1519results about How to "The process is simple and fast" patented technology

A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions can be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions can be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

A technique is used to ensure the authenticity of a wireless transmission source which is requesting a transaction to be performed by a system. The transaction may be a person-to-person money transfer or other value exchange transaction. The wireless transmission source may be a mobile phone or other similar device. The wireless transmission source transmits a key with the transaction request. The system will determine the authenticity of the transmission based on the transmitted key. If the transmission is determined to be authentic, the transaction will be acted upon. Various approaches for determining authenticity are discussed. The technique may also be used to prevent acting upon duplicate transmissions.

A virtual pooled account is used in operating a system having multiple financial partners. In a specific implementation, the system is a mobile banking system. Instead of maintaining separate general ledgers for each financial institution, the system will keep one general virtual pooled account. This will reduce the settlement and operational costs of the system. The owner of the virtual pooled account will receive the float on the virtual pooled account, and this float will be distributed to the multiple financial partners according to a formula.

A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

A member-supported payment system is available to consumers and merchants without sign-up fees, subscription fees, or transaction fees to either consumers or merchants. In a specific implementation, the member payment system is a mobile payment system where consumers may conduct transactions using a mobile device such as a mobile telephone, smartphone, personal digital assistant, or similar portable wireless handheld device. Merchants will make a refundable one-time contribution. These contributions are stored in a pooled trust account by the system and the float dividends or interest on these contributions will fund the system.

Methods of performing a wet oxidation process on a silicon containing dielectric material filling within trenches or vias defined within a substrate are provided. In one embodiment, a method of forming a dielectric material on a substrate includes forming a dielectric material on a substrate by a flowable CVD process, curing the dielectric material disposed on the substrate, performing a wet oxidation process on the dielectric material disposed on the substrate, and forming an oxidized dielectric material on the substrate.

A surgery system comprising at least one smart instrument, a computer system, and a sensor system adapted to wirelessly sense the position of the at least one smart instrument and to transmit position information to the computer system, wherein the sensor system includes a sensor array and the sensor array includes at least three linear CCD cameras and at least one infrared transceiver.

A method and apparatus are disclosed by which customers of an institution, such as a bank, may register one or more of their landline telephone or mobile telephone numbers and associate the telephone numbers with their account and thereafter in conjunction with a remote transaction, use the registered telephone to call into a bank system, or be called by a bank system, for verification, whereby the registered telephone becomes a security token that elevates the security of the transaction.

A method for specifying the quality of service in a transmission of data packets between a service entity (AF1) and a user equipment over a mobile network is described. The mobile network comprises a core network node (SGSN1) and an access node (NB1, RNC1) which are adapted to control the handling of data packets sent between the service entity (AF1) and the user equipment (UE1). A plurality of service classes relating to the quality of service are preconfigured and a selected service class is selected from said plurality for the transmission. A first transmission context (PDP1) is established between the core network node and the user equipment (UE1), said first transmission context being associated with a first set of attributes for defining a first quality of service for the exchange of the data packets with the user equipment in the transmission. Furthermore, a second transmission context (RAB1, RB1) is established between the access node (NB1, RNC1) and the user equipment (UE1), said second transmission context being associated with a second set of attributes for defining a second quality of service for the exchange of the data packets with the user equipment in the transmission. The selected service class determines the first set of attributes by a first unique mapping function performed in the core network node and the selected service class determines the second set of attributes by a second unique mapping function performed in the access node. A corresponding mobile network, control device and computer program are also described.

A real-time system and method for inserting perspective correct content into an image sequence are presented. The invention inserts the content with the location, size, orientation, shape and occlusion properties that are appropriate for the camera view represented by the image sequence. Both static and dynamic content insert positions are supported. The location, size, orientation and shape of the inserted content are determined independently of the image sequence content. Furthermore, no knowledge of three dimensional real world space locations or real world measurements, as related to the content of the image sequence, is used during the content insert process.

The invention relates to a device for collecting a tissue sample from an animal, comprising: a collection means having at least one cutting element (21) for cutting a tissue sample from the animal, and a means for storing said sample. According to the invention, the collection means also includes a push element (23) which can move in relation to the cutting element (21) in order to push the sample into the storage means after the sample has been cut with said cutting element (21).

Floorboards for installation of floors in herringbone pattern are formed with two opposite sides inverted relative to each other. The invention further comprises methods for producing and making floorings comprising such floorboards, as well as fitting pieces and sets of parts for such floorings.

A data entry system including a plurality of first keys, a plurality of second keys, a display and a processor adapted to interpret a first type of user interaction with the first keys as entrance of one or more characters and to interpret a second type of interaction with the first keys as mode signals which change the meanings of at least three of the second keys.

A mobile communication system arranged to broadcast information containing the specific geographic location of a base station. The information is broadcast on a broadcast channel of the base station to an associated mobile station. A mobile station user desiring to activate an application may activate the application by transmitting a service request from the mobile station to a service request center. Prior to transmission of the service request, the information containing the specific geographic location of the base station is attached to the service request permitting the application to be carried out based upon the specific geographic location.

A flooring includes rectangular floorboards with long sides and short sides, the floorboards being joined in a herringbone pattern, long side to long side and long side to short side, wherein the floorboards have a surface layer of laminate, and the long sides of the floorboards have pairs of opposing mechanical connectors which at least allow locking-together both horizontally and vertically by inward angling.