Through various voice-shape-image biometric feature recognition of face recognition, voice recognition, voiceprint recognition and lip language recognition, whether a user is an operator or not and whether the user is an intelligent living body or not are verified, through a client of the electronic payment and the interactive communication of a server, the feature information of a face, a voice, a voiceprint and a lip language is extracted out from a video and an audio obtained by the client of the electronic payment through the client of the electronic payment, and less data flow is used and transmitted into a server terminal through the Internet so as to perform the feature information of the face, the voice, the voiceprint and the lip language. Direct contact between the identification verifying system and the operator is not needed, whether the user is the operator or not and whether the user is the intelligent living body or not are verified, the identification verifying system is convenient to use, easy to accept by the operator and good in customer experience, and besides, an additional hardware is not needed.