The invention discloses a service sequence-driven personalized bill generation method, and particularly relates to the field of electronic channel services, which comprises the following generation steps: S1, data integration construction: processing and integrating quantity and cost business data; s2, model construction: managing personalized bill algorithm programs of different versions, and constructing an enabled personalized bill model; and S3, application: constructing a personalized bill by using the daily bill data obtained by model calculation, performing graphical display through echarts, and querying daily bill calculation result data from the RDS by a front-end application user through a JDBC interface. According to the invention, through application of technologies such as bigdata and the like, the personalized bill service model is carded out, personalized electronic bills are pushed through electronic channels, and quasi-real-time personalized bill pushing services areprovided, so that customers have self charge level perception and evaluation capabilities, the charge business query and complaint proportion is reduced, and the customer service satisfaction is improved.