233results about How to "Maintain privacy" patented technology

A system for verifying intent in a card not present transaction is provided. The system includes a late binding token that is distributable to consumers without necessarily being bound to an account. The system also includes a client software that locates a token server configured to facilitate managing and communicating with the late binding token. The system also includes a protocol concerning how to build a verifiably secure structured proposal that carries an offer to the consumer through the client software.

There is disclosed an automatic electronic window shading (tinting) system for houses and transport vehicles such as automobiles, RV's, trains, boats and the like, to provide shading for people to protect them from exposure to harmful direct sunlight, by providing the windows of said houses and transport vehicles with display elements and light (photocell/photovoltaic) sensors. The system comprises liquid crystal, electrochromic, suspended particle device (SPD), or NanoChromics display (NCD) element attached to a part of a transparent body (such as the windows) and a liquid crystal, electrochromic, suspended particle device (SPD), or NanoChromics display (NCD) controlling semiconductor element controlling the operation of the display element.

A database having information sought by a consumer, a database containing consumer attributes, and a database of advertising messages are made responsive to telephone calls placed to an interactive voice response (IVR) system. Alternatively, the databases can be linked to a web site responsive to consumer input. Either system can deliver the advertising messages to the consumer. The database of consumer attributes contains information already known about the consumer that can be used to decide on which advertising message to deliver. The consumer initiates activity by calling the interactive voice response system or accessing the web site. Software identifies the consumer via the consumer-inputted identification and delivers an advertising message likely appeal to the consumer. The advertising message can include an offer to purchase a product or service. The offer can be taken during the advertising period and recorded so as to be sent to a sponsor. The system then disseminates information sought by the customer, such as student grades. Alternatively, software resident at the Web site reads the identity of the customer who is accessing the Web site and recognizes and ascribes various attributes to the customer. The customer has the opportunity to either view the information or, preferably, interactively respond to the advertisement or offer by seeking additional advertisements or by placing an order for the products or services of the sponsoring vendor.

An electronic clearinghouse system (ECS) for securely delivering, retrieving, authenticating, storing, generating and distributing messages, such as financial documents and/or records are described. For message providers, the ECS can provide a secure and trusted venue for delivering messages, such as messages including financial data to their clients that reduces their delivery costs. For users of the ECS, the ECS can provide a central location where each user can receive and consolidate their messages, such as financial documents and associated financial data from a number of different financial data providers. To facilitate these functions, the ECS can include an automated system for recording delivery status as well as evidence of delivery of messages, including whether a message has been viewed by a particular user. Further, the ECS can include components for scheduling events, such as monetary transfers and bill payments, and providing reminders for such events. Also, the ECS can provide utilities that allow a user to package and securely deliver messages to other users.

Provided is a method, system, and program for managing access to resources. Encryption keys are exchanged among a first entity, second entity, third entity, and a fourth entity. Each entity has one relationship with one other entity and the encryption keys are exchanged pursuant to the relationships. Electronic messages are encrypted with the encryption keys concerning digital enrollments to provide to the first entity. The digital enrollment is associated with at least one digital ticket that authorizes access to a resource managed by the fourth entity. Presentation of the digital enrollment causes the presentation of one digital ticket associated with the digital enrollment to authorize the first entity to access the resource.

A system is disclosed for serving advertisements to a user of a client device. A set of advertisements are downloaded to the client device. Based on data stored on the client device, or action taken on the client device, a subset of the advertisement are chosen for presentation to the user of the client device. In one embodiment, the choice of advertisement to present to the user is based on the content of one or more email messages. The scanning of the email message and the decision as to which advertisement(s) to present are made on the client machine in order to protect the privacy of the user. The chosen advertisements are then displayed with the one or more emails.

Monitoring subscriber viewing interactions, such as television viewing interactions, and generating viewing characteristics therefrom. Generating at least one type of subscriber profile from at least some subset of subscriber characteristics including viewing, purchasing, transactions, statistical, deterministic, and demographic. The subscriber characteristics may be generated, gathered from at least one source, or a combination thereof. Forming groups of subscribers by correlating at least one type of subscriber profile. The subscriber groups may correlate to elements of a content delivery system (such as head-ends, nodes, branches, or set top boxes (STBs) within a cable TV system). Correlating ad profiles to subscriber/subscriber group profiles and selecting targeted advertisements for the subscribers/subscriber groups based on the correlation. Inserting the targeted ads in place of default ads in program streams somewhere within the content delivery system (head-end, node, or STB). Presenting the targeted ads to the subscriber/subscriber group via a television.

A method and system for sharing online user information in an anonymous manner. The system associates an identifier with anonymized information of the user, and sends the anonymized user information to a receiving party.

In one embodiment, the system receives a temporary id with personally identifiable information from a Web site, uses the personally identifiable information as a key to obtain the anonymized information from a data source, and sends the temporary id with the anonymized information to the receiving party. The receiving party uses the temporary id, previously received by the Web site, as a key to obtain the anonymized information of the user.

In another embodiment, the system receives a temporary id from a Web site with a cookie from the user, uses the cookie as a key to obtain the anonymized information from a data source, and sends the temporary id with the anonymized information to the receiving party. The receiving party uses the temporary id, previously received by the Web site, as a key to obtain the anonymized information of the user.

A system and method for establishing temporary electronic mail (e-mail) accounts is configured to operate with classified newspaper advertising. One of the aspects of the present invention is a file handling method that automates the process of establishing the e-mail accounts through interaction with a publisher's system for taking orders for classified advertisements. Typical newspaper classified advertising comprises two or three lines of text which provide only basic information about an item for sale. With the present invention, advertisers would be offered the option of creating a special e-mail account with a duration tied to the run of the advertisement. The e-mail accounts would be used to receive inquiries about the item for sale. The e-mail account could be also be configured to auto-respond to each incoming message with additional descriptive information about the item being offered for sale. Responders could learn more about the item, and thereby avoid the necessity of calling the seller. Sellers, in turn, can avoid the problem of repeated phone calls to request additional information, and may also remain anonymous while responding to multiple inquiries.

A method and system for evaluating insurability of an applicant for insurance from a carrier. A server, receiving and responsive to communications from a client computer, renders a contemporaneous insurability decision. The communications from the client computer include responses to an interactive questionnaire presented via a browser. A database associated with the server stores a comprehensive set of questions for collecting underwriting information and the server executes processing rules to determine which questions to present in the questionnaire. The questionnaire includes base questions and detail questions. The detail questions are each related to at least one of the base questions for collecting further information related to the respective base question. The server renders the insurability decision and exports a summary file to the carrier. The summary file includes the questions and responses thereto as well as the insurability decision.

An electronic clearinghouse system (ECS) for securely delivering, retrieving, authenticating, storing, generating and distributing messages, such as financial documents and/or records are described. For message providers, the ECS can provide a secure and trusted venue for delivering messages, such as messages including financial data to their clients that reduces their delivery costs. For users of the ECS, the ECS can provide a central location where each user can receive and consolidate their messages, such as financial documents and associated financial data from a number of different financial data providers. To facilitate these functions, the ECS can include an automated system for recording delivery status as well as evidence of delivery of messages, including whether a message has been viewed by a particular user. Further, the ECS can include components for scheduling events, such as monetary transfers and bill payments, and providing reminders for such events. Also, the ECS can provide utilities that allow a user to package and securely deliver messages to other users.

An apparatus, system and method including a latching device for displaceably retaining a panel relative to a frame. The latching device includes at least a bolt which is carried on the latching device and is operatively associated with the panel to prevent disengagement of the panel. The latching device includes at least one pressure responsive device operatively coupled to the bolt to retain the bolt in a desired position and release the bolt when a predetermined pressure differential occurs relative to two, generally opposite, sides of the panel or when a pressure decrease occurs on one side of the panel.

A translation scheme translates DICOM content into a format compatible for storage in an NDMA relational database. The translation scheme employs a schema for indexing the DICOM content, and employs a mechanism for translating queries embedded in XML into SQL. The translation scheme translates DICOM compatible data into a tab delimited flat representation of the DICOM content. The flat representation is then translated into data compatible with a relational database format, such as SQL, and then into database insert commands. The schema enables capture of the DICOM information into relational tables. Methods are also provided to service XML formatted research and clinical queries, to translate XML queries to optimized SQL and to return query results to XML specified destinations with record de-identification where required. Methods are also provided to interface to NDMA WallPlugs, secured query devices, or GRID devices.