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Payment method and mobile terminal

A mobile terminal and payment operation technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of complicated operation and low convenience in the payment process, and achieve the effect of improving payment efficiency, ensuring security, and simplifying the payment process.

Active Publication Date: 2018-07-06
VIVO MOBILE COMM CO LTD
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  • Summary
  • Abstract
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  • Claims
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Problems solved by technology

[0004] The present invention provides a payment method and a mobile terminal, so as to solve the problem of low convenience due to the complicated operation of the payment process in the prior art

Method used

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  • Payment method and mobile terminal
  • Payment method and mobile terminal

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Embodiment Construction

[0025] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0026] figure 1 It is a flow chart of the steps of a payment method provided by the embodiment of the present invention, such as figure 1 As shown, the method can be applied to a mobile terminal, and the method can include:

[0027] Step 101, when it is detected that the payment operation is triggered, determine the target payee according to the trigger mode.

[0028] In the embodiment of the present invention, the payment operation can be realized b...

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Abstract

The invention provides a payment method and a mobile terminal, which belong to the technical field of mobile payment. A mobile terminal determines a target payee according to the trigger mode when detecting that a payment operation is triggered; the mobile terminal obtains the payment amount input by a user; the mobile terminal determines whether the payment operation satisfies a preset verification-free condition according to the current location of the user, the current time and the payment amount; and finally, a payment is directly made to the target payee if the payment operation satisfiesthe preset verification-free condition. Thus, the process of authentication is omitted while the security is guaranteed. Furthermore, the payment process is simplified, and the payment efficiency isimproved.

Description

technical field [0001] The invention belongs to the technical field of mobile payment, and in particular relates to a payment method and a mobile terminal. Background technique [0002] With the development of e-commerce and computer technology, mobile payment has been greatly developed and widely used due to its advantages of convenience and speed. [0003] In the prior art, when making a payment, the user usually needs to scan the QR code of the payee, initiate a payment request, then input the payment amount, and then enter the payment password for identity verification, and execute the payment operation after the identity verification is passed. The payment method in the prior art has complicated operation process and low convenience. Contents of the invention [0004] The invention provides a payment method and a mobile terminal in order to solve the problem of low convenience due to the complicated operation of the payment process in the prior art. [0005] In orde...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/322G06Q20/3276G06Q20/4014G06Q20/405
Inventor 姜小伟
Owner VIVO MOBILE COMM CO LTD
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