182results about How to "Fast payment" patented technology

A system and method for configuring an adjudication system to adjudicate a claim transaction. The system and method comprise: receiving the claim transaction containing line items describing an insured service for a recipient to be financed by a payer for the insured service; providing an adjudication engine for coordinating the adjudication processing of the received claim transaction; representing the claim transaction as a plurality of business objects coupled to a database such that the business objects are selected from a set of available business objects, the business objects coupled to the adjudication engine and configured for containing data instances of the claim transaction; and selecting a plurality of adjudication modules for coupling to the plurality of business objects, the plurality of adjudication modules selected from a set of available adjudication modules, the selected adjudication modules configured for providing business logic applied to the business objects during the adjudication processing to manipulate the data instances of the business objects; wherein the configured adjudication system adjudicates the data instances of the business objects according to the business logic of the selected adjudication modules for determining an adjudication status of the claim transaction.

A method for playing a multi-player table game similar to craps includes use of a point generation device capable of randomly selecting one outcome from a group consisting of thirty-seven or thirty-eight possible outcomes. Betting locations similar to the game of craps are provided on a betting surface (12). Twelve common betting locations (22) allow proposition bets based on the sum of two six-sided dice, together with an additional possible outcome comprised of a wild non-die depiction. Player positions (18) are designated about the betting surface (12), with replicas (48) of each player position (18) affixed within each of the twelve common betting locations (22), as well as at respective first (54) and second (56) color bet locations distributed about the betting surface (12). Game play enables a dealer to handle only value cheques. The game method can utilize a variety of point generation devices (14, 14′) thereby making the game suitable for many jurisdictions and interesting for players.

The invention provides a logistics management method based on a cloud computing technology. After one or more logistics agencies and staff thereof register / login a logistics management server, the logistics management method is characterized by comprising the following steps of: registering logistics information; allocating a unique waybill number; based on the logistics information and the state of each logistics agency and the staff of the logistics agency, allocating a logistics task to an appropriate logistics agency and parties of the logistics agency; sending the logistics information and the waybill number to the terminal equipment of the parties; attaching a waybill having the waybill number or a radio frequency identification (RFID) tag, on which the waybill number is recorded, to corresponding goods; monitoring and recording the parties and position of the goods in the logistics process; providing logistics state information; and after the logistics process is finished, settling accounts. The invention also provides the logistics management server and a logistics management system. By adoption of the logistics management method, functions of tracking logistics state, sharing logistics resources and settling the accounts among a plurality of logistics companies can be realized.

A self-service ordering system including customer favorites includes a mechanism for identifying a customer and for receiving an order from the customer. In the case of a new customer, the received order is stored in memory and correlated with the identified customer identification information. The system uses the order stored in memory and correlated with the consumer identification information to automatically identify items preferred by the customer during future purchases. In the case of a returning customer, the system presents the consumer with one or more “favorites” (previously stored items or lists of items preferred by the customer) for his or her selection without having to access a full menu which can be ordered. The system is further equipped to present a full menu of items which can be ordered by the customer wherein the items identified as preferred or favorites are positioned preferentially in the menu display. The display may include a graphic representation of a receipt tape with at least a torn bottom region as well as a quick order method for allowing a consumer to order using on file payment information.

The invention provides an electric automobile charging management method based on a mobile terminal. The method includes that information of an automobile and an owner is registered through application programs of a mobile terminal, the nearby charging facility is searched for through GPS, a charging pile is selected to make an appointment to acquire an unlocking password, the selected charging facility is navigated, the unlocking password is input to start charging, a correlated credit card is pre-authorized on the backstage, then charging is started, charging real-time data are transmitted to an intelligent terminal through the backstage, the intelligent terminal applies a program memory and shows the data, and a backstage management system deducts the charging cost from the correlated credit card after charging is finished by the user, and the authorization is omitted. The backstage management system transmits the charging end information to a mobile phone. By means of the method, the electric automobile owner can quickly search for the charging facility, make an appointment on the charging facility, manage the charging process and analyze the charging data.

A claim processing system, claim processors, and a settlement agency are disclosed for assisting in paying one or more providers. The agency can also provide the providers with an updated claim processing status through updates received from the claim processors. An advantage of this system is that by providing the providers with a common portal or interface in which they find the claim status information; the payers may experience lower call volume, less disputed claims, and frustrated providers.

The invention discloses a mobile payment device and a method thereof based on an NFC technology, and the NFC technology and hardware encryption are combined. According to the mobile payment device and the method thereof, the NFC technology and the hardware encryption are combined and applied to the field of mobile terminal payment for the first time, and compared with traditional software encryption like dynamic passwords, the hardware encryption is higher in safety and reliability. The mobile payment device is designed in a folding type, a display screen can be folded and put into an outer shell of the mobile payment device when not used, therefore, the occupied space is small, the display screen is protected effectively, and damage to the display screen in the process of mobile carrying can be prevented. The payment device is small in size, easy to carry, and capable of being integrated into a card with a liquid crystal display. According to the mobile payment device and the method thereof, a hardware encryption mode is adopted, a secret key is stored in hardware, safety of the secret key can be guaranteed on the hardware, the secret key in the payment device can not be obtained by the outside through a mobile terminal, possibilities of exposure of the secret key are reduced, and therefore payment can be safer.

The invention discloses payment and identity authentication systems based on biometric feature recognition. The payment system based on the biometric feature recognition comprises a payment system and a smart mobile terminal, wherein the payment system comprises a payment server for storing user bank account information which is bound with biometric feature information of a user; and the smart mobile terminal comprises a payment request module, a biometric feature acquisition module, a biometric feature recognition module, a user bank account calling module and a payment confirmation module. The payment system based on the biometric feature recognition has the effects that when the payment system is used for making a payment, the user can make a rapid payment by inputting a voiceprint, irises, a palm print, a vein, ears, a gait or retinas without carrying any cash, bank card, consumer card or mobile phone no matter where the user is, so that a conventional payment mode is broken, and the restraints of the cash, cards and electronic equipment are broken. A checker can rapidly check user identity information by using the identity authentication system, and the user does not need to take out any identity card, so that high practicability and a good use effect are achieved.

The embodiments of the invention provide a shopping cart, and a shopping method and shopping apparatus applying the shopping cart, for solving the problems of too long settlement flow, congested channels and the like, caused by manual operation of goods code scanning, payment change making and the like by cashiers in supermarket shopping in the prior art. According to the method, after a user goes into a supermarket, a processing shopping cart is bound with a user cart account, after goods selection ends, a user terminal sends a conformation settlement instruction to a server, the server controls a recognizer of the shopping cart to be automatically started to carry out goods label acquisition, after calculation, a settlement list is sent to the server, and the user terminal completes payment. In such a way, the technical effects of omitting the procedure of scanning goods labels one by one and carrying code scanning, settlement, payment and the like quite conveniently and rapidly are realized.

The invention discloses a parking lot parking stall transaction business mode realized based on a detection terminal. The parking lot parking stall transaction business mode comprises steps that the detection terminal is used to detect identity information of a vehicle parked on a parking stall and the parking time information of the vehicle, and is used to transmit the detected information to a cloud platform management server; the detection terminal is used to calculate a parking fee according to the parking time information of the vehicle and a parking stall parking charging rule; the detection terminal is used to transmit a payment request including parking fee information to the cloud platform management server, and then the server is used to transmit the payment request to a payment system after receiving the same; a payment result fed back by the server is received by the detection terminal. The invention also provides the above mentioned detection terminal and a parking stall transaction system comprising the terminal. By adopting the detection function, the charging function, and the function of requesting the payment of the detection terminal, platform network management is realized, transaction is intelligent and effective, and concentrated overall planning is realized, and therefore labor costs of parking lots are reduced, and transparence of parking stall income is realized.

Embodiments of the invention provide a payment method and a terminal. The method comprises the following steps: a terminal receives a payment request sent by a money collection device when approaching the money collection device, and opens the payment interface of a target application in response to the payment request; and the terminal gets authentication information input on the payment interface by a user, and completes payment when the authentication information matches preset authentication information. Through the embodiments of the invention, payment can be completed quickly, and the safety of payment is ensured.

The invention provides an online virtual currency third-party credit method and a data processing system thereof. The online virtual currency third-party credit method includes steps of determining user credit line, user loan application, third-party credit supplier assessment and lending, user recharging or trading by loan, user repayment and payment requesting, settlement of a third-party credit supplier and a platform supplier and the like. The data processing system comprises a client and a server, the client realizes users' various service requests and the server processes the users' service requests. By the aid of the online virtual currency third-party credit method and the data processing system, value of personal online digital assets is explored, trade is promoted by means of load leverage and simple consumption payment ways, trade scale is enlarged, and the platform supplier is assisted in exploring and keeping high-quality users, and user experience is improved.

The invention relates to a networking vehicle mounted payment method, which comprises the steps that an RFID reader of a vehicle reads merchant information recorded on an RFID tag and displays the merchant information; a user of the vehicle selects a merchant to be paid; a payment platform vehicle mounted terminal sends identity information of the user and license plate number information to a payment platform together with payment authorization of the selected merchant; the payment platform sends a payment request and the license plate number information of the vehicle to a payment platform merchant terminal of the selected merchant; the merchant carries out settlement on the payment amount according to a license plate number of the vehicle; the payment platform merchant terminal generates an account bill according to the payment amount and sends the account bill to the payment platform; the payment platform sends a deduction request in allusion to an account bound to the identity of the user to the payment platform vehicle mounted terminal; the user conforms the deduction request, and the payment platform vehicle mounted terminal sends information for confirming the deduction request to the payment platform; and the payment platform carries out deduction on the account.

The invention relates to the highway toll payment field, and especially relates to a highway toll mobile payment system and method based on a mobile end application and license plate identification. The system comprises a mobile payment APP, entrance / exit lane subsystems, a mobile payment operation management platform, a mobile payment gateway, a money collection and electronic invoice subsystem,and a province network clearing and settling center. The entrance / exit lane subsystems include license plate identification devices installed on all entrance / exit lanes, lane barrier gate controllers,and entrance / exit computers. The license plate identification devices at entrances / exits are adopted to collect license plate numbers of vehicles that pass by, the license plate numbers are input toa mobile payment background system, running paths of the vehicles are recorded through the license plate numbers, bound APP accounts are queried through the license plate numbers, and tolls are paid through a mobile terminal such as a mobile phone. In this way, mobile payment of tolls is realized, the lingering time of the vehicles at highway entrances / exits is reduced, and the pass speed is increased.

The good embodiment of the invention provides a check-out lane and a shopping method and device which applies the check-out lane, and aims at the problems in supermarket shopping in the prior art that check-out process time is overlong, lanes are crowded and the like since cashiers manually carry out commodity code scanning, payment, change giving and the like. In the method, after a user enters a supermarket, a processing shopping cart and a user cart account are bound; after the user finishes purchasing commodities and pushes the shopping cart into the check-out lane, a server controls the recognizer of the shopping cart to automatically start to collect commodity labels, a check-out list is sent to the server after calculation, and a user terminal can finish payment. Technical effects that the commodity labels do not need to be scanned one by one, and code scanning, checkout, payment and the like can be conveniently, quickly and automatically carried out can be achieved.

The invention provides a parking sharing system comprising a parking lot system, a remote shared parking server, and a client mobile terminal. The parking sharing system has the following beneficial effects: a difficult parking problem is solved; when a user departs, the user selects a destination to obtain information of the numbers of idle parking spaces in all parking lots near the destination in real time, thereby selecting a parking lot with more idle parking spaces selectively; parking reservation is realized and thus when no sufficient parking spaces in the selected parking lot near the destination are provided, parking reservation is carried out; parking reservation is realized by selecting a price raising way or a bidding way, so that the user with the emergency need is capable of having one parking space and the incomes of the platform and the parking lot increase; the use can carry out parking fee settlement and payment conveniently and rapidly; and after parking the vehicle, the user can share the fixed parking space owned by the member freely without the need to go to a central fee payment unit or entrance and exit fee payment sites of the parking lot for fee payment or scan a two-dimensional code of the parking lot for fee payment.

The invention provides an online payment method and a system. The system comprises a third party online payment platform, a terminal, a card reader, a bank POS (Point-Of-Sale) collection passage, wherein, the third party online payment platform is used for acquiring merchant number and order information and is connected with the card reader for prompting; the card reader is used for swiping the bank card of a user; and the third party online payment platform reads the magnetic track information of the bank card and sends a payment deduction request for the bank POS collection passage based on the magnetic track information uploaded by the payment client side. According the invention, a present increasing-matured intelligent mobile platform, voice IVR (Interactive Voice Responser) and other tools bring convenience for the online and mobile payment of the users; the restriction on online payment of an individual user is greatly reduced; the quick payment of non net users and debit card users can be realized; a very convenient payment passage is brought for the mobile phone payment consumers; and under the condition that the POS equipment cost is greatly reduced, the card swiping payment function is realized. Therefore, the system has a better market prospect.

The invention provides a payment method and device. The payment method comprises the steps of recognizing metering information on a consumption gauge used by a user, wherein the metering information comprises a reading of the usage number of consumption articles and user identification; sending the reading of the usage number and the user identification to a payment mechanism used for performing usage charging on the consumption articles so as to enable the payment mechanism to generate a bill corresponding to the current time of metering information; and performing withholding payment for the amount of money corresponding to the bill in a user account corresponding to the user identification. The payment method and device can save the organization cost and shorten the withdrawal period of funds.

The invention is a fare payment communication system and method. And the communication system comprises mobile communication network, mobile telephone and vehicle fare collector and the method comprises: the vehicle fare collector transmits fare collection information to the mobile telephone; the mobile telephone receives the information and transmits fare payment information to the vehicle fare collector; the vehicle fare collector receives, stores and transmits the fare payment information to the mobile communication network; the mobile communication network transfers fare sum from an account of the mobile telephone to that of the vehicle fare collector. It is convenient for passengers and reduces operating cost of a public traffic company.

The present invention discloses a parking lot management method, a server, a camera and a terminal device. The method comprises the steps of: obtaining license plate numbers and face information identified according to vehicle entering images collected at an entrance of a parking lot, and taking the license plate numbers, the face information and the vehicle entering time as vehicle entering datawhich is stored in a database; obtaining license plate numbers and face information identified according to vehicle exiting images collected at an exit of the parking lot, searching vehicle entering data matching with the license plate numbers and face information identified in the vehicle exit images from the database, performing calculation according to the searched vehicle entering time in thevehicle entering data and the current vehicle exiting time, obtaining parking fee information, and performing parking fee processing according to the parking fee information. The parking lot management method, the server, the camera and the terminal device achieve the purpose of verifying vehicle owner identity of a leaving vehicle so as to improve the vehicle safety and prevent the vehicle from being stolen.

The invention discloses a social vehicle logistics system, which comprises an automatic matching module and an automatic scheduling module. According to the automatic matching module, a service outlet nearest to a user is intelligently matched via a backstage after the user completes ordering, matching with the existing transport line is automatically carried out according to a starting place and a destination, and the optimal calculation transport line is found out. According to the automatic scheduling module, after matching of the transport line is completed, a plate trailer resource which most satisfies needs of customer logistics transport is matched automatically, and automatic matching is carried out according to a customer vehicle type, a size and plate trailer space. According to the social vehicle logistics system provided by the invention, quick, convenient, safe and high-efficiency vehicle logistics can be realized in a mobile interconnection mode. Transaction preference of the user can be automatically judged according to behaviors of the user, and information in line with corresponding preference can be recommended to the user.

The invention provides a mobile phone ordering payment method based on digital television payment platform and a system. The method includes that users transmit mobile phone number, digital television set top box card number, channel program information, order cycle, payment type for purchase through short messages, websites, mobile phone wireless application protocol (WAP) and mobile phone clients, the system receives the order request, verifies the information, mainly verifies whether the mobile phone number and the digital television set top box intelligent card number are effective or not and whether the channel program can be purchased and sends charging confirmation short messages to the users after verification is finished, the user receives the confirmation short messages and rely the short messages for confirmation, and the system receives the confirmation short messages, deducts expenses from user mobile phone telephone charge, mobile phone integral or mobile phone wallet account balance according to payment types selected by the users. If the expense is deducted, the system opens corresponding channel program for the users and informs the users of purchase detail through short messages. The method and the system provide the users a convenient, quick, simple and safe payment way.

The invention discloses a parking lot control method. The method is applied to a parking lot control system including a plurality of entrance license plate identifiers. The method includes steps of: obtaining a plurality of first license plate images and recognizing a plurality of pieces of corresponding first license plate information through the plurality of entrance license plate identifiers when detecting the information of the entrance to the parking lot of the vehicle; when a first payment request is received, determining whether the second license plate information in the first paymentrequest matches at least one of the plurality of pieces of first license plate information; and if not, calling and sending the plurality of license plate images corresponding to the plurality of pieces of first license plate information similar with the second license plate information to a user terminal, and generating a piece of corresponding payment information according to a first confirmation result fed back by the user terminal. The invention also discloses a parking lot control system and a computer readable storage medium. When the license plate recognition is wrong, the payment information can be normally generated by sending the license plate picture for confirmation of the user, thereby improving the parking lot access control efficiency.

The invention discloses a pin money payment method and system based on a children's watch device, and the system comprises the following steps: S1, (a parent) setting a pin money rule on a cellphone APP; S2, uploading the pin money setting rule to a server; S3, carrying out the authorization through the cellphone APP to generate a payment code, and transmitting the payment code to the watch; S4, displaying the payment code through the watch; S5, scanning the payment code on the watch through a scanning gun; S6, enabling the scanning gun to be connected with a background server, and carrying out the matching with the pin money rule; S7, completing the payment. The beneficial effects of the invention are that the method can be suitable for a payment scene for children, and effectively ironsout the defects in the conventional field that the pin money is not portable, the payment is not convenient, and the pin money is liable to be lost.

The invention discloses a 48-hour multi-party clearing system, which is used for realizing money distribution of commodity sale money among cooperation partners. The 48-hour multi-party clearing system comprises a sale data processing device, an information management device, a money distribution processing device and a bank payment device and is connected with a commodity selling system so as to acquire commodity sale data within 48 hours in time, wherein the sale data processing device summarizes so as to acquire the sale amount of each commodity of each supplier; the money distribution processing device calculates the money distribution sum earned by each cooperation partner according to the money distribution proportion information of each cooperation partner participating in commodity sales from the information management device; and the bank payment device sends a payment command to a clearing bank so as to transfer the money distribution sum earned by each cooperation partner to the bank account of a corresponding cooperation partner. Quick money distribution of the commodity sale money among the cooperation partners can be realized and the capital safety of each cooperation partner participating in commodity sales is ensured.

The invention provides an information processing method of a smart shopping cart and the smart shopping cart. The method comprises the following steps that a commodity feature information database ispre-stored; the image information of all the commodities in the smart shopping cart is acquired in real time; the image information of all the commodities is processed and all or a part of the image information of the single commodity is extracted; all or a part of the image information of the single commodity is processed, all or a part of feature information of the single commodity is extractedand the feature information is compared with the information in the pre-stored commodity feature information database; the basic information of the single commodity is determined through comparison and a shopping list and a settlement request are generated; and checking and payment for the shopping list are received. The information of the purchased commodities can be acquired in real time and theshopping list and the settlement request can be generated for the consumer to perform quick payment. According to the method, the RFID electronic tag does not need to be applied to identify the commodity so that the management and operation cost of the unmanned supermarket can be further reduced.

The present invention discloses a commodity weight-based self-service shopping system and method. The method includes the following steps that: a shopping terminal scans the bar codes of commodities and generates a shopping list; at the time of checkout, all the purchased commodities are weighed on an electronic scale, and the electronic scale generates a two-dimensional code according to real-time weighing data; the shopping terminal obtains the real-time weighing data by scanning the two-dimensional code displayed on a display and then sends the real-time weighing data and the shopping list to a server; the server obtains a dynamic weight range according to the commodity information of all the commodities in the shopping list, judges whether the real-time weighing data is within the dynamic weighing range, and verifies whether the shopping state of a consumer is normal or not; and if the shopping state of the consumer is normal, and abnormal conditions such as the missing of some commodities do not exist, and the user can pay for the commodities and completes shopping. With the commodity weight-based self-service shopping system and method of the invention adopted, self-service shopping can be realized, payment is fast and efficient, and frequent queuing situations can be avoided.

The embodiment of the invention provides a service payment method and system, and relates to the technical field of an IPTV. The service payment method and system support the development of paying services in a convenient, fast and safe payment mode, and promotes the development of a television application portal. The method includes the steps that a set top box sends a charge inquiry request message to a television business server; the television business server generates payment two-dimension code information according to identification information of the set top box; the set top box obtains the payment two-dimension code information and sends the payment two-dimension code information to a display device; a mobile terminal scans and obtains the payment two-dimension code information displayed by the display device, and obtains the identification information and payment information of the set top box according to the payment two-dimension code information; the mobile terminal sends a payment request message to the television business server according to the identification information and the payment information of the set top box; and the television business server finishes the payment of the payment information according to the payment request message.