The invention provides a security certification type trans-regional direct-selling
bank alliance transaction method and
system. The
system comprises an
user information acquiring module, a transaction request module, a handling module positioned on a direct-selling
bank alliance platform, an
user information verification module for organization members, and a transaction handling module, wherein the
user information acquiring module and the transaction request module are arranged on an alliance service platform. According to the
system, the members of a financial
service organization provide service, so that the services are diversified; the members of each financial product
service organization are provided point-to-point security communication protection, and thus the funds security and
information security of a user and the end-to-end security can be ensured; each organization provides the security real-name
authentication information of the user, so as to ensure the validity of the user information; the direct-selling
bank alliance platform serving the regional financial product
service organization is built; the security real-name
authentication information of the user in each financial product service mechanism is utilized on the premise that the security is ensured to provide the user the wide and secure financial service.