Transaction security payment method and system

Abstract

The invention relates to a transaction security payment method and system. The method comprises the following steps: step A, a payment terminal sends related transaction information to a designated verification terminal according to a transaction operation command; step B, the verification terminal plays the transaction information; step C, the payment terminal judges whether to receive verification feedback information from the verification terminal within a preset time or not: if yes, the step D is executed, and if not, the step F is executed; step D; the payment terminal judges whether the verification feedback information is approved transaction information or not: if yes, the step E is executed, and if not, the step F is executed; step E, the payment terminal performs transaction payment and completes transaction; step F, the payment terminal terminates the transaction. According to the transaction security payment method and system, the payment process is simple and easy to operate; the verification has to be performed by the related verification terminal in the payment process, and the transaction payment can be performed only after the transaction is approved, so that the effects of safety and reliability are realized; therefore, the transaction security payment method and system are very suitable for a guardian to remotely supervise the related consumption of personnel needing to be monitored.

Description

technical field [0001] The invention relates to a transaction security payment and system. Background technique [0002] At present, the most commonly used market transactions include offline transactions such as over-the-counter transactions, and online transactions such as online shopping. For groups that need supervision such as the elderly, minors or mental patients, no matter which transaction method is used, there are financial security risks ;For example, cash payment is involved in the process of offline transactions, and the elderly are prone to lose cash; online transactions are generally done by browsing the webpage, registering, filling in shopping information, adding items to the shopping cart, making settlement, selecting a payment method, filling in the payment verification code, and filling in the payment password A series of procedures such as this are too cumbersome for the elderly, and some elderly people may even forget the payment password, resulting in ...

AI Technical Summary

Problems solved by technology

[0002] At present, the most commonly used market transactions include offline transactions such as over-the-counter transactions, and online transactions such as online shopping. For groups that need supervision such as the elderly, minors or mental patients, no matter which transaction method is used, there are financial security risks ;For example, cash payment is involved in the process of offline transactions, and the elderly are prone to lose cash; online transactions are generally done by browsing the webpage, registering, filling in shopping information, adding items to the shopping cart, making settlement, selecting a payment method, filling in the payment verification code, and filling in the payment password A series of procedures such as this are too cumbersome for the elderly, and some elderly people may even forget the payment password, resulting in the failure of the transaction. In addition, the elderly are often unable to identify what is online fraud and are easy to be defrauded of money

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