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Mobile financial payment method and system based on Internet of Things under cloud platform

A technology of financial payment and Internet of Things, applied in the field of Internet of Things mobile financial payment based on cloud platform, can solve the problems of inconvenient payment, difficult transfer, and single function, and achieve the effect of simple transfer application and rich functions.

Inactive Publication Date: 2015-07-29
王宏旭 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the embodiment of the present invention is to provide a mobile financial payment method and system based on the Internet of Things under the cloud platform, aiming to solve the problems of malicious mobile payment programs, difficult transfers, inconvenient payment, and single function in traditional mobile financial payment methods and systems. question

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  • Mobile financial payment method and system based on Internet of Things under cloud platform
  • Mobile financial payment method and system based on Internet of Things under cloud platform
  • Mobile financial payment method and system based on Internet of Things under cloud platform

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Embodiment Construction

[0024] In order to make the object, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the examples. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0025] The application principle of the present invention will be further described below in conjunction with the accompanying drawings and specific embodiments.

[0026] Such as figure 1 , 3 , 4, and 5, the embodiment of the present invention is implemented in this way, a mobile financial payment method based on the Internet of Things under the cloud platform, the method step flow includes remote payment S101, near-field payment online consumption S102, near-field payment offline Consumption S103;

[0027] The remote payment S101 refers to a payment method in which the user does not contact the merchant face-to-face, an...

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Abstract

The invention discloses a mobile financial payment method and system based on Internet of Things under a cloud platform. The mobile financial payment method comprises remote payment, near-field payment online consumption and near-field payment offline consumption; the mobile financial payment system based on Internet of Things under the cloud platform comprises an account system, a movable terminal, a remote payment client, a field receiving terminal, a payment accessing system, a transaction system, an account settling system, a payment content platform, a commercial tenant management system and a payment supporting system. By virtue of the mobile financial payment method and system, electronic bank businesses of self-help financial services including account inquiry transacted by a cell phone bank, account transfer, remittance, investment and financing, payment, cell phone payment, credit card repayment, cell phone payment, credit and loan inquiry and the like; the mobile financial payment system is convenient to carry, can be used for simply and conveniently applying for account transfer, has abundant functions, and is safe and reliable.

Description

technical field [0001] The invention belongs to the technical field of Internet of Things financial payment, and in particular relates to a method and system for mobile financial payment of Internet of Things based on a cloud platform. Background technique [0002] At present, the rapid development of new-generation information technologies such as the mobile Internet, the Internet of Things, and cloud computing has brought new development opportunities to mobile payments, and practical and usable innovative technologies have realized resource and value-added value-added. Technologies such as the Internet of Things have also greatly expanded the mobile electronic payment market, innovated new formats in the mobile payment industry, and brought new business opportunities and new models to mobile payments. Under the background of the development of mobile Internet, mobile finance uses mobile terminals such as mobile phones and tablets as clients in the banking platform to meet...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/16G06Q20/34G06Q20/02G06Q20/20
Inventor 王宏旭王彬阳鹏谢丹赵克林向文欣
Owner 王宏旭
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