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Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments using positive pay or other reconciliation information about a check presented for cashing. Positive pay information, which may be made available by a check issuer, provides a list of checks that have been, for example, issued and not yet cashed, already cashed, voided, stolen, and the like, thus providing an indication of whether the check issuer is willing to honor the checks. In various embodiments, positive pay information about a check may be expressed as a gradated positive pay risk score. In various embodiments, the positive pay risk score may be combined with risk scores that are descriptive of other aspects of the check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the risk scores may be used to generate an accept/decline recommendation for the transaction as a whole.

A method for three-dimensional shape and size measurement of a three-dimensional body surface comprising providing a three-dimensional scanner, providing a processor, providing a three-dimensional Computer Aided Design system, scanning in three dimensions with the three-dimensional scanner at least a portion of the three-dimensional body surface, creating a data file representative of the three-dimensional body surface, processing the data file with the processor, importing the data file into the three-dimensional Computer Aided Design System, employing the three-dimensional Computer Aided Design System relative to the data file to define and record three-dimensional measuring data relative to at least a portion of the three-dimensional body surface, A and employing the three-dimensional Computer Aided Design System to exploit the three-dimensional measuring data.

Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments by using biometric information obtained from an individual who presents a check or other negotiable instrument in a check-cashing transaction. In various embodiments, the obtained biometric information may be compared with stored biometric information in order to enhance confidence in the accurate identification of the check presenter. In various embodiments, a gradated biometric risk score, based at least in part on the comparison, may be generated for the check-cashing transaction. In various embodiments, the biometric risk score may be combined with risk scores that are descriptive of other aspects of the check-cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the risk scores may be used to generate an accept/decline recommendation for the transaction as a whole.

Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments. The systems and methods make use of location-related information about an issuer of a second-party check being presented for cashing in order to better assess the legitimacy and cashability of the check. In various embodiments, information about the proximity of the check issuer to the check cashing location is used to enhance risk assessment of the check item. In various embodiments, location-based information about a check may be expressed as a gradated location-based risk score. In various embodiments, the location-based risk score may be combined with risk scores that are descriptive of other aspects of a check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the risk scores may be used to generate an accept/decline recommendation for the transaction.

A distributed processing system for acquiring utility usage information from customer facilities, processing the utility usage information, and delivering the utility usage information in formats that facilitate understanding by end-users. The distributed processing system may include a server system that may store utility usage information, generate real-time alert messages, and create spreadsheet report attachments that may be pushed to end-users. Some of the spreadsheet reports may include a number of navigations buttons allowing a user to toggle between various tools that analyze utility usage information.

The present invention provides improvements to prior art audio codecs that generate a stereo-illusion through post-processing of a received mono signal. These improvements are accomplished by extraction of stereo-image describing parameters at the encoder side, which are transmitted and subsequently used for control of a stereo generator at the decoder side. Furthermore, the invention bridges the gap between simple pseudo-stereo methods, and current methods of true stereo-coding, by using a new form of parametric stereo coding. A stereo-balance parameter is introduced, which enables more advanced stereo modes, and in addition forms the basis of a new method of stereo-coding of spectral envelopes, of particular use in systems where guided HFR (High Frequency Reconstruction) is employed. As a special case, the application of this stereo-coding scheme in scalable HFR-based codecs is described.

A method and apparatus for organizing and processing interconnected pieces of information (“nodes”) using a digital computer is disclosed. Each node has elements that may be text, images, audio, video, and other computer programs. A graph-based user interface presents the individual nodes in spatial arrangements that reflect the relationships among the nodes. User interaction indicating interest in a particular node results in an increase in the “activation” of that node. This leads to an increase in the size of the presentation of that node, as well as an increase in the size of the presentation of closely related nodes. The result is a unique user interaction paradigm that allows for intuitive traversal of complex collections of nodes.

The invention discloses an image forecasting method and a related device. The image forecasting method includes: confirming K1 pixel samples in an image block x, and confirming a candidate movement information unit set corresponding to each of the K1 pixel samples; enabling each candidate movement information unit set corresponding to each pixel sample to include at least one candidate movement information unit; confirming a merger movement information unit set i which includes K1 movement information units; using a non-translation movement model and the merger movement information unit set i to forecast pixel values of the image block x, wherein all the movement information units in the merger movement information unit set i are respectively selected from at least a part of the movement information units in the candidate movement information unit sets corresponding to the different pixel samples in the K1 pixel samples. The image forecasting method and the related device facilitate reduction of computation complexity of image forecasting based on the non-translation movement model.

A computer-implemented method for graphically illustrating an entity and generating a text-based report therefrom includes providing a visual base representation of an entity. The base representation includes a plurality of elements at least one of which is modifiable, where the elements are each associated with a plurality of attributes. A visual diagram of a particular entity is built based upon the base representation of the entity. In this regard, at least one visual element is added to the base representation, where the added visual elements are modifiable. Accordingly, the diagram includes the elements of the base representation and the elements added to the base representation. After determining attributes associated with the added elements, a text-based report is generated from the diagram, where the report is generated based upon the elements of the diagram and the associated attributes, and where the report is automatically generated from the diagram without user input.

Systems and methods are described for using a point-of-sale device to obtain biometric information from an individual presenting a second-party check in association with a proposed check-cashing transaction. In various embodiments, a biometric sample is obtained from the check presenter and is compared to stored biometric data in order to enhance an assessment of the correct identification of the check presenter. In various embodiments, the biometric information, along with other transaction-related information, such as information about one or more authentication marks from the check, is transmitted to a check authorization system for a risk assessment of the transaction. In various embodiments, the point-of-sale device may receive an accept/decline recommendation from the check authorization system, based at least in part on the biometric information and may display a message about the recommendation to an operator of the point-of-sale device.

A method is provided for calibrating past position estimates from a positioning system that provides real-time position estimates of a mobile object. The method first stores the real-time position estimates, which as time goes by become past position estimates and naturally form a first past trajectory depicting the past movement of the mobile object. Subsequently, a calibrated past trajectory is determined, which includes calibrated past position estimates that correspond to the same time instances as the past positions in the first past trajectory. When real-time positions have low qualities, this method calibrates them at a later time by using (higher-quality) real-time positions both before and after them. Errors in the past positions are then corrected based on the calibrated past trajectory. When used with event detectors that indicate inventory transactions, this method can correct position errors associated with inventory events so as to improve the performance of inventory tracking.

A network management system is for a network having network devices. The network management system includes a display, a memory, and a processor coupled to the display and memory and configured to send queries to the network devices, obtain responses from the network devices based upon the queries, and determine a physical network map for the network devices based upon the responses. The processor is also configured to establish connections with some of the network devices, determine a virtual network map for the network devices based upon the responses and the established connections, store mapping data related to the determined physical network map and virtual network map in the memory, and display an image on the display related to the stored mapping data.

The claimed subject matter provides a system and/or a method that facilitates generating a model from a 3-dimensional (3D) object assembled from 2-dimensional (2D) content. A content aggregator can construct a 3D object from a collection of two or more 2D images each depicting a real entity in a physical real world, wherein the 3D object is constructed by combining the two or more 2D images based upon a respective image perspective. A 3D virtual environment can allow exploration of the 3D object. A model component can extrapolate a true 3D geometric model from the 3D object, wherein the true 3D geometric model is generated to include scaling in proportion to a size within the physical real world.

A basic life support system (BLSS) includes a processing element and an output element, such as a display screen or an audio output element, for providing an individual with real-time instructions on providing emergency medical care to a patient until paramedics or other healthcare professionals arrive to take over care for the patient. The instructions may be provided as graphics, including animations, as text, audibly, or as a combination of visible and audible elements. The BLSS may be configured for providing emergency medical care to individuals who have suffered from ventricular fibrillation. Accordingly, the BLSS may also include a defibrillation apparatus, an air or oxygen supply, a respiratory interface, one or more sensors, or a combination thereof.

A system and method for describing local area geo-reference features and landmarks in providing high resolution asset location information. Geo-image data is integrated to a mapping application and geo-reference data to add more detailed scale levels to the map. The geo-image data includes geo-images and its features to provide more detailed references to the asset and support the larger references of the geo-reference data. To describe a geo-reference landmark, an original landmark representation is selected with a center point and a radius. The asset location points located at the original landmark representation are compiled along with the asset location points generated by events occurring at the landmark to create a point set. The point set replaces the original landmark representation when a prescribed number of points is reached. The asset location points that are within a specified distance from any of the points in the point set are added to the point set to complete the landmark representation. The geo-image data and landmark representation data are combined to provide high resolution asset location information.

A computer implemented method and system provides a mobile application development platform (MADP) for dynamically creating a healthcare provider specific customizable composite mobile application (CCMA) and monitoring healthcare elements of a healthcare recipient using the CCMA. The MADP is accessible by a healthcare provider device and a healthcare recipient device via a network. The MADP stores multiple template objects, for example, sub-applications that perform tasks for monitoring the healthcare elements in an application management database (AMD). The MADP acquires a selection of one or more template objects and one or more dynamic content objects defined by a healthcare provider and dynamically creates the CCMA by integrating the selected template objects and dynamic content objects. The MADP stores the CCMA in the AMD. The CCMA facilitates communication between the healthcare provider device and the healthcare recipient device for monitoring the healthcare elements of the healthcare recipient.

A vision metric, called the sharpness metric, indicates the subjective sharpness of a patient's vision by taking into account both the wavefront aberration and the retinal response to the image. A retinal image quality function such as the point spread function is convolved by a neural quality function, and the maximum of the convolution over the retinal plane provides the sharpness metric. The sharpness metric can be used to control eye surgery or the fabrication of a lens.

The invention discloses an image appearance based loop closure detecting method in monocular vision SLAM (simultaneous localization and mapping). The image appearance based loop closure detecting method includes acquiring images of the current scene by a monocular camera carried by a mobile robot during advancing, and extracting characteristics of bag of visual words of the images of the current scene; preprocessing the images by details of measuring similarities of the images according to inner products of image weight vectors and rejecting the current image highly similar to a previous history image; updating posterior probability in a loop closure hypothetical state by a Bayesian filter process to carry out loop closure detection so as to judge whether the current image is subjected to loop closure or not; and verifying loop closure detection results obtained in the previous step by an image reverse retrieval process. Further, in a process of establishing a visual dictionary, the quantity of clustering categories is regulated dynamically according to TSC (tightness and separation criterion) values which serve as an evaluation criterion for clustering results. Compared with the prior art, the loop closure detecting method has the advantages of high instantaneity and detection precision.