The application relates to a
processing method and device of
online and offline shopping consumption data settlement. The method includes: detecting whether a resource
processing operation of a firstuser on a selected object is received; obtaining preset resource quantity, which corresponds to the selected object, when the resource
processing operation is received; determining a target resource processing manner corresponding to the resource processing operation; and determining a
resource allocation result for the first user according to the preset resource quantity and the target resource processing manner. According to the method, settlement demand of ordinary users can be satisfied in settlement, fees can also be reduced, and required commodities can be purchased by money amounts lower than actual money amounts, thus participation enthusiasm of the users can be improved, and more users can be attracted for consumption. In addition, various settlement
modes exist at the same time,design is clever, operations are convenient, the method is used for effect that convenient selection can be carried out in the various settlement
modes, the shortcomings in traditional settlement technology are overcome, and blanks of relevant markets are filled.