30results about How to "More transaction" patented technology

Customers often have access to multiple payment methods for any given transaction. In one embodiment of the invention, a merchant obtains information regarding multiple payment methods from a customer, and sends said information to a transaction evaluator. Via computer networks, the transaction evaluator sends information about the transaction to the issuers of one or more of the payment methods. The issuers perform a cost / benefit analysis of the transactions and respond with a description of the terms under which they are willing to process the transaction. Based on the issuer response, the transaction evaluator selects one of the payment methods. By enabling participating issuers to select favorable transactions and avoid unprofitable ones, the invention can thus improve issuer profitability by directing profitable transactions to participating issuers while directing unprofitable transactions away from participating issuers or to alternate transaction methods that are more profitable or less costly.

Transactional costs associated with providing professional services are reduced by allowing prospective patients / clients (bidders) and professional service providers to negotiate competitively for desired fees for proffered services through an interactive on-line communications network such as the Internet. In an exemplary arrangement, a transaction system includes a communications network server that interfaces and communicates online with client computer systems belonging to various prospective bidders and personal medical service providers using, for example, an exchange of HTML documents and / or JAVA script applets. A transaction system server handles online communications and procedures for conducting auctions for delivery of proffered services and maintains a registration database of service providers and bidders. An authentication / qualifier engine automatically researches and verifies service provider credentials and background information upon registration of a service provider with the system. Service provider qualification credentials and medical procedural code information databases as well as one or more search engines for verifying and / or researching the qualifications of a particular service provider are provided and made available to a bidder via, for example, a web-page menu driven interface. A service feedback interface and database are provided for handling online feedback information and comments from patients / clients and providers regarding the complexity and quality of services received or provided. The transaction system may also include remote client system software / hardware facilities for bidders and providers for providing customized database and computational services for communicating and participating in online bidding activities.

Transactional costs associated with providing professional services are reduced by enabling prospective clients / patients and professional service providers to competitively negotiate fees for proffered services through an interactive on-line professional services auction transaction system implemented over a publicly accessible communications network such as the Internet. A separate on-line auction transaction system, which shares database resources with the professional services auction transaction system, is also provided for implementing an arrangement for auctioning options to purchase services at a discount-such as discount coupons that are applicable toward fees charged for proffered professional services. A person-to-person network marketing arrangement for rewarding existing member professional service providers for recruiting prospective new service provider members and training them in the use of the on-line auction transaction systems is also fostered and supported via the on-line professional services auction transaction system.

There is provided a transaction processing system for providing plural services according to service level contracts, the system comprising: an SLA database for storing contract conditions defined for each of the services provided; request queues for storing processing requests sent from clients for the services provided while putting the respective services into a particular order; queuing condition detection module for obtaining waiting conditions of the processing requests stored in the request queues; and a scheduler for deciding priorities to the processing requests input from the client to the transaction processing system by referring to the contract conditions and the waiting conditions of the processing requests.

Systems and methods are provided for efficient transactions according to one or more embodiments. According to an embodiment, a method for efficient transactions comprises associating an identifier to a seller, wherein the identifier is adapted to in turn be provided to a user in connection with one or more transactions at a point of sale (POS) location, and wherein the identifier is mapped to particular identification information of the seller at a remote location. The method also comprises receiving, at the remote location, input from a user device upon the user selecting the user device in connection with the one or more transactions, wherein the input includes the identifier and is made at the POS location. Furthermore, the method comprises facilitating the one or more transactions based on the received input including the identifier that is mapped to the particular identification of the seller. In one or more embodiments, the method further comprises providing information to the seller confirming the facilitating of the one or more transactions.

A system and method for electronically evaluating and trading CP and short-term interests is presented. The system includes a buyer terminal coupled to a trading system. The buyer terminal includes a display device for displaying offerings of the interests and an input device for entering one or more investment criteria. The system includes a data store of offerings of a plurality of trading parties (e.g., issuers and / or dealers). The system also includes a server implementing search engine functions for selectively identifying responsive offerings and retrieving from the data store information relating to the responsive offerings of the plurality of trading parties. The system transmits the retrieved offerings information to the buyer terminal for display. Preferably, the offerings information of at least two trading parties is displayed in an integrated fashion. The system may present a summary view of the offerings information with a count of the identified offerings of each of the trading parties. The investment criteria include buyer-defined values for terms of the offerings such as, for example, maturity, minimum size, minimum yield and credit ratings of the interests. The investment criteria may also include parameters that specify an order for displaying the retrieved offerings. A method for electronically evaluating short-term interests includes the steps of: entering investment criteria; selectively retrieving offerings information from a plurality of trading parties responsive to the investment criteria; and presenting an integrated display of the retrieved offerings information. In one embodiment, investment criteria may be stored. The stored criteria may be retrieved and applied to identify offerings of the plurality of trading parties such that current offerings of the interests may be identified over a period of time.

The present invention is directed to a wireless payment platform that may offer a payment, negotiation and or barter mechanism for users with a mobile device. The wireless payment platform may utilize the convenience and adaptability of the mobile device of the users. Such a payment, barter and negotiation mechanism may offer more security to transactions by adding a transaction confirmation facility using conventional communications technologies, such as the Short Message Service or SMS, Interactive Voice Response (IVR) technology, and the like. Financial transactions may be conducted on a person-to-person basis where each user may be identified by a unique identifier such as a telephone number, caller ID, and the like. The wireless payment platform may also include a negotiating and barter module capable of allowing users to exchange offers of settlement until one offer is accepted.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

Embodiments of the invention relate to a transaction platform data processing method, and a transaction platform data processing system. The transaction platform data processing method includes: receiving order information corresponding to an order transmitted by a transaction platform, the order information comprising order amount and seller information; retrieving credit information of a seller, the credit information being based on the seller information; determining, using one or more computer processors, whether the order conforms to credit conditions based on the credit information of the seller and the order information; and in the event that the order conforms to the credit conditions, performing credit processing for the order and recording the order in the credit database.

Haptic or tactile features, which are generally not visually perceptible or reproducible, are applied at varying positions on a substrate according to a predetermined scheme. A plurality of raised image areas are specified for a group of substrates and raised marks are printed in only one raised image area for each substrate in a manner that is evenly distributed between the raised image areas for the group of substrates. The substrates will present a relatively uniform stack avoiding localized large pile heights when the substrates are stacked. A clear marking material is used to print the raised marks so as not to obscure underlying data printed on the substrate. The clear marking material may include a monomer that may become cross-linked in an exposure process to resist deinking of the substrate. The clear marking material may be mixed with a phosphorescing or fluorescing material as an additional security measure.

The present invention provides a METHOD TO CALCULATE AN ENERGY EFFICIENCY RATING for information technology equipment. This method specifically pertains to information technology equipment that doubles its capabilities in a predetermined timeframe according to Moore's Law.This method uses a formula to calculate an energy efficiency rating based on power consumption and transactions per second. It further calculates a normalized rating where the absolute rating is adjusted based on Moore's Law prediction of improvements. As a result the method invented is the first and only method to compare information technology from various generations of hardware, processor and component architecture with each other in terms of their energy efficiency.

An information and product exchange system includes a controller and a memory coupled to the controller, wherein the memory is configured to store program instructions executable by the controller. In response to executing the program instructions, the controller is configured to provide an application programing interface (API) configured to receive an online identifier and an action request from a first user, wherein each of the online identifier and the action request relates to a second user. In response to receiving the online identifier and the action request, the controller accesses a data storage system that stores an association between the online identifier and one or more offline identifiers related to the second user and further stores one or more permission settings.

Haptic or tactile features, which are generally not visually perceptible or reproducible, are applied at varying positions on a substrate according to a predetermined scheme. A plurality of raised image areas are specified for a group of substrates and raised marks are printed in only one raised image area for each substrate in a manner that is evenly distributed between the raised image areas for the group of substrates. The substrates will present a relatively uniform stack avoiding localized large pile heights when the substrates are stacked. A clear marking material is used to print the raised marks so as not to obscure underlying data printed on the substrate. The clear marking material may include a monomer that may become cross-linked in an exposure process to resist deinking of the substrate. The clear marking material may be mixed with a phosphorescing or fluorescing material as an additional security measure.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

A computer-based method and system for capacity / demand management in restaurant and other prepared-food service industries accepts transaction parameter values for composite resources. At least a portion of the transaction parameter values for at least one composite resource are communicated to at least one potential user of the composite resource. The transaction parameter values for composite resources can be determined using at least one yield-management method and / or by at least one resource network manager.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

Aspects of the present disclosure provides a method to enable the selling and buying of a property at a future time for a pre-agreed price. In accordance with aspects of the disclosure, a series of call options and put options on a property are created and transacted between a seller and a buyer. The call option defines the buyer's right to buy and seller's obligation to sell the underline property. The put option defines the seller's right to sell and buyer's obligation to buy the underline property. Property sellers, buyers, and investors, thus can plan guaranteed real estate transactions in the future times, can hedge against property price fluctuations, can save real estate transaction costs; and can manage real estate investment needs with measured and known risks therefore promoting more transactions and adding liquidity to the real estate market.

The present disclosure relates to a transaction processing method and apparatus. The method comprises: reading a tag via a user device t obtain a provide identifier associated with a provider for a transaction; generating via the user device a user request containing the provider identifier and a user identifier associated with a user for the transaction; and transmitting the user request to a transaction server, wherein a provider request containing transaction information and the provider identifier has been sent to the transaction server and stored therein.

Systems and methods to retrieve, encrypt, and transmit control area network (CAN), event data recorder (EDR), engine control unit (ECU) and onboard diagnostics (OBD) data from vehicles such as automobiles and airplanes etc. is disclosed. The invention having, but not limited to, several main parts: a first part being a microcontroller having onboard memory, a second part being a connector that interfaces with a vehicle's existing CAN, EDR, ECU and OBD data, a third part being onboard software that encrypts said data to a blockchain within a vehicle, and a fourth part being multiple, wireless transmitters that send blockchain information to a cloud network. An object of the invention is to leverage and decentralize valuable telematic, CAN, EDR, ECU and OBD vehicle data for an array of stakeholders including dealers, insurers and consumers in a secure manner through the latest cryptography software.

A product exchange system includes a controller and a memory coupled to the controller. The controller is configured to provide an interface configured to receive a request from a first user for purchase of an item; assign a unique transaction code to a transaction associated with the request, wherein a plurality of parties scans the unique transaction code during a process of the transaction; receive a notification in response to the scanning of the unique transaction code by one of a plurality of parties; and trigger an action, upon receipt of the notification, in connection with the one of the plurality of parties.

A network management device which registers for any state change notifications from the devices in the network. The network management device updates its status and values of the devices associated with each state change notification by querying the device. In this manner the management device can make a more timely update for a particular device and need not keep querying devices that have not changed, thus eliminating many unnecessary transactions. In certain embodiments polling is still performed. As a result, the management device is both more current in its displayed data and has fewer network transactions.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to calculate a maximum cost of the item, including one or more of a maximum sales tax and maximum shipping cost. The systems and method receive payment for the maximum cost and then refund the difference between the maximum cost and actual cost after the item has shipped.

The present disclosure provides systems and methods for an address exchange system including a controller configured to provide an API configured to receive an identifier from a user and further configured not to receive a physical address from the user, wherein the user provides an item for shipment to the physical address. In response to receiving the identifier, the controller is further adapted to request the physical address from a data storage system wherein the data storage system stores an association between the identifier and the physical address and further stores one or more permission settings defining situations in which the physical address is to be provided in response to receipt of the identifier. In response to receipt of the identifier, the data storage system tests the permission settings to determine whether or not to provide the associated physical address.