The invention discloses a loading device for reliability test of a servo motor and a using method of the loading device. The loading device comprises a lower base plate, an upper base plate, a casing,a fan, a plate seat, a humidifier, a vertical plate, a large through hole, an insertion board, a first chute, a long slide block, a second chute, a short slide block, the servo motor, a first ring, asecond ring, a third chute, a direction-Y sliding platform, a first ring column, a second ring column, a fourth chute, a friction plate, a rotating shaft with a belt, a belt pulley, a belt, a coupling, a connecting shaft, an exciter pedestal, a first exciter, a small motor, a gear, a first shaft, a level rotating arm, a toothed bar, an installation plate, a second shaft, a pulley and a second exciter. The bearing condition and working environment of the servo motor in the practical processing process can be simulated vividly in the test process, object materials and processing cutters are notconsumed, the excellent performance of the servo motor is ensured, the servo motor performance test cost is reduced effectively, the damage mechanism of the servo motor is analyzed by test, and the using performance of the servo motor can be improved.