The invention discloses an insurance product quantitative analysis
system based on family and a method thereof. The
system comprises an insurance policy input module, an insurance policy analysis module, a quantization module, a result output module, an optimization suggestion module, an insurance policy statistics module, an insurance policy detail module, a timed reminding module and a legal rescue module. According to the method, the insurance products uploaded by the users are analyzed; the insurance products which are in
butt joint with the platform are analyzed, and the guarantee rightsand the insurance strip money involved in each insurance product are listed in the
system, so that the purpose of guaranteeing the rights and interests of the
single product and the automatic analysisof the insurance strip can be realized; as for the insurance product which is in
butt joint with the non-local platform, manual analysis is carried out on the insurance terms and the guarantee rightswhich are covered by different insurance products, and a complete quantization result is provided, so that a user family insurance quantization model is built, and corresponding suggestions accordingto the
quantitative result are provided. The system and the method provided by the invention have the advantages that perfect repayment, expiration reminding and settlement assisting and legal assistance are provided.