61results about How to "Fast transaction" patented technology

A technique is used to ensure the authenticity of a wireless transmission source which is requesting a transaction to be performed by a system. The transaction may be a person-to-person money transfer or other value exchange transaction. The wireless transmission source may be a mobile phone or other similar device. The wireless transmission source transmits a key with the transaction request. The system will determine the authenticity of the transmission based on the transmitted key. If the transmission is determined to be authentic, the transaction will be acted upon. Various approaches for determining authenticity are discussed. The technique may also be used to prevent acting upon duplicate transmissions.

A mobile client application executes on a mobile phone and interfaces with a mobile payment platform. A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

A virtual pooled account is used in operating a system having multiple financial partners. In a specific implementation, the system is a mobile banking system. Instead of maintaining separate general ledgers for each financial institution, the system will keep one general virtual pooled account. This will reduce the settlement and operational costs of the system. The owner of the virtual pooled account will receive the float on the virtual pooled account, and this float will be distributed to the multiple financial partners according to a formula.

A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

In a mobile payment system, registered users or members may send payment to other member or unregistered users or nonmembers. In a specific implementation, a person-to-person payment system allows existing members of a payment system to send funds to nonmembers with the intent that the nonmember becomes a member. This ability of a payment system may be referred to as “viral” because it promotes new member registrations in an exponential spreading fashion.

A member-supported payment system is available to consumers and merchants without sign-up fees, subscription fees, or transaction fees to either consumers or merchants. In a specific implementation, the member payment system is a mobile payment system where consumers may conduct transactions using a mobile device such as a mobile telephone, smartphone, personal digital assistant, or similar portable wireless handheld device. Merchants will make a refundable one-time contribution. These contributions are stored in a pooled trust account by the system and the float dividends or interest on these contributions will fund the system.

A system for conducting an agreement between two parties relying on a trusted a third party includes a first party generating a first view of the agreement and transmitting the first view of the agreement to the third party, a second party independently generating a second view of the agreement and transmitting the second view of the agreement to the third party, a wireless network connecting the first party and the second party, and a wired or wireless network connecting the second party to the third party. The trusted third party, receives the first view of the agreement and the second view of the agreement, verifies conditions including that the identities of the parties that transmitted the agreements and that the independent views of the agreement are consistent with each other, and takes action to execute the agreement if the conditions are satisfied.

A virtual pooled account is used in operating a system having multiple financial partners. In a specific implementation, the system is a mobile banking system. Instead of maintaining separate general ledgers for each financial institution, the system will keep one general virtual pooled account. This will reduce the settlement and operational costs of the system. The owner of the virtual pooled account will receive the float on the virtual pooled account, and this float will be distributed to the multiple financial partners according to a formula.

A method for conducting a purchasing agreement for goods and services between a consumer and a merchant through a trusted a third party and using a wireless network includes generating, by the consumer, a first view of the agreement and transmitting the first view of the agreement to the third party, generating, independently by the merchant, a second view of the agreement and transmitting the second view of the agreement to the third party, and receiving, by the third party the consumer view of the agreement and the merchant view of the agreement, verifying identities of the merchant and the consumer and that the details of the independently generated views of the agreements are consistent and taking action to execute the purchasing agreement if the conditions are satisfied. The third party includes a Secure Transaction Server.

A smart payment device is issued to a user; the device is capable of both offline and online transactions and has a total available balance split. The split is between an available offline balance and an available online balance. It is determined whether the user has entered a primarily offline environment or will imminently enter a primarily offline environment. If this is so, the total available balance split is redistributed to favor offline transactions.

A transaction platform including at least one or more public, public-private and / or private distributed ledgers or blockchains that together enable the secure effectuation and recordation of one or more transactions while maintaining transaction party confidentiality. The private distributed ledgers or blockchains are able to store, maintain and provide information about the parties related to the transactions which the distributed blockchains or databases are able to utilize in order to securely and quickly validate, execute and record the transactions in a manner that is GDPR and other data privacy law complaint.

The invention discloses an electronic trading system and an electronic trading method for a transportation service, and in particular relates to the electronic trading system and the electronic trading method for the transportation service performed in an exchange. The prior art has the problems of time consumption, energy consumption, high credit risk, difficult management and the like. The electronic trading system comprises an acquirer client, a supplier client, a trading server, a payment gateway and a transportation service supervision centre, wherein the trading server is positioned in the transportation service exchange; the acquirer client and the supplier client are connected with the trading server through the Internet or a wireless mobile communication network; the basic process comprises the following steps that: an acquirer member of the transportation service exchange submits a transportation service buying instruction through the acquirer client, and a supplier member of the transportation service exchange submits a transportation service selling instruction through the supplier client; the buying instruction and selling instruction of the transportation service are executed in the trading server and a transportation service electronic contract is automatically generated; and then the transportation service supervision centre performs overall supervision on the implementation of the electronic contract. The electronic trading system and the electronic trading method for the transportation service fulfill the aim of improving the trading efficiency and reliability of the transportation service and lowering the trading cost of the transportation service.

A distributed transaction and data storage platform including a distributed notary ledger or blockchain and one or more individual user micro-identifier chains that together enable the secure effectuation and recordation of one or more transactions, and / or storage of data in an automated, real-time, zero-trust, globally data law and privacy law centric manner while maintaining transaction party confidentiality and preventing chain poisoning.

A distributed transaction and data storage platform including a distributed notary ledger or blockchain and one or more individual user micro-identifier chains that together enable the secure effectuation and recordation of one or more transactions, and / or storage of data in an automated, real-time, zero-trust, globally data law and privacy law centric manner while maintaining transaction party confidentiality and preventing chain poisoning.

A distributed transaction and data storage platform including a distributed notary ledger or blockchain and one or more individual user micro-identifier chains that together enable the secure effectuation and recordation of one or more transactions, and / or storage of data in an automated, real-time, zero-trust, globally data law and privacy law centric manner while maintaining transaction party confidentiality and preventing chain poisoning.

A computer system (100), an ingredient manufacturer system (200), and composition manufacturers can be connected online, and a system of the ingredient manufacturer obtains composition information from a system (300), and provides it for the system (100). At this time, an estimated product property and production cost can be provided.

The present invention relates to a system and a method for achieving consensus between multiple parties (A, B, C) on an event and / or order of events (1 . . . 5) at high speed by verifying and voting on events by creating a voting event referencing one or multiple other events individually or as a group of events.

The invention relates to a copyright trading method and system based on a block chain technology. The copyright trading method comprises steps: copyright information is edited to generate a trading ID; sales information is inputted, and a trading content is generated according to the trading ID and the sales information; the trading content is acquired and displayed; according to all trading contents, a trading ID which meets a purchasing condition is acquired as a purchasing ID; according to all purchasing IDs and the purchasing information, a purchasing entry order is generated; a corresponding sales entry order and the purchasing entry order are subjected to married deal, and trading of the copyright information is completed. In the embodiment of the invention, the trading process is recorded through the block chain technology, the safety and the non tampering of the trading itself are improved; through enabling the sales side and the purchasing side to be subjected to married deal,the purchasing side can purchase a proper copyright with the most favorable condition, the characteristics of openness and transparency of the block chain make supervision more fair and impartial, decentration of the block chain enables trading to be more direct, quicker and lower in cost, and the rights and the interests of a copyright owner are ensured.

A transaction platform including at least one or more public, public-private and / or private distributed ledgers or blockchains that together enable the secure effectuation and recordation of one or more transactions while maintaining transaction party confidentiality. The private distributed ledgers or blockchains are able to store, maintain and provide information about the parties related to the transactions which the distributed blockchains or databases are able to utilize in order to securely and quickly validate, execute and record the transactions in a manner that is GDPR and other data privacy law complaint.

A transaction platform including at least one or more public, public-private and / or private distributed ledgers or blockchains that together enable the secure effectuation and recordation of one or more transactions while maintaining transaction party confidentiality. The private distributed ledgers or blockchains are able to store, maintain and provide information about the parties related to the transactions which the distributed blockchains or databases are able to utilize in order to securely and quickly validate, execute and record the transactions in a manner that is GDPR and other data privacy law complaint.

A smart payment device is issued to a user; the device is capable of both offline and online transactions and has a total available balance split. The split is between an available offline balance and an available online balance. It is determined whether the user has entered a primarily offline environment or will imminently enter a primarily offline environment. If this is so, the total available balance split is redistributed to favor offline transactions.

This invention provides one method to contract electron currency consumption trade time, which comprises the following steps: dividing the consumption process into pre-consumption order and payoff order; after initiating consumption, first computing first message identification codes to execute one pre-consumption order; the order feeds back trade identification codes and second message identification codes and to put to payoff position; the payoff order fulfills the operations of user card pay and updating record according to label bit.

The invention discloses a renewable distributed energy unified price bidirectional auction transaction method based on a super account book, and the method comprises the following steps that a distributed renewable energy green certificate needs to be audited by a government supervision node, and a platform node creates an intelligent contract and initiates bidirectional auction; prices are unified, and green certificate bidirectional transaction is carried out while electric quantity transaction is carried out. An independent channel is created based on a super account book technology, and related trader nodes are isolated for independent communication. the intelligent contract is deployed in the local database of each node, and the transaction electric quantity and the corresponding green certificate are encrypted and uploaded. And after the intelligent contract triggers the transaction, the settlement data includes green certificate examination, and after verification is performed at each transaction-related node, the transaction pays electric charge and purchases a corresponding green certificate. The invention is used for distributed energy spot transaction, and rapid, safe and efficient transaction of renewable energy sources is achieved.

The invention provides a financial terminal equipment transaction system based on an android platform. The financial terminal equipment transaction system comprises a central processing unit, a card information processing unit, a storage unit, a printing device, a display screen and a communication processing unit, wherein the central processing unit is connected with the card information processing unit, the storage unit, the display screen and the communication processing unit respectively; a card reader which can be used for reading the information on a bank card rapidly is embedded into the card information processing unit; a wireless network card chip is embedded into the communication processing unit, so that the portable movement can be realized; the communication processing unit carries out information interaction with a front computer, and can be connected with the front computer in a telephone dialing or internet communication mode; the storage unit is used for storing user authority information and can be called to be used through the central processing unit at any time; and the display screen is a touch display screen which is convenient to operate. Compared with an existing transaction system, the financial terminal equipment transaction system is complete in function, rapid to read cards, safe in transaction and simpler to operate.

A method, a server and a computer readable storage medium for delivering virtual goods on the Internet are disclosed. In accordance with the virtual goods delivery method, a plurality of virtual goods is grouped to a virtual good package according to a predetermined correlation, and the virtual good package includes at least two virtual goods. Information of the virtual good package is then sent to a client device that has logged into a user account. A purchase order is returned from the client device to purchase the virtual good package. In response to the purchase order, the server arranges a transaction of virtual currency of the user account that has made the purchase order on the client device, generates a webpage link for the virtual good package based on the purchase order, and sends the webpage link to a destination defined by the user account.

According to the operation method of the distributed energy storage power station participating in the electric power auxiliary service market, the system adopted by the method is suitable for power grid coordination management. The electric energy transaction platform in the system is based on a B / S architecture, has the advantages of a multi-channel transaction function, high transaction speed and low delay, and the HyperLedger Fabric block chain subsystem in the electric energy transaction platform is low in power consumption and modular, so that free open transaction of distributed energystorage can be realized. Two-stage deployment of power grid resource unified scheduling distribution and multi-node platform transaction cooperation is adopted, and aiming at different requirements ofauxiliary service providers of a scheduling system of a power grid company and a distributed energy storage system, the power grid company and the distributed energy storage auxiliary service provider are organically combined through a transaction mode of a block chain; according to the auxiliary decision-making method, an auxiliary service optimization scheme can be formulated for a distributedenergy storage auxiliary service provider in time, and the yield of the distributed energy storage system participating in the power grid is maximized.

The embodiment of the invention relates to the field of communication technology, and discloses a finger-vein payment method, a finger-vein reservation method and transaction equipment. The finger-vein payment method in the invention includes: receiving finger-vein information used by a user for payment, wherein the finger-vein information corresponds to transaction information; storing the finger-vein information in a reservation finger-vein model library; when finger-vein information is detected, carrying out matching on the detected finger-vein information and the finger-vein information stored in the reservation finger-vein model library; and directly completing a transaction according to the transaction information, which corresponds to the finger-vein information, if matching is successful. A transaction manner is enabled to become more convenient while security of carrying out the transaction by the user is guaranteed.

The invention relates to the technical field of communication, and discloses a facial form payment method, a facial form booking method and a trading facility. The facial form payment method comprisesthe following steps: receiving facial form information for payment from a user, wherein the facial form information is corresponding to one trading information; storing the facial form information ina booking facial form model library; when facial form information is detected, matching detected facial form information with facial form information stored in the booking facial form model library;and if the matching is successful, completing the trade based on the trading information corresponding to the facial form information. The safety of the trade is guaranteed, and at the same time, thetrade becomes convenient.