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Payment command-based paying method, paying terminal and system

A payment terminal and payer technology, applied in the communication field, can solve problems such as high error rate, low payment efficiency, cumbersome payment process, etc., and achieve the effect of reducing error rate, simplifying payment process, and improving payment efficiency

Inactive Publication Date: 2012-06-13
SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, this payment method still needs to be realized by credit card or debit card, and the user needs to perform multi-step input operations, the payment process is cumbersome, the error rate is high, and the payment efficiency is low

Method used

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  • Payment command-based paying method, paying terminal and system
  • Payment command-based paying method, paying terminal and system
  • Payment command-based paying method, paying terminal and system

Examples

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Embodiment Construction

[0061] In order for those skilled in the art to further understand the features and technical contents of the present invention, please refer to the following detailed description and accompanying drawings of the present invention. The accompanying drawings are provided for reference and illustration only, and are not intended to limit the present invention.

[0062] The technical solutions of the present invention will be described below in conjunction with the drawings and embodiments.

[0063] see figure 1 , is a flowchart of a payment method based on a payment instruction according to an embodiment of the present invention.

[0064] The method can include:

[0065] Step 101, the payer obtains commodity payment information.

[0066]This method embodiment is applicable to a variety of payment scenarios, especially for near-field or on-site payment, such as face-to-face transactions. First, the payer can obtain commodity payment information by scanning the information ident...

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PUM

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Abstract

The embodiment of the invention provides a payment command-based paying method, a paying terminal and a system. The paying method comprises the following steps: a paying side acquires commodity payment information which at least comprises the payment amount; the paying side generates a payment command according to the commodity payment information and paying side payment information; the paying side sends out the payment command to guarantee that the payment service side completes payment according to the payment command. According to the embodiment of the invention, the payment information of the commodity is acquired in a near field or on spot manner, the payment command is generated according to the payment information of the local paying side, and the paying process based on the payment command is completed subsequently. The payment process is completed without using memory cards, credit cards or other bank cards, or executing card reading, user inputting or other actions, so that the payment process is simplified, the error rate is reduced, and the payment efficiency is improved.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a payment method, payment terminal and system based on payment instructions. Background technique [0002] With the continuous development of communication technology, people rely more and more on payment methods such as credit cards and debit cards in daily near-field or on-site consumption, and avoid using cash directly. In this payment method, the user sends the account number and other information to the POS terminal by manually inputting or scanning the magnetic strip of the credit card / debit card. The POS terminal connects to the corresponding bank window and sends a payment request to it. After the connection is successful, further input via password Wait for the steps to complete the transfer and other payment actions. [0003] However, this payment method still needs to be implemented by credit card or debit card, and the user needs to perform multi-step ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/14
Inventor 俞强华翟政梁金阁
Owner SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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