The invention discloses a network connected vehicle accurate accident handling method based on block chain. The implementation process of the method comprises: 1, firstly, through a block chain technology, connecting all participated joints which are associated with accident handling, based on a P2P consensus network, establishing an alliance chain, putting life cycle of accident handling in the block chain to record; through an intelligent terminal on a vehicle accident site, acquiring on-site data and uploading, the participated joints which are associated with accident handling completing accident handling. Compared with the prior art, the network connected vehicle accurate accident handling method based on block chain effectively solves a mutual trust problem of involve parties throughan unified and decentralized method, improves accident responsibility confirmation accuracy rate and handling speed, and provides an accident retroactive function, improves transparency of accident handling process, shortens accident handling time, and saves vehicle accident handling cost.