The invention discloses a cloud-based and network-based mobile terminal, a communication method thereof, and a cloud communication system. Among them, the cloud-based and network-based mobile terminal is used to transmit data to the cloud for processing, which includes: a touch display screen, a data acquisition module, an RF transceiver module, a soft SIM card module and a central processing unit. The soft SIM card module is used to bind the target SIM card in the cloud, and perform SIM card authentication with the cloud during communication to realize the communication function of the mobile terminal. In the present invention, the terminal receives user instructions and sends the user instructions to the cloud for processing, which reduces the data processing capability requirements of the mobile terminal, thereby also reducing the power consumption of the mobile terminal, prolonging the standby time of the mobile terminal, reducing the heat generation of the mobile terminal, and due to The functions of the mobile terminal are simplified and networked, and a powerful processor is omitted, so that the cost of the mobile terminal is greatly reduced.