The invention discloses a method and a
system for monitoring electronic
bank risks, wherein the method comprises the following steps of: collecting trading information on-line traded by an electronic channel through a channel trading
system by a risk monitoring subsystem, identifying risks for the trading information according to at least a risk rule, obtaining a result value, judging whether risk
monitoring data need to be generated according to the relation between the result value and a
risk threshold value, and if so, generating the risk
monitoring data according to the trading information and sending the risk
monitoring data to the channel trading
system; and when a customer initiates on-line trading through the electronic channel, the channel trading system monitors the risks of the on-line trading according to the risk monitoring data. The
risk identification of the trading information for electronic banks is carried out through the risk monitoring subsystem, and real-time risk monitoring for the on-line trading is carried out through the channel trading system according to the result of
risk identification, thereby reducing the trading risks of each channel of the electronic banks and enhancing the security of customer trading.