The invention discloses a POS
machine secret key remote downloading
service system and secret key downloading method, and relates to the technique of POS
machine information security. The whole scheme comprises seven components of a POS
machine terminal, a security
chip, a communication module, a random
number generator, a secret storage region, a background
server and an encryptor; wherein the security
chip, the communication module, the random
number generator and the secret storage region are contained in the POS machine terminal; the background
server is directly connected with the encryptor; the POS machine terminal builds a
remote communication channel with the background
server through the communication module; and three stages of bidirectional
authentication, master secret key issuing and working secret key issuing are successively finished. According to the
system and the method, the features that the conventional POS machine secret key downloading method is low in efficiency, low in flexibility and difficult in secondary updating are overcome; the security demand is taken into consideration; high secret demands of one machine one key and one day one key are satisfied; the POS machine secret keys are dynamically updated; and the
system and the method are applicable to remote use and rapid deployment of the POS machine.