Payment method and payment system based on correlated specific information and terminal number

Abstract

The invention is about a payment method and a payment system based on correlated specific information and terminal number. The payment method comprises the following steps: providing specific information which expresses payment information of a commodity purchased in internet business for a user; issuing the specific information to the user; receiving a payment request message which contains the specific information sent by the user through the terminal of the user, and acquiring the specific information from the payment request message; acquiring the terminal number of the user from a communication network side; correlating the terminal number with the acquired specific information; and providing correlated information to the payment platform, wherein the terminal number expresses identity recognition information of the user, and is used by the payment platform to search for an account of the user; and the specific information is used by the payment platform to pay corresponding cost from the account of the user. The technical scheme provided by the invention can realize one-key payment by acquiring the terminal number from the network side and correlating the terminal number with the specific information, so that the payment progress of the internet business is simplified.

Description

technical field [0001] The invention relates to Internet technology, in particular to a payment method and system for Internet services based on specific information associated with terminal numbers. Background technique [0002] At present, payment technologies based on Internet services mainly include the following three types: [0003] Payment technology 1. Based on account number and bank card binding, and use account login to make payment. [0004] Specifically, for an Internet service, the user provides bank card information when registering an account, and the payment platform of the Internet service stores the binding information between the account registered by the user and the bank card information. When the user needs to make online payment, he first uses the account to log in to the Internet business. After the user selects the product that needs to be paid, the payment platform searches for the corresponding bank card information based on the logged-in account...

AI Technical Summary

Problems solved by technology

[0009] The inventor found in the process of realizing the present invention that: the above-mentioned payment technology requires the user to provide bank card information when registering an account, which causes the user's registration process to be complicated, and the user usually does not pay based on considerations such as safety or trouble. Go to register; the above-mentioned payment technology 2 requires the user to input user name and password and other information during the payment process, which complicates the user's payment process; the above-mentioned payment technology 3 requires the user to provide a mobile terminal number, and payment is required during the payment process. The process of password input and transaction confirmation also complicates the user's payment process

From the above description, we can see that the existing payment technology is not conducive to the development of Internet business

[0010] In addition, with the rapid development of the mobile Internet, the number of users accessing Internet services through mobile phones is gradually increasing. However, when users use mobile phones to access Internet services, the Internet service side usually cannot obtain the number of the mobile phone. There are difficulties in charging fees, which leads to the fact that a large number of good Internet services can only be provided to mobile users for free, which is not conducive to the healthy development of Internet applications

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