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Methods for creating, issuing, managing and redeeming annuity-based retirement funding instruments

A method for administering an annuity-based retirement funding in which an investor's funds or current income is used to make incremental purchases of immediate annuity benefits at market rates, with the annuity payments received from previous purchases being applied purchase additional annuity benefits. The investor allocates a first allocated portion of each received benefit into an account and the reinvested funds are thereafter available in combination with new investment payments from the investor for the purchase of additional immediate annuity benefits. At the direction of the investor, typically after retirement, all or part of the received annuity payments can be received for the use of the investor.
Owner:RETIREMENT ENG

Big data-based STEM education assessment system and method

The invention discloses a big data-based STEM education assessment system and method. The system mainly comprises an information collection and storage module, a teaching scheme generation module, a course implementation module, a student ability and accomplishment analysis module and an ability and accomplishment visualization module; the information collection and storage module mainly records basic information and behavior logs of a teacher and students; the teaching scheme generation module assists the teacher to develop teaching design; teaching activities are implemented in the course implementation module, and teacher and student behavior data is stored; the student ability and accomplishment analysis module analyzes core accomplishment, subject knowledge and key abilities of the students; and student assessment results are displayed in multiple ways of a radar map, a knowledge map and the like in the ability and accomplishment visualization module, and the student assessment results are stored in the information collection and storage module. The assessment system and method is applied to the STEM education assessment; the teacher and the students are assisted to accuratelyknow student ability and accomplishment development according to the assessment results; the teacher is assisted to accurately teach; and the student learning effect is improved.
Owner:BEIJING NORMAL UNIVERSITY

Portable-power-source renting control system and renting control method

The invention discloses a portable-power-source renting control system and renting control method. Portable power sources re stored in a portable-power-source storage terminal and have identifiable identity recognition codes; a user terminal sends a rental service request to a cloud server and receives feedback information; the cloud server receives and responds user renting/returning requests; the portable-power-source storage terminal receives and responds the user renting/returning requests. By means of the system, users can rent the portable power sources from a portable-power-source rent terminal in a self-service mode. The portable-power-source rent terminal is provided with an auto-induction module, and the auto-induction module is switched from an advertisement mode to a business operation mode according to a predetermined program; the equipment is thus more friendly to users and saves much time of the users. The portable-power-source storage terminal automatically completes the detection of various parameters of the portable power sources and meanwhile uploads the information to the cloud server, and systematic and intelligent management of the portable power sources is achieved.
Owner:上海无衍电子科技有限公司

System, Method and Browser Client for Enabling Browser Data Synchronization

The invention provides a system, method and browser client for enabling browser data synchronization. By the invention, command information is sent to a target client via a push server in time in the case that the data content stored in a cloud storage server is updated, thereby enabling real-time data synchronization between the cloud storage server and the browser client simply and efficiently. The invention further discloses an apparatus and method for server distribution in browser real-time synchronization, a method for server distribution in browser real-time synchronization, a system for preventing a malicious connection, a system, method and information distribution database for enabling browser data synchronization, and a socket server and its service method for sending command information from a push server to a target client among a plurality of browser clients.
Owner:BEIJING QIHOO TECH CO LTD
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