The invention relates to a method for transmission of a secure virtual key (VK) from a
server (50, S) to a mobile terminal (20, T) capable of communicating with the
server (50, S), comprising the steps of: a) reception by the
server (50, S) of a certification request from the mobile terminal (20, T), b) provision and downloading on the mobile terminal (20, T), by the server (50, S), of a user application (25), and c) provision of the mobile terminal (20, T), by the server (50, S), with a virtual key (VK), and d) downloading and securing of the virtual key (VK) in a security element (27) of the mobile terminal (20, T), characterised in that said security element is formed by an encrypting
software environment (27).