1305 results about "Expiration date" patented technology

A method for securing financial transactions involving payment cards includes associating a sixteen-digit personal account number (PAN) with a particular payment card and user, wherein are included fields for a system number, a bank / product number, a user account number, and a check digit. A four-digit expiration date (MMYY) associated with the PAN. A magnetic stripe on the payment card is encoded with the PAN for periodic reading by a magnetic card reader during a financial transaction. A table of cryptographic values associated with the PAN and the MMYY is stored on each user's payment card during personalization by an issuing bank. A next financial transaction being commenced with the payment card is sensed. A cryptographic value from the table of cryptographic values is selected for inclusion as a dynamic portion of the user account number with the PAN when a next financial transaction is sensed. Any cryptographic value from the table of cryptographic values will not be used again in another financial transaction after being used once. The issuing bank authorizes the next financial transaction only if the PAN includes a correct cryptographic value in the user account number field.

A payment card fraud detection business model comprises an internal virtual account number generator and a user display for Card-Not-Present transactions. Card-Present transactions with merchant card readers are enabled by a magnetic array internally associated with the card's magnetic stripe. The internal virtual account number generator is able to reprogram some of the magnetic bits encoded in the magnetic stripe to reflect the latest virtual account number. The internal virtual account number generator produces a sequence of virtual numbers that can be predicted and approved by the issuing bank. Once a number is used, such is discarded and put on an exclusion list or reserved for a specific merchant until the expiration date. A server for the issuing bank logs the merchant locations associated with each use or attempted use, and provides real-time detection of fraudulent attempts to use a virtual account number on the exclusion list. Law enforcement efforts can then be directed in a timely and useful way not only where the fraud occurs but also at its origination.

A system and method for managing a plurality of stock option accounts each for a plurality of participants. The system invokes a particular option plan defined in the system that governs the transaction choices available to each participant. The governing option plans are defined by the sponsoring company in terms of grant, vest and expiration date for the option contracts, and are defined in the system via a database of option holding information for each participant and an axiomatic rule system defining the criteria under which a given participant can exercise given options under the particular plan. The system implements the plans for multiple client companies providing several distinct modes for option exercise by the participant. The system preferably also allows for disbursement of proceeds in a currency different than that in which the underlying security for the option is traded, real time execution of the option transaction, and / or simulating the outcomes of different manners in which the participant may exercise vested options and the resulting economic outcome (disbursement, taxes, transaction fees).

A compounding control method to prepare a compounded mixture for use with at least one pharmaceutical compounding device having an associated plurality of source solutions and a mixture receptacle. The method comprises determining whether the plurality of source solutions conform to a predetermined configuration; providing an alert to an operator and preventing compounding if the source solutions are not as expected; determining respective expiration dates of the source solutions; warning / preventing use of any of the source solutions if any have the source solutions have expired; accepting mixture inputs for the source solutions; and urging at least a portion of at least one of the source solutions into the mixture receptacle based on the mixture inputs to form the compounded mixture.

Content data encrypted with a content key, the content key encrypted with an individual key specific to an information sending device, and the individual key encrypted with a distribution key that is updated in a predetermined cycle, and supplied are sent to an information receiving device, and the information receiving device decrypts the individual key with the distribution key, decrypts the content key with the individual key, and decrypts the content data with the content key. Thus, the information sending device does not have the distribution key, and accordingly piracy of content data can be prevented with a simple configuration. Also, the information receiving device sends the content key and a playback command to other apparatuses. Thus, other apparatuses can play back contents using the playback command and the content key. Furthermore, the information sending device decrypts the content key with the distribution key before being updated, and stores the same. Thus, contents purchased by an advance order can be actually purchased regardless of expiration dates of the distribution key. Furthermore, usage right is passed from a first information receiving device to a second information receiving device different in registration information at the tome of using contents. Thus, contents can be used among information receiving devices different from each other in registration information.

Embodiments of the present invention overcome the problems in the existing art described above by providing a secure digital content licensing system and method. Rental of the digital content occurs within an online environment including one or more user network-enabled devices and one or more server network devices connected by a communications link to the one or more user network-enabled devices. A user selects content displayed on a main website and requests download of the selected content to the user network-enabled device. To be able to access the content the user must obtain a license. The user's request for a license for specific content comprises information about a desired rental model, an expiration date for the rental model, and information that identifies the user's user network-enabled device, along with other information. A license for the content is generated which comprises the above information and also includes an encryption key for the selected movie. Media player and security technology residing on the user network-enabled device provides protection against unauthorized access to the content by ensuring that only licensed content is viewed and is accessed according to the rental model contained in the license. Media player and security technology also provides security against tampering by performing integrity checks on its various components and other components within the user network-enabled device. Revocation of access rights is made possible by revocation certificates that inhibit accessing of particular content for various reasons including compromised files or components.

Content data encrypted with a content key, the content key encrypted with an individual key specific to an information sending device, and the individual key encrypted with a distribution key that is updated in a predetermined cycle, and supplied are sent to an information receiving device, and the information receiving device decrypts the individual key with the distribution key, decrypts the content key with the individual key, and decrypts the content data with the content key. Thus, the information sending device does not have the distribution key, and accordingly piracy of content data can be prevented with a simple configuration. Also, the information receiving device sends the content key and a playback command to other apparatuses. Thus, other apparatuses can play back contents using the playback command and the content key. Furthermore, the information sending device decrypts the content key with the distribution key before being updated, and stores the same. Thus, contents purchased by an advance order can be actually purchased regardless of expiration dates of the distribution key. Furthermore, usage right is passed from a first information receiving device to a second information receiving device different in registration information at the tome of using contents. Thus, contents can be used among information receiving devices different from each other in registration information.

A system and method for providing a multiple-service card is disclosed. A card member 108 is provided with a single card that serves as both an open transaction instrument and a private retailer transaction instrument. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as private retailer transaction instrument information. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner cancellation process, and a process for cancellation and / or transfer by a primary party.