153results about How to "Improve transaction security" patented technology

A short-range transaction system enables a user to conduct transactions with a self-service terminal in a user-friendly environment without using currency. The user carries a portable smart card, which interacts with a mobile phone. After authentication via an RFID connection, the device MAC address and a security key (K) are imprinted in the card. In operation, the user waves the smart card past the self-service terminal and activates an RFID connection. The terminal sends the card a random number. The card returns the MAC address and a result (RES) computed using the hash value and the security key. The terminal using the MAC address and security key establishes a secure connection with the device. The terminal downloads the user's transaction interface from the device and displays the user interface at the self-service terminal. The user completes a transaction at the terminal via the user interface.

A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized.

The invention discloses a system and method for dynamic password authentication based on dual channels, which are used in the technical field of information in order to solve the problem that account information is stolen and illegally used. According to the invention, another channel, such as a link of a user cell phone client or a dynamic token, is added on the basis that dynamic password generation and authentication is realized via one channel in the prior art, so as to ensure that a user confirms transaction information through the second channel client; a challenge code is generated according to the transaction information, a dynamic password is generated according to the challenge code, as a result, the user can validate personal transaction information when conducting e-banking-related operations; and the transaction information is used as a challenge factor to generate a dynamic authentication password, and the dynamic authentication password is authenticated through an authentication server to realize safe transaction. In the embodiment of the invention, by means of diversified and complex association information and a challenge token at the cell phone client, the transaction action is prevented from falsification when a user logs in or performs account-related operations, thereby the safety during dynamic password authentication is further reinforced, the account using safety for users is increased and the user experience is enhanced.

The invention discloses a method for creating a block chain, a device and a readable storage medium. The methods include: creating rights and interests proof mechanism of block chain; creating a hashtimestamp mechanism using random number policy; based on the formed hash timestamp, establishing a mechanism for preventing block chain bifurcation ; based on the above mechanism and random number strategy, creating each new block on the block chain to form a block chain. The adoption of that technical scheme, Competition among the parties entitled to create new blocks does not control random numbers, so that you cannot gain building-block-first privileges, improving the security and non-tampering of block chain transactions, rights and interests are proportional to the driving force of systemsecurity, based on hash-based timestamp, the person who has the right to keep account eliminates bifurcation with the maximum possibility is decided, punishment mechanism for the creators of historical blocks who do not obey the rules and do not participate in the maintenance of several blocks is established, a fair, stable and efficient block chain trading environment is created, the trust modelis optimized, and a good mechanism is provided to control the chain growth rate.

The invention discloses a two-dimensional code testing method and system, which comprises the following steps: persevering the corresponding relationship of two-dimensional code information and electronic communicating address information; obtaining the electronic communicating address information corresponding to the two-dimensional code information; transmitting the ID affirming request information to user terminal according to the electronic communicating address information; passing the two-dimensional code when receiving the affirming information back from user terminal. The invention improves the safety and convenience of two-dimensional code evidence, which improves the business efficiency.

An exchange value unit identification code is sent to an electronic note generation site from an electronic note user site. When recognizing presence of an exchange value indicated by the exchange value unit identification code, the electronic note generation site generates an electronic note within a limit which does not exceed the exchange value and an authentication code to the electronic note user site. Then, the electronic note user site sends the authentication code to a transaction site. When a commodity is selected at the electronic note user site after each electronic note has been checked valid, the transaction site sends an acknowledgement of acceptance of the selection to the electronic note user site. After erasure of an electronic note at the electronic note user site is confirmed, an electronic note corresponding to changes is sent to the electronic note user site.

The invention provides a transaction verification and registration method for digital currency. The method comprises: a central node gives one or more mechanisms authority to carry out transaction verification; after a transaction request sent by a user and a pre-selected endorsement strategy are received, the central node analyzes a transaction request and a first data packet is generated, and then the first data packet is sent to one or more authorized mechanisms to carry out transaction verification; a verification feedback result is received from the one or more authorized mechanisms; andwhen determining that the received verification feedback result meets a requirement in the endorsement strategy, the central node registers the transaction and informs the user of transaction success.In addition, the invention also provides a transaction verification and registration system for digital currency and a computer storage medium.

The invention relates to early-warning monitor technology field, especially relates to a method and system for real-time early-warning monitor to bank ATM terminal safety. The method includes: step 1: the user insert card and carries on transaction; step 2: the ATM controller receives the bottom hardware failure code information transmitted by sensor; step 3: the ATM controller configures files to correspondent failure code according to the code; step 4: the ATM controller starts correspondent early-warning process action according to the configured files, and displays the early-warning information on the ATM terminal monitor. The system includes: ATM terminal early-warning process device, prepose processing device, supervising server processing device and network based on TCP / IP protocol communication type.

As individuals increasingly engage in different types of transactions they face a growing threat from, possibly among other things, identity theft, financial fraud, information misuse, etc. and the serious consequences or repercussions of same. Leveraging the ubiquitous nature of wireless devices and the popularity of (SMS, MMS, etc.) messaging, an infrastructure that enhances the security of the different types of transactions within which a wireless device user may participate. The infrastructure may optionally leverage the capabilities of a centrally-located Messaging Inter-Carrier Vendor.

The invention discloses an internet safety paying system which comprises a user end and paying gate way used to intercommunication by the internet, wherein the paying gate way is connected with the background exchange processing system. It adds the card reader which is connected with the host machine and the gather encoding program inside the host machine except visiting the host machine of the internet. It adopts the gather encoding program and the card reader to gather and encode the userí»s card information and key information. It also discloses an internet safety paying method.

Improved optical data cards 20, and compatibly-configured systems, methods, and software are useful in advertising, communications, and the completion of on-line and other electronically-processed transactions. Optical data cards 20 comprise optically readable data comprising unique card identifiers and seating devices configured for seating the cards 20 in an optical reading devices. When used in accordance with suitably-configured systems and processes, the cards 20 are useful, for example, in furthering secure electronic transactions in goods and services. Optical data cards 20 also may comprise a non-optical data set readable by non-optical reading devices such as for example magnetic swipe readers and RFID readers

A personal information system based on the cloud computing and formed by dependent special terminals is mainly composed of a client device, a cloud end server and a corresponding connection network. The client device first needs to build connection with the cloud end server through the connection network to serve as a whole, and cannot visit other network serves alone or finish information processing and file storage tasks independently. Effect of the client device is similar to that of a browser in hardware level. The cloud end server finishes file storage and main information processing tasks of the whole system and can accept visit of client devices in different types of users as an information pivot. The whole system can respectively conduct software resource and hardware device expansion at the cloud end and the client. The system aims at resolving the problems of device performance, connection mode, file storage, information safety, manipulation experience, service provider profit, user using cost contradiction and the like in the field of personal information service.

The embodiment of the invention discloses a signature method, device and system based on secure multi-party computing. The method comprises the following steps: obtaining transaction data, and generating a transaction hash from the transaction data by utilizing a preset rule; determining the signature level of the transaction data according to the relationship between the transaction limit and a first threshold value in the transaction data; determining a signature mechanism based on the signature level, the signature mechanism being a trusted mechanism for signing the transaction data; basedon the private key fragment stored by the determined signature mechanism and the private key fragment stored by the client, obtaining a signature file; wherein the transaction hash is signed and authenticated based on secure multi-party computing, private key fragments are stored in the trusted institution and the client respectively, and the private key fragments are composed of part of sub private keys generated based on segmentation of an asymmetric key. By utilizing the embodiment of the invention, the potential safety hazard of private key loss or stealing can be effectively solved, and the transaction security is greatly improved.

The invention discloses a unified e-commerce payment system, which comprises a unified payment platform core application system, a unified payment platform front-end system, a unified payment platform account system and a unified payment platform application system; the unified payment platform core application system is a core of the whole system and provides the practical payment capability; the unified payment platform front-end system is a data interaction center of the whole system and provides various access functions; the unified payment platform account system is responsible for providing processing capability of all accounts; the unified payment platform application system is responsible for achieving the business logic processing of specific payment applications, and completing the payment process through using a unified payment platform. According to the unified e-commerce payment system, the access and management problem of diversified payment in the e-commerce system can be solved, the transaction security is high and the unified e-commerce payment system is convenient and fast.

The inventor provides a method, master device, slave device and system for achieving code scanning automatic bluetooth connection, which solve the safety and automatic connection problems of bluetooth connection. The invention relates to a method for achieving connection of bluetooth devices, particularly rapid and automatic connection of the bluetooth devices. The method provided by the invention comprises the following steps: a first graphic code is corresponding to a first device, and a second device takes pictures to collect the first graphic code and analyzes the first graphic code to obtain first information; the second device uploads the first information onto a first server, and the first server stores verification information of legally registered bluetooth devices; if the verification information of the legally registered bluetooth devices which is stored in the first server does not contain the first information, then the second device is prohibited from being connected with a bluetooth device, whose name contains the first information, through bluetooth; if the verification information of the legally registered bluetooth devices which is stored in the first server contains the first information, then the second device is connected with the first device through bluetooth according to the first information.

The invention relates to a batch cash dispenser with the function of automatic cash-renewal and a method thereof. Paper money is packed into bundles first and is added to a storage location of a payment device of the cash dispenser; batch paper money with corresponding money amount is drawn from the storage location and delivered to a cash outlet after inputting the money drawing amount when a user inserts a card and the correct authentication is achieved; when needing to add batch paper money, a cash-renewal command is sent, a cash-renewal device adds the batch paper money with corresponding money amount to the storage location. The batch cash dispenser comprises a machine body, a reader device, a control device, the payment device, a cash-out device and the cash-renewal device, wherein, the reader device, the control device, the payment device and the cash-out device are arranged in the machine body; the cash-renewal device delivers the batch paper money with corresponding money amount and number to the payment device in a successive manner according to a control command; the payment device is used for storing the batch paper money, draws the paper money which has the same amount with the money drawing amount, and delivers the paper money to the cash-out device; the cash-out device opens the cash outlet according to the command of the control device when the user draws money and then seals the cash outlet after drawing money. The batch cash dispenser can increase the money drawing speed and lower the facility cost.

The invention relates to an online transaction method and a system thereof for virtual treasures in online games, which mainly utilizes a virtual treasure concentrated storage device, then confirms tradable treasures of sellers and validity and sale data of the game via an authentication mechanism, and further stores in the device collectively. A transaction system connected with the virtual treasure concentrated storage device is connected with a transaction first party (seller), a transaction second party (buyer) and a game operator via a network system. The transaction second party initiates a connection with a transaction system and enables a transaction account via a transaction user authentication mechanism so as to take an entrusted purchase action for submitting treasure codes, transaction price and quantity data to the transaction system to carry out transactions, which are automatically matched in a set time via the system, and when the treasure codes and prices of both buyers and sellers are equal, the matching actions are automatically carried out for undertaking and finishing the transaction.

The invention discloses a blockchain efficient management architecture based on a cross-chain technology and a working method thereof, and particularly relates to the technical field of blockchains. According to the specific implementation scheme, the interoperability of the blockchain is improved by using a smart contract and a cross-chain bridge technology, atomic asset transaction among multiple mainstream chains is realized, and the transaction service charge is reduced; according to the lightning network technology of end-to-end bidirectional payment channel connection, only initial transaction and settlement transaction records are deployed to be uploaded, the atomic exchange process is simplified, and the expandability of the block chain is improved; a pluggable and replaceable consensus algorithm is used, and consensus algorithms with different characteristics are provided according to current actual application scene requirements, so that the overall operation efficiency of the system is improved; according to a distributed storage network of an interstellar file system, massive and multi-type data can be stored outside a chain; according to the transaction fragmentation technology, the blockchain transaction data is segmented and allocated to different node groups for parallel data processing, so that the blockchain transaction completion efficiency is improved.

The invention provides a data processing method and device for a POS machine. The data processing method for the POS machine includes reading card information pre-stored in a chip card in transaction with the POS machine, wherein the card information includes information of a set of programs used for processing transaction data of the chip card; operation one or more transaction program for transaction data calculation and transmission according to the chip information and the current transaction wherein the transaction program is among the program set and is matched with the current transaction. According to the invention, the POS machine can realize processing of transaction data of chip cards of different types through operating different transaction programs, so that convenience for a user who uses bank cards for consumption is improved and transaction cost of shops is reduced.

The invention relates to an information processing technology in electronic commerce, in particular to a method for authenticating an electronic commerce transaction guarantee and prepayment of the electronic commerce transaction guarantee by adopting a service authentication protocol. In the method for authenticating the electronic commerce transaction guarantee and prepayment of the electronic commerce transaction guarantee by adopting the service authentication protocol, authentication, crediting and fee counting in electronic commerce transaction guarantee service can be controlled precisely in real time by adopting the service authentication protocol, so the shortcomings of over-guarantee and under-guarantee of transacted commodities or services commonly happening in the electronic commerce transaction guarantee service and the shortcomings that different transacted commodities or services of a user cannot be subjected to guarantee crediting with different contents and precise counting and control on advance money on security in the prior art are overcome; therefore, the guarantee quality of transacted commodities or services in electronic commerce is improved greatly; and the safety of electronic commerce transaction is improved at the same time.

The invention discloses a smart card dynamic password authentication system which is used for the field of smart cards and is used for solving the data security problem of the traditional smart card. The system comprises a smart card, a port manager, a central processing unit (CPU) and a remote server, wherein the CPU is electrically connected with the smart card by the port manager; the CPU comprises a dynamic password generation module; the port manager is used for providing a communication interface for the smart card and the CPU; the CPU is used for activating the dynamic password generation module to generate a dynamic password when receiving a read / write command of a card reader on the smart card; and the remote server is used for producing a random password at definite time and authenticating the dynamic password to verify whether the random password is the same with the synchronously generated dynamic password. By using the dynamically generated password to encrypt and verify the read / write process of the smart card, the data security and trading security of the smart card are effectively improved.

The invention provides an HCE offline payment system and a realization method. The system comprises an HCE client, a POS machine and a background server, wherein the HCE client communicates with the POS machine through NFC, and the background server communicates with the HCE client through an HTTP. According to the HCE offline payment system and the realization method, brought forward by the invention, through adding pseudo random number verification to a general offline transaction process, HCE-based soft card transaction security is improved, and the security of a transaction process is guaranteed. Besides, through arranging fixed frequency and a fixed time limit for pseudo random numbers, the loss can be reduced as much as possible even if the pseudo random numbers are lost.

The invention is suitable for the technical field of computers, and provides a product anti-counterfeiting traceability system and method, and the system comprises an information processing end, a block chain platform, and a client. The information processing end is used for generating a traceability identification code of the product according to the product information; obtaining product pictureinformation carrying the traceability identification code; uploading the product information and the product picture information carrying the traceability identification code to a block chain platform; receiving an inspection identification code sent by the blockchain platform, and storing the inspection identification code; in response to an operation of acquiring information on the product block chain by the client, acquiring the information on the product block chain from the block chain platform according to the check identification code; sending the information on the product block chainto a client; compared with an existing centralized database collection method, the method has higher credibility, production information transparency, decentralization and traceability are truly achieved, consumers can confirm authenticity of product anti-counterfeiting traceability information, and product transaction safety is improved.

The invention discloses an information confirming system and an information confirming method. The information confirming system comprises a first fingerprint authentication terminal, a second fingerprint authentication terminal, a fingerprint authentication platform and an information management server; the first fingerprint authentication terminal and the second fingerprint authentication terminal scan the corresponding fingerprint information of respective users and transmit the respective fingerprint information to the fingerprint authentication platform; the fingerprint authentication platform generates corresponding public keys and private keys for respective users according to the respective fingerprint information, and exchanges the respective public keys; the first fingerprint authentication terminal scans the fingerprint information of the user to confirm and transmit encrypted transaction information through the public key from the second fingerprint authentication terminal; the second fingerprint authentication terminal receives the encrypted transaction information and decrypts the encrypted transaction information according to the private key of the user, confirms the transaction information by scanning fingerprint and transmits the confirmation information to the information management server. The information confirming system and the information confirming method can reduce the occurrence of transaction dispute and improve the transaction security of legal users.

Method and system for transferring digital currency from a payer to recipient comprising receiving an identifier of data describing the first entity. Retrieving an entry from a block chain based on the received identifier. Authenticating the entry using a public key of the second entity. Extracting the data describing the first entity from the retrieved entry. Authenticating a block in the block chain containing the entry using a public key of a third entity. If the authentication of the block in the block chain is successful then transferring digital currency from a payer to a recipient, wherein the first entity is the payer or the recipient, and wherein transferring digital currency from the payer to the recipient comprises the payer. Obtaining wallet public key data associated with therecipient. Generating, using at least the wallet public key data, a currency public key for the amount of digital currency to be transferred to the recipient. Generating transfer data comprising at least the currency public key data and a value for the amount of digital currency to be transferred to the fourth entity.

The invention discloses an online shopping system and an online shopping method. After an ordering unit chooses goods to be purchased through a shopping platform system and provides data for a receiving unit, the shopping platform system applies to a payment unit according to the personal financial data of the ordering unit and generates a withdraw confirming payment data, and finds out a member corresponding code relevant to a member card hold by the receiving unit, wherein a member card secret code is set in the member card; and when a delivering unit hands over the goods to be purchased to the receiving unit, the member card secret code is read through a data reading device, and the member card secret code is checked whether to be consistent with the member corresponding code, if so, the goods to be purchased are handed over to the receiving unit, the delivering unit delivers a confirmation signal to the shopping platform system, and the shopping platform system requests payment to the payment unit and requests the payment according to the withdraw confirming payment data.

The invention provides a system and method for realizing identity identification and data authentication based on a security medium confidential short message. The system comprises a function extension SIM card, a mobile terminal application program, and a cloud-side server, wherein the function extension SIM card comprises a security chip, a buzzer, and an indicator light, wherein the security chip is formed by integrating a control module and a security processing module; a JAVA-based platform operation system, an authentication application, a STK application and a multi-application management platform are installed in the function extension SIM card; the cloud-side server comprises an authentication server, a CA server and a business server; the authentication server is used for managing the authentication application; the CA server is used for generating and managing a certificate; the business server is used for managing the third-party application; the JAVA-based platform operation system is used for providing operating environment and an API interface; the multi-application management platform is used for the security and management of the authentication application and the STK application; the authentication application is used for performing signature authentication; and the STK application is used for the input-output of the data in the function extension SIM card.

The invention provides a pay processing system which is used for processing a pay request, corresponding to a transaction. The pay processing system comprises a pay request receiving device, a pay request processing device and a user interaction device, the pay request receiving device is used for receiving the pay request. The pay request processing device is used for processing the pay request. The pay processing system is characterized in that the user interaction device is used for interacting with a user terminal of the transaction to obtain pay information, corresponding to the pay request. The invention further provides a transaction processing system and a corresponding transaction processing method. By the pay processing system independent of a shopping system, the aims of safe pay can be achieved and ensured. After the shopping system processes an order request, the pay request continues to be processed by the pay processing system, while a pay processing process is independent and is not monitored or interfered by the transaction processing system, so that financial security can be ensured physically.

The invention describes a method of direct debiting a user by means of a mobile communication device comprising a secure element. The method comprises the steps of: receiving at least a part of an identifier provided by means of a backend system by means of the mobile communication device; storing the transmitted identifier in the secure element; initiating a data connection between the mobile communication device and / or the secure element and a reader device for preparing a transaction; transferring at least a part of the transmitted identifier to the reader device; verifying the identifier to be transferred to the reader device or transferred to the reader device in order to release a payment by means of a bank system. The invention further describes a mobile communication device and a system to perform the method in order to enable secure payment by means of a mobile communication device.

The invention discloses a ticketing system and a ticketing method. The ticketing system comprises a selling platform, a verification platform, a data processing device and an accounting processing center. The selling platform is used for selling and generating a ticket. The verification platform is used for verifying the ticket, and performing confirmation. The data processing device provides various tickets for the selling platform, and is used for receiving and processing buying information and verification information. The accounting processing center can receive the buying information and the verification information, and performs performance bond and price distribution. The ticketing method comprises a selling step and a verification step. Therefore, the sales of tickets on the market are effectively integrated, the performance bond is provided, and the ticketing system and the ticketing method are convenient and safe.