2229 results about "Mobile client" patented technology

A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions can be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions can be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

A network-based mobile workgroup system has considerably wider appeal and application than normal virtual private networks in that it provides seamless mobility across a number of access technologies at the same time as it offers a granular security separation down to workgroup level. The mobile workgroup system is an access management system for mobile users with VPN and firewall functionality inbuilt. The mobile user can access the mobile workgroup system over a set of access technologies and select server resources and correspondent nodes to access pending their workgroup membership approvals. All workgroup policy rules are defined in a mobile service manager and pushed down to one or more mobile service routers for policy enforcement. The mobile service router closest to the mobile client, and being part of the mobile virtual private network, performs regular authentication checks of the mobile client during service execution. At the same time it performs traffic filtering based on the mobile user's workgroup memberships. Together, these two components constitute an unprecedented security lock, effectively isolating a distributed workgroup into a mobile virtual private network.

A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder's mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions may be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions may be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or “widget.” The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner.

Methods, systems, and computer program products for caching content that has been customized based on one or more operating characteristics of a mobile client. A mobile gateway receives content from a content source and customizes the content using transforms assigned to each mobile client. Transforms account for differences between mobile clients without imposing significant processing burdens on the content server. Copies of the content, the transformed content, and a transform identifier are cached at the mobile gateway so that subsequent requests for the content may be satisfied without requiring access to the content source. Processing that is common among several transforms may be shared. Mobile clients may be any type of computer.

A method for navigation includes storing map data on a server, the map data including vector information delineating roads in a map. A portion of the vector information corresponding to an area in which a user of a mobile client device is traveling is downloaded from the server to the client device. Approximate position coordinates of the user are found using a location providing device associated with the client device and are corrected in the client device, using the downloaded vector information, so as to determine a location of the user on one of the roads in the map. A navigation aid is provided to the user of the client device based on the determined location.

Methods and systems for determining a suitability for a mobile client to display information are disclosed. For example, a method for determining a suitability for a mobile client to receive a targeted content message includes generating user profile data by the mobile client, receiving a set of target profile data associated with the targeted content message, the set of target profile data being descriptive of the targeted content message, comparing the user profile data with the target set of profile data to produce a set of confidence-level data, a target set of profile data describing the content of a respective targeted-content message, and storing the targeted content message in the mobile client based upon the set of confidence-level data.

The present invention relates to a secured transaction system. In one embodiment, a mobile transaction processing agent system includes a communication module configured to receive a secured transaction description from a mobile client device or an encrypted transaction description from a point-of-sale (POS) device, wherein the secured transaction description is in the form of a bar code generated by the mobile client device, an authentication module configured to decode the secured transaction description and verify the secured transaction description is valid based on the mobile client device or the point-of-sale device, and a transaction processing module configured to process the transaction in accordance with the secured transaction description.

A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.

A method and system for implementing a user interface for providing a data service in a mobile client using a server with knowledge of the client's hardware and software capabilities to modify data content and display rules for an improved user interface on the client. Data may be cached on the client to improve application response time and provide a standalone application capability for the client. The automatic conversion of newly developed applications to a plurality of clients with differing hardware and software capabilities reduces application software development and maintenance costs. Software updates and bug fixes can be deployed with the same method and system. An interoperable array of adapters for reporting, billing, and format conversions is also described.

Methods and systems for determining the suitability of information to be received by a mobile client are disclosed. For example, an exemplary method may includes identifying a set of location history information by the mobile client, updating a user profile by the mobile client based on the location history information, and displaying/storing target information on the mobile client based on the updated user profile.

Methods and systems for determining the suitability of information to be received by a mobile client are disclosed. For example, an exemplary method may include receiving on the mobile client, information relating to a transaction between the mobile client and a transaction host, using a near-field-communication (NFC) link, updating a user profile on the mobile client based on the received transaction information, and performing at least one of receiving, selecting and displaying one or more targeted content messages on the mobile client based upon the updated user profile.

A system and method is provided to provide information services to a plurality of mobile clients where the mobile clients can be any networked device including cell-phones, PDAs and other wireless devices. The system utilizes available communications protocols to submit requests and receive responses that can be information services and mobile content, such as ring tones and wallpaper. The system permits a user to conduct unstructured searches and to use hierarchical navigation systems for generating content-specific structured search queries and datasets. Searches can be based on a prior history of searches, geographical location, stated preferences and profile information associated with the user.

A method for displaying a map on a mobile client device. The method includes storing map data on a server, the map data including road data with respect to roads of multiple different road types. The server determines a route from a starting point to a destination within an area covered by the map data, the route including one or more route segments. The server defines a corridor map including the route segments and the roads of the different road types that are within different, respective distances, determined by the road types, of the route segments. The server downloads the road data with respect to the route segments and the roads of the different road types included in the corridor map to the client device. The client device, using the downloaded road data, renders one or more images, each image comprising at least a respective portion of the corridor map.

User exposure to media items is detected and measured. A mobile client device carried by a user digitally samples the audio environment of the user on a regular basis. These samples are transformed into a stream of data signatures and compared with reference media items to detect user exposure to the reference items. Purchase behavior following exposure to selected media content items can be detected and tracked as well, so as to gauge effectiveness of media items such as advertisements.

Methods and systems for determining a suitability for a mobile client to display information are disclosed. A particular exemplary method includes receiving a plurality of sets of one or more first keywords on a mobile client, each set of first keywords associated with one or more respective first messages, monitoring user interaction of the respective first messages on the mobile client, determining a user selection rate for each unique first keyword of the plurality of sets of first keywords, receiving a set of target keywords associated with a target message, performing one or more matching operations between the set of target keywords and corresponding user selection rates to produce a set of one or more matching parameters, and displaying the target message on the mobile client dependent upon the matching parameters.

The present invention provide systems, methods, and apparatus for distributed mobile services. Methods and systems for distributed infrastructure are provided for handling mobile client requests. A distributed environment, serving the mobile community may be provided by replicating a mobile services infrastructure in more than one physical location, e.g., replicating a mobile services infrastructure for every core data infrastructure. A method is provided for handling client requests in a distributed environment, where an optimal mobile services infrastructure is discovered based on the requesting client.