The invention discloses an RFID (
Radio Frequency Identification)-based
mobile payment system and a
system realization method. The RFID-based
mobile payment system comprises a merchant
server end, a user mobile terminal and an
access control system, wherein the merchant
server end consists of a
transaction processing module, a
database server, a first safety module, an authority
authentication module and a first communication module, the
database server and the first safety module are both connected with the
transaction processing module, the authority
authentication module is connected between the
transaction processing module and the first safety module, and the first communication module is connected with the first safety module; the user mobile terminal consists of a first
data acquisition module, a first control module, a second safety module and a second communication module, wherein the first control module is connected with the first
data acquisition module, the second safety module is connected with the first control module, and the second communication module is connected with the second safety module; and the
access control system consists of a second
data acquisition module, a second control module and a third communication module, wherein the second control module is connected with the second
data acquisition module, and the third communication module is connected with the second control module. According to the RFID-based
mobile payment system, the problem that the queuing for
payment needs a great deal of time in shopping in the shopping center in the prior art can be solved, and the RFID-based mobile
payment system is suitable for popularization and application.