This invention discloses an intelligent centralized monitor method and a
system for
bank personal business fraudulent conducts. The method comprises steps of establishing an enterprise data integrated framework based on a lightweight class enterprise, acquiring personnel
client transaction data from application systems of various business and transaction channels, for each transaction and a specific transaction
record collection, matching the predetermined risk judgment elements in
transaction data with regulations of fraud identification regulation
database and determining whether the corresponding fraudulent event is triggered according to the matching result; and starting a
processing flow corresponding to the fraudulent conduct according to a preset
processing requirement and received fraudulent events. This invention also provides an intelligent centralized monitor
system for the
bank personal business fraudulent conducts, comprising a fraud monitor platform and a business executive
system. This invention highly realizes the centralized monitor, analysis and
processing for the personal business fraudulent conducts in manners of a whole
bank level, cross-products and cross-channels, and is accurate in analysis and high in efficiency.