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A system and method for calculating and applying insurance costs. For vehicle insurance under one embodiment of the present invention, insurance costs are calculated on a per-mile basis in a nonlinear fashion, assigning different levels of risk based upon the distance driven by a customer. In one embodiment of the present invention, the first miles or kilometers driven by a customer are assigned a greater level of risk than later-driven miles or kilometers. The present invention provides an actuarial method that more closely conforms the cost of insurance for a particular vehicle to its annual mileage by creating a Rate Per Mile Factor (RMF), where the RMF is expressed as a function of annual mileage.

A measuring apparatus that measures sound arrival delay time from a speaker to a microphone on the basis of a result obtained by collecting signals output from the speaker by means of the microphone includes: measuring means for measuring the sound arrival delay time that makes a control such that a first sine wave signal having a first frequency and a second sine wave signal having a second frequency different from the first frequency are output from the speaker, is input with the first sine wave signal and the second sine wave signal collected by the microphone and then mixes the first sine wave signal and the second sine wave signal so as to generate a third sine wave signal having a frequency corresponding to a difference between the first frequency and the second frequency, and measures the sound arrival delay time on the basis of the third sine wave signal.

An improved electrode headset is provided for the acquisition of electroencephalographic (EEG) brain signals detected at the scalp of a human subject. The headset includes an elastic fabric cap having a chinstrap, which cap is fitted closely to the scalp. The cap has openings at those selected locations on the scalp to which removable and disposable electrodes are to be removably connected to the scalp. A positioning unit, of a generally flat and flexible plastic material, is attachable to the cap by corresponding hook-and-loop fasteners on the outer surface of the cap and the inner surface of the positioning unit. The positioning unit has a base portion and two opposite leg portions, each with slits. Flat beams are adjustably connected through the slits to the leg portions and base portion. Each beam carries a screw member which adjustably applies pressure to electrode holders and a flexible electrode extractor strap to which the electrode holder is attached. Each electrode holder is snap fastened to an electrode positioned within a cap opening.

A method of managing an on-going interactive event. The method includes transferring statements between participants over a computer network, during a live interactive event, analyzing, by a computer, at least some of the transferred statements, so as to generate feedback on said event and controlling the event responsive to the generated feedback.

A sterile nonstick compress having an open-mesh flexible fabric, the fabric including yarns which are coated with a cohesive and nonstick gel so as to leave the meshes essentially unobstructed, the gel being formed from a highly plasticized hydrophobic elastomeic matrix having a dispersion of hydrophilic particles of a hydrocolloid.

Devices, methods and systems disclosed herein relate to the application of a protective film on a surface of an electronic device that instantly reduces air bubbles and eliminates the waiting time usually required when using a wet fluid solution. In one embodiment, a roller device may include a carriage or housing and one or more rollers coupled or integrated with the housing, configured to apply a protective material to a surface of the electronic device in a first orientation, and configured to function as a device stand in a second orientation. In addition or alternatively, a roller guide apparatus and / or a wedge may be utilized to assist the roller device in applying the protective material to the surface of the electronic device.

The present invention relates to a method for fabricating a functional dental element, such as a crown. According to the invention, use is made of a three-dimensional printing technique. The major advantages of the invention are that no mold is needed anymore, which entails a considerable saving of costs, that a great accuracy is achieved, and that the element can be made of different materials.

Devices and methods provide for ablation of cardiac tissue for treating cardiac arrhythmias such as atrial fibrillation. Although the devices and methods are often be used to ablate epicardial tissue in the vicinity of at least one pulmonary vein, various embodiments may be used to ablate other cardiac tissues in other locations on a heart. Devices generally include at least one tissue contacting member for contacting epicardial tissue and securing the ablation device to the epicardial tissue, and at least one ablation member for ablating the tissue. Various embodiments include features, such as suction apertures, which enable the device to attach to the epicardial surface with sufficient strength to allow the tissue to be stabilized via the device. For example, some embodiments may be used to stabilize a beating heart to enable a beating heart ablation procedure. Many of the devices may be introduced into a patient via minimally invasive introducer devices and the like. Although devices and methods of the invention may be used to ablate epicardial tissue to treat atrial fibrillation, they may also be used in veterinary or research contexts, to treat various heart conditions other than atrial fibrillation and / or to ablate cardiac tissue other than the epicardium. A method is described for treating cardiac arrhythmia by: verifying at least one location of a patient's cardiac parasympathetic ganglia, advancing at least one treatment member through an incision on the patient into the vicinity of the cardiac parasympathetic ganglia and applying energy to ablate at least one the cardiac parasympathetic ganglia. A combined pacing and ablation probe is described for performing the method.

A system, tracker, program product, and methods to facilitate and verify proper target alignment for radiation delivery are provided. The system includes a radiation delivery apparatus having a radiation emitter, a rotating assembly controlled by a controller, and an application computer which provides treatment delivery instructions to the controller. The system also includes a trackable body having a trackable body reference point to be positioned adjacent a surface point of a patient to determine a position of such surface point. The system also includes an apparatus to track a trackable body which has a trackable body detector to detect a position of indicators carried by the trackable body and a trackable body determiner to determine a position of the trackable body reference point. The system also includes a target alignment analyzing computer having memory and target alignment analyzing program product stored therein to aid a user of the system to make and display various patient body-surface related measurements.