129results about How to "Simplify the payment process" patented technology

The invention discloses a block chain technology-based electronic intelligent signing payment method and belongs to the technical field of electronic contracts. A device for implementation of the block chain technology-based electronic intelligent signing payment method comprises a public payment block chain layer, an intelligent contract platform layer, a contract creating layer and a contract signing layer; an electronic contract signing link can be effectively integrated with an electronic contract performing (payment) link, and an intelligentization and automation degree of businesses related to electronic contacts can be improved; according to the block chain technology-based electronic intelligent signing payment method, block chain technologies are introduced as an underlying technology, payment flows are unified, and complexity can be lowered; via greater self-maintenance and safety improvement of the block chain technologies than that of other payment means, usability and user experience of whole electronic contract businesses can be improved.

A system for a customer initiated payment transaction includes a mobile device of a customer, a merchant including merchant information and payment information, a multi-payment gateway, and a network. The mobile device includes a digital wallet, on which a customer may register one or more of a plurality of payment methods. Payment methods include credit card, debit card, virtual cards, cryptocurrency, and loyalty points.

A user device configured to connect to a mobile telephony network and associated with an identification number in the mobile telephony network. The user device selects a method of paying for the shopping basket on a first page of the merchant server; upon selection, the user device sends a payment request to a payment validation module, which is enriched with identification data of the user device; the user device receives a local authentication request message from the payment validation module over the mobile telephony network; on receiving the local authentication request message, the user device triggers execution of an operation of locally authenticating a user of the user device; the user device sends a local authentication response message to the payment validation module; and the user device is redirected by the payment validation module to a second page of the merchant server giving the result of the payment transaction.

The embodiment of the invention provides a payment command-based paying method, a paying terminal and a system. The paying method comprises the following steps: a paying side acquires commodity payment information which at least comprises the payment amount; the paying side generates a payment command according to the commodity payment information and paying side payment information; the paying side sends out the payment command to guarantee that the payment service side completes payment according to the payment command. According to the embodiment of the invention, the payment information of the commodity is acquired in a near field or on spot manner, the payment command is generated according to the payment information of the local paying side, and the paying process based on the payment command is completed subsequently. The payment process is completed without using memory cards, credit cards or other bank cards, or executing card reading, user inputting or other actions, so that the payment process is simplified, the error rate is reduced, and the payment efficiency is improved.

The embodiment of the invention relates to the field of electronic commerce, and particularly relates to an order combining method and device which are used for simplifying order combining process. In the embodiment of the invention, when a first client-terminal initiates order combining on a merchant page, a second client-terminal can be invited to participate in order combining by a mode of forwarding the received invitation information to the second client-terminal, and second order information transmitted by the second client-terminal is added in order combining so that the order combining process is simplified, and workload of the order combining organizer first client-terminal is saved. Further, the updated order combining is transmitted to the first client-terminal, and payment information which is transmitted by the first client-terminal and used for performing payment for all order information included in the updated order combining is received, i.e. only the first client-terminal performs payment for all the order information in order combining after order combining is completed so that a problem that everyone performs payment respectively in order combining of multiple persons can be avoided, the payment process is simplified, and the order combining process is further simplified and order combining efficiency is enhanced.

The invention provides a method and a system for processing collection and payment among bank accounts. The method comprises the following steps that: a mail remittance system acquires payment information comprising a payer account number, a payee email address, a payee name, a transaction amount and a transaction password which are input by a payer, and generates a remittance number according to the payment information; the mail remittance system sends a mail notification request to a bank mail system so as to allow the bank mail system to send a notification mail; the mail remittance system sends a transfer instruction to a bank core system so as to allow the bank core system to perform transfer operation corresponding to the remittance number from a payer account to an intermediate account; the mail remittance system acquires collection information comprising a payee mail address, the remittance number, the transaction password, a payee account and an opening bank which are input by the payee, and checks the collection information according to local storage information; and the mail remittance system sends a payment instruction to the bank core system if the checking is successful so as to allow the bank core system to perform the transfer operation from the intermediate account to the payee account.

The invention discloses an electronic number plate free flow charge payment method. The electronic number plate free flow charge payment method is characterized by comprising an electronic number plate tag, an electronic number plate read-write base station and a background software processing system, wherein the electronic number plate tag is installed on a vehicle, the electronic number plate read-write base station is mounted on a charge road, the background software processing system performs information records in a background and operates charge rules, and the free flow charge payment method supports a prepayment method and a post-payment method. The charge payment method relies on support of the background software processing system, a lane where a vehicle is located, front and back positions, passing time or speed is not required to be confirmed, multiple electronic number plate tags can be read simultaneously on multiple lanes, and electronic identity verification and charge payment processes of multiple vehicles can be achieved simultaneously.

Apparatus for performing a payment transaction, the apparatus including a mobile device having a telecommunications mass, the telecommunications means including an antenna and a subscriber identity card for communication with the mobile device; the subscriber identity card being able to obtain account information of the customer from a smart card of the customer so that an amount for the payment transaction is debited to the smart card, the mobile device bieng able to use the telecommunications means to communicate with a terminal to effect the payment transaction to the terminal thereby crediting the amount to the terminal; there being no requirement for physical contact between the antenna and the terminal to effect the payment transaction. Also disclosed are methods of effecting a payment transaction at a point-of-sale terminal, and at a remote terminal.

The invention discloses a method for realizing mobile payment in mobile internet sales, which comprises that: firstly, a user installs a payment client with a mobile phone with a financial IC card bound with bank card information; secondly, a mobile payment platform receives a shopping order after the user shops on a mobile internet sales platform and transmits a shopping bill through the payment client, and the user pays the shopping bill on the mobile phone; thirdly, the payment client realizes the payment and then transmits payment information to the mobile payment platform; fourthly, the mobile payment platform checks the payment information and then transmits the payment information to the mobile internet sales platform; and finally, the mobile internet sales platform transmits a payment success message to the mobile payment platform and the user to finish the payment. The method has the advantages of simplifying a payment flow in a mobile internet sale mode, enabling the user to conveniently and fast finish payment operation or find a paying agent, making secure the operation process, realizing timely payment anytime anywhere and avoiding risks in capital.

The invention discloses a system and a method for realizing mobile payment in internet sales. The method comprises the following steps that: a user installs a payment client by using a mobile phone which is provided with a financial smart card bound with bank card information; a mobile phone payment platform receives a shopping list after the user shops on an internet sales platform; the mobile phone platform sends a shopping bill through the payment client; the user pays on the mobile phone; the payment client sends the payment information to the mobile phone payment platform after the realization of payment; the mobile phone payment platform sends the payment information to the internet sales platform after checking; and finally, the internet sales platform sends a successful payment message to the mobile phone sales platform and the user, so the payment is finished. Due to the adoption of the system and the method for realizing the mobile payment in the internet sales, the payment process in an internet sales mode is greatly simplified; a user can conveniently and quickly perform remote payment operation; the operation process is very safe; the user can ask others to pay instead at will, so the user or a paying agent can conveniently and quickly pay by using the mobile phone no matter where the user or the paying agent is.

The invention provides an operation method and system of a cross-border e-commerce website. The operation method of the cross-border e-commerce website includes the following steps: firstly, displaying language according to the user's internet protocol (IP); secondly, translating the language of the web pages to other languages; thirdly, translating the key words in other languages input by user to Chinese to search for the product; fourthly, displaying the eligible products searched for by the website in a drop-down waterfall flow style; fifthly, arranging customer's orders including paying and delivering in one time. The operation method and system of the cross-border e-commerce website enables the users enjoy one-stop overseas shopping including choosing goods and sellers delivery by integrating network resources, goods browsing is convenient for users, goods weighting and paying is simplified and delivery time is saved.

The present invention teaches a cashless way to purchase products or services from offline Vending Machines VM in which the seller receives an electronic transfer of funds before the machine dispenses the purchased products. Using one copy of the WordPress software for each offline VM the sellers can receive payments directly into their PayPal accounts.Buyers can pay using their credit cards or PayPal account. Buyers using Google Maps can locate the nearby machines and the web site associated to them, so that they can purchase products walking to the desired machine. When buyers get close to the VM a special message created and sent by its Smart Cellular Phone SCP commands the VM to dispense the purchased product. The special message contains synchronized time information to protect against message cloning to obtain products without paying.

The invention provides a payment method and device. The method comprises that a payment request from a merchant is received, a payment account list comprising at least one user that satisfies the condition is determined according to the payment request, and returned to the merchant; the sum to be paid of the payment account of each user in the payment account list is determined; and a payment instruction of sent to a corresponding user terminal according to the sum to be paid of the payment account of each user, and a payment confirmation instruction from the corresponding user terminal is received to complete payment. According to the payment method and device, multiple users participates in payment directly instead of paying to a payer, and the process of common payment is simplified.

The invention discloses a medical block chain-based payment system and method. In the blockchain payment system, a patient party, a hospital party and a bank party are respectively a node on the blockchain; Information flow, the capital flow and the medicine flow between three parties form an electronic payment system closed loop; a decentralized block chain public chain is set; nodes participating in the system are freely accessed according to the system specification; in a Data layer, a Data block, a Chain type structure, a Hash algorithm, a Merkel tree and a timestamp mechanism are used for storing each piece of payment transaction data and ensuring the safety of data transaction information by using an asymmetric encryption technology; In the network layer, a peer-to-peer network isadopted to organize nodes to dispersedly participate in verification and accounting of transaction data of each time of payment, in the consensus layer, a POS consensus mechanism is adopted, 1% of transaction amount is adopted as a reward to give accounting nodes in the incentive layer, and in the contract layer, intelligent contracts are packaged in the contract layer, so that the advantages of safe, efficient and convenient payment are achieved.

The invention is about a payment method and a payment system based on correlated specific information and terminal number. The payment method comprises the following steps: providing specific information which expresses payment information of a commodity purchased in internet business for a user; issuing the specific information to the user; receiving a payment request message which contains the specific information sent by the user through the terminal of the user, and acquiring the specific information from the payment request message; acquiring the terminal number of the user from a communication network side; correlating the terminal number with the acquired specific information; and providing correlated information to the payment platform, wherein the terminal number expresses identity recognition information of the user, and is used by the payment platform to search for an account of the user; and the specific information is used by the payment platform to pay corresponding cost from the account of the user. The technical scheme provided by the invention can realize one-key payment by acquiring the terminal number from the network side and correlating the terminal number with the specific information, so that the payment progress of the internet business is simplified.

A personal information system based on the cloud computing and formed by dependent special terminals is mainly composed of a client device, a cloud end server and a corresponding connection network. The client device first needs to build connection with the cloud end server through the connection network to serve as a whole, and cannot visit other network serves alone or finish information processing and file storage tasks independently. Effect of the client device is similar to that of a browser in hardware level. The cloud end server finishes file storage and main information processing tasks of the whole system and can accept visit of client devices in different types of users as an information pivot. The whole system can respectively conduct software resource and hardware device expansion at the cloud end and the client. The system aims at resolving the problems of device performance, connection mode, file storage, information safety, manipulation experience, service provider profit, user using cost contradiction and the like in the field of personal information service.

The invention provides a payment control method and device, a terminal and a readable storage medium. The payment control method is applied to the terminal and comprises the steps of: when the terminal is in a screen-off state, detecting a current scene where the terminal is in; judging whether the current scene where the terminal is in corresponds to a preset scene; if the scene where the terminal is in currently accords with the preset scene, controlling the terminal to unlock the screen and start a payment interface of a preset application. According to the invention, a payment process canbe simplified and payment experience of users can be improved.

The invention discloses a mode setting method and an apparatus, and belongs to the field of intelligent equipment. The method includes: receiving radio frequency signals emitted by point of sale (POS) equipment in a predetermined duration; obtaining protocol types of the received radio frequency signals; determining the equipment type of the POS equipment according to the quantity of the protocol types obtained in the predetermined duration; and setting the current payment mode as the rapid payment mode when the equipment type is rapid payment POS equipment, wherein the rapid payment mode is the payment mode without identity verification. According to the mode setting method and the apparatus, the problems that identity verification is needed at each time of NFC payment, the payment process is complicated, and the efficiency is low in the payment process are solved, identity verification is avoided for NFC payment with low security requirement, the payment process is simplified, and the payment efficiency is improved.

The invention relates to the technical field of intelligent vehicles, and discloses an intelligent parking space managing and charging method and system for parking lots. The method includes the following steps: when a vehicle drives into a parking space, a video parking space detection device collects the parking space image information and the license plate number information of the current vehicle, and uploads the collected information to a parking lot server; the parking lot server records the parking start time, the parking space image information and the license plate number informationof the current vehicle, and sends the parking information of the current vehicle to an account corresponding to the license plate number; when the vehicle drives away from the parking space, the videoparking space detection device collects the parking space image information and the license plate number information of the current vehicle, and uploads the collected information to the parking lot server; and the parking lot server records the departure time of the current vehicle, calculates the payable fare and sends the payable fare information to the account for a user to pay the fare. The method makes it convenient for users to make self-service payment and for the staff to manage parking space information.

The invention relates to a transaction security payment method and system. The method comprises the following steps: step A, a payment terminal sends related transaction information to a designated verification terminal according to a transaction operation command; step B, the verification terminal plays the transaction information; step C, the payment terminal judges whether to receive verification feedback information from the verification terminal within a preset time or not: if yes, the step D is executed, and if not, the step F is executed; step D; the payment terminal judges whether the verification feedback information is approved transaction information or not: if yes, the step E is executed, and if not, the step F is executed; step E, the payment terminal performs transaction payment and completes transaction; step F, the payment terminal terminates the transaction. According to the transaction security payment method and system, the payment process is simple and easy to operate; the verification has to be performed by the related verification terminal in the payment process, and the transaction payment can be performed only after the transaction is approved, so that the effects of safety and reliability are realized; therefore, the transaction security payment method and system are very suitable for a guardian to remotely supervise the related consumption of personnel needing to be monitored.

Provided are a user equipment for reverse NFC payment, an NFC payment terminal, a reverse NFC payment system including the same, a control method thereof, and a non-transitory computer readable storage medium having a computer program recorded thereon. That is, according to the present invention, since a user equipment operates as a reader / writer and an NFC payment terminal (or POS terminal) operates as a card so as to execute a payment function, it is possible to simplify a payment process and thus possible to improve satisfaction of a user. Further, it is possible to autonomously provide a mobile card service without making an alliance or settling costs with a mobile carrier or mobile phone manufacturer. Thus, it is possible to unify customer management and also reduce costs required to issue cards.

The invention discloses a new application of cloud computing in cross-border e-commerce, including a cloud computing system and a cross-border e-commerce system. The cloud computing system includes a cloud computing center, a cloud base station, and a client. The cloud computing center Several cloud base stations are connected, and each cloud base station is connected with several clients, and the cloud computing center is connected with a control module and an application management module; the cross-border e-commerce system includes a display system, a translation and search system, and an order processing system and power system. The cloud computing system of the present invention adjusts the cloud computing scheme by determining the data processing level required for computing applications, and then transmits it to the cloud computing center for cloud computing data processing in a corresponding manner, and the processed data results are fed back to the cross-border e-commerce The merchant system enables merchants to understand customer needs in a timely manner according to the processed data, and realizes one-stop overseas shopping for commodities, which facilitates users to browse commodities, simplifies the weighing and payment process of commodities, and saves delivery time.

The embodiment of the invention discloses a payment method and a terminal. The payment method comprises the steps of acquiring current location information; acquiring coupon information corresponding to points of interest whose distance to the current location is less than a first preset distance value according to the current location information, and pushing the coupon information to a user; acquiring a target coupon selected by the user; and if a preset operation for triggering payment is detected, using the corresponding target coupon to perform discounted payment. According to the invention, coupon information can be pushed to the user according to the geographical location, and discounted payment can be performed automatically in payment according to the target coupon selected by the user, so that the payment process is simplified, and the payment efficiency is improved.

The invention provides a payment method and a mobile terminal, which belong to the technical field of mobile payment. A mobile terminal determines a target payee according to the trigger mode when detecting that a payment operation is triggered; the mobile terminal obtains the payment amount input by a user; the mobile terminal determines whether the payment operation satisfies a preset verification-free condition according to the current location of the user, the current time and the payment amount; and finally, a payment is directly made to the target payee if the payment operation satisfiesthe preset verification-free condition. Thus, the process of authentication is omitted while the security is guaranteed. Furthermore, the payment process is simplified, and the payment efficiency isimproved.

The present invention belongs to the technical field of the mobile internet and provides a mobile internet-based information technology management method and system. The method comprises that: an information technology management platform publishes cooperative site information, electronic ticket information and announcement information; a user client searches for a target petrol station and a cooperative car wash shop, acquires a navigation route, carries out intelligent mobile payment according to an operation flow, and saves order information; and a petrol station client carries out confirmation and verification operations through a mobile intelligent explosion-proof handheld device in a convenient and quick manner. According to the mobile internet-based information technology managementmethod and system provided by the present invention, the owner of the vehicle can carry out information inquiry, search and positioning and order payment in a facilitated manner, the petrol station,the car wash shop and other cooperative merchants can carry out information publishing, personnel management, product management and data management and statistics in a facilitated manner, so that business processing efficiency can be improved.

Present invention provides personage to personage paying method and system utilizing speech sounds or speech-sounds and message communication. It contains speech-sounds communication interface of telecommunication network, message centre gateway communication interface, speech-sounds communication / processing module, subscriber administration module, user data base, fund management module, fund deal data base, and paying process control module etc. Payment side can complete paying deal course to gathering side only utilizing handset through speech-sounds or speech-sounds and message and paying service system interaction. Present invention has simple convenience and instant with safety and reliability.

A region-based convenient medical-seeking platform disclosed by the present invention comprises a regional data integration interactive management system, a regional personnel information sharing system, a regional unified payment system, a regional reservation time-share medical-seeking system, a regional self-service system, a regional consulting room check-in system, a regional convenient settlement system and a regional medical mobile APP. The regional data integration interactive management system is used for the medical mechanism informatization interface standardization, the regional personnel information sharing system is used to realize the interconnection and intercommunication of the patient information in the regional medical mechanisms, the regional unified payment system is used for the payment links of the patients in the medical-seeking flows, the regional consulting room check-in system is used to improve the medical-seeking order of the patients orderly, the regional convenient settlement system is used to combine a medical structure informatization system deeply, and the regional medical mobile APP is used to break through the limitation of the physical positions. According to the present invention, the information islands and the information silos can be interconnected and intercommunicated via a platform axis, so that the ordinary people can enjoy the information conveniences during the regional medical-seeking flows.

The application relates to a road and bridge charging method based on a client, a client, a toll station server, and a road and bridge charging system. The method comprises the following steps that before a vehicle enters a road and bridge entrance, the client sends entrance confirmation information to the toll station server; after the vehicle enters the road and bridge entrance, the client records driving path information of the vehicle and sends the driving path information to the toll station server; when the vehicle approaches the road and bridge entrance, the client sends exit confirmation information to the toll station server according to exit information and receives payment information sent by the toll station server, and sends a payment result to the toll station server after the toll is paid. By joining the client and the toll station server in a wireless networking manner, man-machine interaction charging is avoided, the MTC efficiency is obviously improved, the fee-paying flow is simplified, the vehicle passing time is shortened, the road and bridge jam is prevented, and the road and bridge charging operation cost of a road and bridge management center is lowered at the same time.

The invention provides a mobile banking payment system based on automatic generation of a two-dimension code. The mobile banking payment system comprises a mobile banking client, a third-party payment server, a bank server and a PC printing capture client. The PC printing capture client is used for capturing and analyzing transaction information on a printed receipt and then generating the two-dimension code, and the two-dimension code is encrypted, encoded and converted into graphic data. The mobile banking client is used for scanning the graphic data, verifying the validity and integrity of a source of the graphic data and establishing communication with the third-party payment server if verification is successful. The third-party payment server is used for processing the graphic data, creating a third-party payment order and returning the third-party payment order back to the mobile banking client. The bank server is used for creating a bank payment order according to the returned third-party payment order and completing verification of a consumption account and payment when a consumer continues to pay. According to the mobile banking payment system based on automatic generation of the two-dimension code, the two-dimension code can be generated automatically, and the transaction information is accurate; payment software is good in safety and small in limitation.