The invention provides a self-adapted load type distribution transformer. The self-adapted load type distribution transformer comprises a distribution transformer body unit, an on-load capacity-adjusting and voltage-adjusting integrated unit, an associated equipment unit and a comprehensive control unit, wherein the distribution transformer body unit and the on-load capacity-adjusting and voltage-adjusting integrated unit are connected in a unidirectional manner; and the on-load capacity-adjusting and voltage-adjusting integrated unit and the associated equipment unit are connected with the comprehensive control unit in a bidirectional manner respectively. According to the self-adapted load type distribution transformer disclosed by the invention, real-time operation data of the transformer, gear information of on-load capacity-adjusting switch equipment and on-load voltage-adjusting switch equipment, and equipment state information of online load phase-adjusting equipment and split-phase reactive-load compensation equipment are collected in real time, and comprehensive analysis and judgment can be carried out through a comprehensive analysis and judgment decision-making module to form a corresponding control policy and implement corresponding control operation. Economic operation manner selection, voltage adjustment, three-phase load unbalance management and reactive local balance under an on-load state of the distribution transformer can be realized, and the intelligent level of the distribution transformer and the self-adapted capability to a load are greatly improved.